We're Zopa, and we want to make money work better for you.

Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer's needs at their heart. We're proud that this dedication is reflected in our excellent rating on TrustPilot.

We've always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.

We're not the new kids on the block though - we've been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances.

We've lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

zopa

<div><b style="font-size: 18px">Our Story</b></div><div><span style="font-size: 18px">&nbsp;</span></div><div><b style="font-size: 18px">Hello there. We’re Zopa.</b></div><div>&nbsp;</div><div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at <a class="postings-link" href="http://Zopa.com">Zopa.com</a>!&nbsp;</div><div><br></div><div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div><div><br></div><div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife </div><div><br></div><div> <div> <div> <p><span data-contrast="auto">You will design and evolve the services that power core banking products. The systems you help build process thousands of financial transactions every day. They must be scalable,&nbsp;resilient&nbsp;and secure. When money moves, it&nbsp;has to&nbsp;work. Every time.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">But this role goes beyond implementation.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">You will shape technical direction. Influence cross-team initiatives. Own complex, high-impact work from concept through to production. You will help decide not just how we build, but what we build and why.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">This is senior in impact, not just title.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">We’re&nbsp;growing across several of our product-engineering tribes at Zopa, with current opportunities in&nbsp;</span><span data-contrast="auto">Current Accounts, Lending, Credit&nbsp;Cards&nbsp;and Product Enablement</span><span data-contrast="auto">.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div>&nbsp;</div> <div> <p>&nbsp;</p> </div> </div> </div>

Senior Software Engineer - London

<div><br></div><div><span style="font-size: 18px"><b>Our Story</b></span></div><div><span style="font-size: 18px"><b>&nbsp;</b></span></div><div><span style="font-size: 18px"><b>Hello there. We’re Zopa.</b></span></div><div>&nbsp;</div><div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at&nbsp;<a href="http://zopa.com/">Zopa.com</a>!&nbsp;</div><div><br></div><div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div><div><br></div><div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife</div><div><br></div><div> <div><strong>The Engineering Challenge</strong></div> <div>&nbsp;</div> <div>Our Software Engineers don't just write code, they solve real financial problems for millions of customers. You'll work on distributed systems processing thousands of transactions daily, build resilient services that handle people's money, and create experiences that make traditionally complex financial products feel simple.</div> </div>

C# Software Engineer – Manchester

Senior C# Software Engineer – Manchester

<div><b style="font-size: 18px">Our Story</b></div><div><span style="font-size: 18px">&nbsp;</span></div><div><b style="font-size: 18px">Hello there. We’re Zopa.</b></div><div>&nbsp;</div><div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at <a class="postings-link" href="http://Zopa.com">Zopa.com</a>!&nbsp;</div><div><br></div><div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div><div><br></div><div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife </div><div><br></div><div> <div> <p><span data-contrast="auto"><strong>The Team</strong>&nbsp;</span></p> <p><span data-contrast="auto">The Unsecured Personal Loans team looks after one of Zopa’s core products and a core driver of the business. It is a mature, commercially significant area with sophisticated in house technology that powers the full lending journey, from deciding who we lend to, through to servicing loans accurately once they are live.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">This Associate Product Manager role sits at the heart of Zopa’s lending platform,&nbsp;working&nbsp;across key systems that support how we lend and manage loans.&nbsp;You’ll&nbsp;partner closely with engineers and a wide group of stakeholders to deliver improvements across billing and decisioning, helping Zopa build products that are robust,&nbsp;scalable&nbsp;and ready for the next stage of growth.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">It’s&nbsp;a great role&nbsp;for someone who enjoys product work in a complex, fast moving environment, where there’s real breadth and impact.&nbsp;You’ll&nbsp;join a team where the work is meaningful, varied and directly connected to how Zopa operates at scale.</span><span data-contrast="auto">&nbsp;</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> </div>

Associate Product Manager - UPL

<div><b style="font-size: 18px">Our Story</b></div><div><span style="font-size: 18px">&nbsp;</span></div><div><b style="font-size: 18px">Hello there. We’re Zopa.</b></div><div>&nbsp;</div><div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at <a class="postings-link" href="http://Zopa.com">Zopa.com</a>!&nbsp;</div><div><br></div><div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div><div><br></div><div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife </div><div><br></div><div> <div> <p><strong>The team</strong></p> </div> <div> <p><span data-contrast="auto">The Membership &amp; Growth team sits at the heart of Zopa’s product ecosystem.&nbsp;We’re&nbsp;part of the Product Enablement tribe, responsible for building and&nbsp;maintaining&nbsp;the central services that power every product across the business.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">Our focus is customer data&nbsp;for the whole bank. This includes&nbsp;everything from identity and income through to marketing preferences. This data underpins how every product works, from lending decisions to new product launches and cross-sell strategies.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">It’s&nbsp;a team with broad reach and real impact.&nbsp;You’ll&nbsp;work across all product areas, partnering with teams throughout Zopa to make sure the&nbsp;customer&nbsp;data they rely on is&nbsp;accurate, reliable, and ready to&nbsp;scale&nbsp;as we grow.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> <div> <p><span data-contrast="auto">This is&nbsp;a great opportunity&nbsp;to step into&nbsp;a central role&nbsp;with high visibility, where&nbsp;you’ll&nbsp;shape the foundations that enable the business to grow.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p> </div> </div>

Product Manager - Membership & Growth

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<div><span style="font-size: 18px;"><strong>Our Story</strong></span></div>
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<div><span style="font-size: 18px;"><strong>Hello there. We’re Zopa.</strong></span></div>
<div>&nbsp;</div>
<div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at&nbsp;<a href="http://zopa.com/">Zopa.com</a>!&nbsp;</div>
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<div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div>
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<div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife</div><div><br></div><div>
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<p><span data-contrast="auto">At Zopa,&nbsp;we're&nbsp;redefining how people access finance. Our Point of Sale (POS) business helps customers spread the cost of life's biggest purchases by partnering with hundreds of merchants across the UK to offer seamless lending and payment experiences.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p>
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<p><span data-contrast="auto">Within the POS Tribe, the Merchant Experience Squad sits at the centre of our B2B proposition. We own the products that merchants interact with every day—from integrations and APIs to ecommerce plugins and onboarding journeys—making it easier for businesses to offer Zopa's products to their customers.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p>
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<p><span data-contrast="auto">As our merchant proposition continues to evolve,&nbsp;we're&nbsp;looking for a Senior Product Manager to help define what great merchant experiences look like. This is a role with genuine strategic ownership, where&nbsp;you'll&nbsp;partner closely with Engineering, Commercial and Product Marketing to&nbsp;shape product direction, influence investment decisions and become the voice of our merchants across the business.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p>
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<p><span data-contrast="auto">If you enjoy solving complex B2B problems, balancing commercial opportunities with technical delivery and building products that create meaningful business impact,&nbsp;we'd&nbsp;love to hear from you.</span><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:240}">&nbsp;</span></p>
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Senior Product Manager - B2B

<div><strong>Our Story</strong></div> <div><strong>&nbsp;</strong></div> <div><strong>Hello there. We’re Zopa.</strong></div> <div>&nbsp;</div> <div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at&nbsp;<a href="http://zopa.com/">Zopa.com</a>!&nbsp;</div> <div>&nbsp;</div> <div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div> <div>&nbsp;</div> <div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife</div> <p data-start="175" data-end="449"><strong>The role:</strong></p> <div> <p data-start="115" data-end="521">As our customer base grows and our product portfolio expands, we are enhancing our training capabilities across Operations. We have an opportunity for an Operations Trainer to join our in-house Operations Training team at our Manchester office. This role sits within the Operations Training &amp; Knowledge team, which is responsible for designing, delivering, and continuously improving our training offering.</p> <p data-start="523" data-end="1064">Reporting to the Operations Training Manager, you will ensure that our operations colleagues possess the knowledge, judgement, and technical skills required for their roles, while also supporting specialised training for customer service and other operations teams. Your passion for fostering growth, enhancing skills, and equipping employees to excel in their roles will be essential. As an Operations Trainer, you will play a key role in driving impactful training and development initiatives that contribute to our organisational success.</p> </div> <p data-start="937" data-end="1254"><strong>This is a hybrid role working in our Manchester office at least 3 days per week.</strong></p>

Training Associate - Operations (Hybrid)

<div><strong style="font-size: 16px;">Our Story</strong></div> <div><strong style="font-size: 16px;">&nbsp;</strong></div> <div><strong style="font-size: 16px;">Hello there. We’re Zopa.</strong></div> <div><span style="font-size: 16px;">&nbsp;</span></div> <div><span style="font-size: 16px;">We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at&nbsp;</span><a href="http://zopa.com/" style="font-size: 16px;" class="postings-link">Zopa.com</a><span style="font-size: 16px;">!&nbsp;</span></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</span></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife</span></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">As a </span><strong style="font-size: 16px;">Customer Service Specialist</strong><span style="font-size: 16px;">, you are customer-centric and a strong team player, with a collaborative approach that ensures the customer is always at the heart of everything you do. You can identify opportunities to improve the service we offer and make decisions aimed at creating an exceptional customer experience every time. Delivering first-call resolution by working closely with other areas and taking ownership of each customer interaction is essential to this role.</span></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">You will work 5 days out of 7, totalling 37.5 hours per week. The working pattern will consist of 7.5 hour shifts between 8 am and 8 pm, Monday to Friday, and you will work one weekend a month, 9 am – 5:30 pm.</span></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">This is a hybrid role. The team works in the office Monday - Wednesday.</span></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">You will be required to work some bank holidays each year, for which you will receive time off in lieu.</span></div>

Customer Service Specialist

<div> <div><strong>Our Story</strong></div> <div><strong>&nbsp;</strong></div> <div><strong>Hello there. We’re Zopa.</strong></div> <div>&nbsp;</div> <div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at&nbsp;<a href="http://zopa.com/">Zopa.com</a>!&nbsp;</div> <div>&nbsp;</div> <div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div> <div>&nbsp;</div> <div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife</div> </div> <div>&nbsp;</div> <div><strong><span style="font-size: 16px;">The role:</span></strong></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">As a Customer Service Specialist within our point of sale team, you will undertake a range of tasks to support both the team and our outsourced partners, enabling them to deliver the high standards we set for customer experience within the bank. You will act as a point of contact for complex queries from the front-line customer service team and serve as an escalation point for stakeholders on behalf of the team.</span></div> <div>&nbsp;</div> <div><span style="font-size: 16px;">This role requires the ability to multitask and manage your own workload to ensure we remain focused on meeting the agreed service levels and quality standards set for the team. You will play a key role in the ambitious plans we have to enhance our customer offering, helping us to continuously improve the experience we deliver to our customers.</span></div> <div>&nbsp;</div> <div><strong style="font-size: 16px;">Working Hours:</strong></div> <div><span style="font-size: 16px;">Full-time, 37.5 hours per week (Monday to Friday)</span></div> <div><span style="font-size: 16px;">Shifts: 8am–4pm or 10am–6pm (Rota)</span></div> <div>&nbsp;</div> <div><strong style="font-size: 16px;">Weekends:</strong></div> <div><span style="font-size: 16px;">One in three weekends required (Saturday: 8am–4:30pm)</span></div> <div><span style="font-size: 16px;">A weekday off will be given when you work a Saturday</span></div> <div>&nbsp;</div> <div><strong style="font-size: 16px;">Location:</strong></div> <div><span style="font-size: 16px;">Based in Manchester</span></div> <div><span style="font-size: 16px;">Office attendance: 3 days per week</span></div> <div>&nbsp;</div> <div>You will be required to work some bank holidays each year, for which you will receive time off in lieu.</div> <div>&nbsp;</div>

Customer Service Specialist - Point of Sale

<div><strong>Our Story</strong></div> <div><strong>&nbsp;</strong></div> <div><strong>Hello there. We’re Zopa.</strong></div> <div>&nbsp;</div> <div>We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at&nbsp;<a href="http://zopa.com/">Zopa.com</a>!&nbsp;</div> <div>&nbsp;</div> <div>We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.&nbsp;</div> <div>&nbsp;</div> <div>If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.&nbsp;Want to see us in action? Follow us on Instagram @zopalife</div> <p data-start="175" data-end="449"><strong>The role:</strong></p> <p data-start="175" data-end="449">With a growing customer base and expanding product portfolio, we are strengthening our Fraud and Financial Crime capability across Operations. We have an opportunity for an Operations Trainer to join our in-house Operations Training Team, based in our Manchester office.</p> <p data-start="451" data-end="647">This role sits within the Operations Training &amp; Knowledge Team, which is responsible for designing, delivering, and continuously improving Fraud and Financial Crime training across Operations.</p> <p data-start="649" data-end="935">Reporting to the Operations Training Manager, you will ensure that Operations colleagues have the knowledge, judgement, and technical skills required to succeed in their roles, while also supporting broader specialised training for Fraud &amp; Financial Crime teams across the business.</p> <p data-start="937" data-end="1254">You will be passionate about fostering growth, enhancing skills, and ensuring employees are equipped to excel in their roles. As a Senior Training Associate, you will be at the forefront of driving impactful training and development initiatives that support both operational excellence and organisational success.</p> <p data-start="937" data-end="1254"><strong>This is a hybrid role working in our Manchester office at least 3 days per week.</strong></p>

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