Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

mastercard

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Senior Software Engineer<h3></h3>Our Purpose: We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our Decency Quotient (DQ) drives our culture and everything we do inside and outside our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, perspectives, and experiences. We believe that our differences enable us to be a better team, make better decisions, drive innovation, and deliver stronger business results. Overview: Mastercard's Network &amp; Digital Payments group creates valued experiences for consumers and enables merchants and issuers to reach consumers in ways not possible in the pre-digital world. The Global Product Engineering team is responsible for developing a suite of foundational payment solutions. This is an opportunity to be part of a highly motivated team focused on bringing security, convenience, and control to digital payments. Ask Yourself • Have you ever engineered a product to market on a global scale? • Are you motivated to help drive a world beyond cash? • Are you eager to work at the cutting edge of technology while maintaining a high standard of engineering excellence? Role Overview: As a Senior Software Engineer, you will: Core Engineering Responsibilities • Design, develop, and maintain robust and scalable backend services using Java, Spring Boot, and microservices architecture. • Deploy and manage applications on PCF and/or Kubernetes. • Develop engaging and responsive user interfaces using modern front-end frameworks such as Angular or React. • Participate in Proof of Concepts (PoCs) and contribute to the evaluation and selection of technologies, vendor solutions, frameworks, and methodologies. • Write clean, maintainable, well-documented, and testable code. • Collaborate with product managers, designers, and engineers to deliver high-quality products. • Participate in code reviews and continuously improve engineering practices. • Troubleshoot and resolve complex technical issues. • Ensure adequate test coverage across unit, integration, system, automation, and performance testing. • Contribute to architecture and technical design decisions. • Mentor junior engineers and share technical expertise. • Work in an Agile environment, participating in sprint planning, daily stand-ups, reviews, and retrospectives. Quality Engineering &amp; Automation • Develop robust automation solutions using Java, Spring, JUnit, Rest Assured, JBehave, Cucumber, or similar frameworks. • Design and maintain automation frameworks, reusable utilities, harnesses, and engineering productivity tools. • Create and maintain technical artifacts including: o Design documents o Test strategies o Automation plans o Integration specifications o Operational readiness documentation • Identify gaps across unit, functional, integration, regression, performance, and exploratory testing and partner with engineering teams to address them. • Participate in defect triage, release readiness reviews, environment validation, and delivery risk assessments. Security, Reliability &amp; Operations • Apply secure coding practices and support vulnerability identification using tools such as SonarQube, Checkmarx, Fortify, or equivalent platforms. • Support production readiness through effective logging, monitoring, troubleshooting, incident analysis, root cause analysis (RCA), and issue resolution. • Help improve application reliability, observability, and operational excellence. All About You: Required Qualifications • 6 to 9 years of experience in Full Stack Software Development. • Strong proficiency in Java and Spring Boot. • Experience designing and developing microservices. • Experience with PCF, Kubernetes (K8s), Docker, or cloud-native platforms. • Strong understanding of front-end development principles with hands-on experience in Angular and/or React. • Proficiency in HTML, CSS, JavaScript, and jQuery. • Hands-on experience with Java, Spring, JUnit, Rest Assured, JBehave, Cucumber, or equivalent testing frameworks. • Strong experience validating APIs, microservices, web services, web applications, databases, and integration workflows. • Experience with relational databases such as Oracle and PostgreSQL, including writing optimized and efficient SQL queries. • Experience designing and developing RESTful APIs. • Understanding of information security concepts, including: o X.509 certificates o Public key cryptography o JWT (JSON Web Tokens) o Hashing algorithms o Digital signatures • Ability to troubleshoot complex issues across application, integration, data, and infrastructure layers. • Strong passion for engineering excellence, continuous improvement, automation, and building reliable software at scale. • Ability to work effectively both independently and within a collaborative team environment. Good to Have: • Experience with public cloud platforms such as Azure, AWS, or GCP. • Experience with DevOps practices and tools including Jenkins, Docker, Kubernetes, CI/CD pipelines, and Infrastructure as Code. • Contributions to open-source projects. • Experience in payment technologies, digital identity, authentication, or security-focused solutions. Our Teams &amp; Values: • We work in small, collaborative teams consisting of software engineers and product managers. • Customer success is at the core of everything we do. • We embrace diversity and inclusion, bringing together individuals from varied backgrounds and experiences. • We believe in doing well by doing good through inclusive growth and ethical, environmentally responsible decision-making.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Senior Software Engineer

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Lead Software Engineer (Architect)<h3></h3>Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The MDES team is looking for a Technical Architect (Lead, Software Development Engineer) who can lead Architecture and Design of MDES Services and define regional distribution / localization design for MDES. The ideal candidate is the one who is passionate about leading software development, driving engineering practices &amp; technically mentoring team members for a highly scalable, highly available enterprise grade payment application. Role • Lead platform / solution architecture design addressing all non-functional requirements • Work closely with Product Management and Engineering Team to come up high level design • Develop critical components whenever required and create proof of concepts for new/unknown use cases/ideas • Conduct code reviews, is responsible for overall code quality, Coach and mentor less experienced team members • Write and review Design Documentation whenever required • Do SCM Operations – branching, merging, tagging, conflict resolution • Study upcoming technologies and identify how they can be used to improve existing solution • Comply with organizations processes. Policies and protects organization’s Intellectual property. Also, participate in organization level process improvement and knowledge sharing All About You Essential knowledge, skills &amp; attributes • Experience of technically leading at least one scrum team in terms of assisting Product Manager in refining the features and stories, doing low level design, doing code review, troubleshooting team’s issues, guiding &amp; mentoring team members • Hands on experience and expert on working with core Java, Spring Boot, Spring (MVC, IOC, AOP, Security), SQL, RDBMS (Oracle and PostGRES), NoSQL (Cassandra), Web-services (JSON and SOAP), Kafka, Zookeeper • Hands on experience of developing microservice application &amp; deploying them on any one of the public cloud like Google, AWS, Azure • Hands on experience of using Intellij/Eclipse/My Eclipse IDE, UML tools (MS Visio, PlantUML) • Hands on experience of writing Junit test cases, working with Maven/Ant/Gradle, GIT • Experience of working with Agile methodologies. • Personal attributes are strong logical and Analytical Skills, design skills, should be able to articulate and present his/her thoughts very clearly and precisely in English (written and verbal) • Knowledge of Design Patterns • Knowledge of Security concepts (E.g. authentication, authorization, confidentiality etc.) and protocols, their usage in enterprise application Additional/Desirable capabilities • Experience of working in Payments application Domain • Hands on experience of working with tools like Mockito, JBehave, Jenkins, Bamboo, Confluence, Rally<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Lead Software Engineer (Architect)

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Senior Software Engineer<h3></h3>Job Title: Senior Software Engineer Overview:   Mastercard’s Services - Portfolio Intelligence Program is seeking a Senior Software Development Engineer to drive the architecture, design, and delivery of high-performance analytics platforms that empower businesses worldwide to unlock maximum value from their data. Our next-generation platform integrates industry-leading analytics, advanced software architecture, and the latest web technologies.   Senior Engineers at this level are expected to demonstrate over 6 years of overall experience in software engineering, with clear evidence of expanding technical ownership and scope. You will play a pivotal role in shaping technical direction, mentoring engineers, and ensuring the team’s output meets the highest standards for quality and velocity. Collaboration with global teams, including those based in Pune, New York City, and Arlington, is essential.    Role:   Drive technical leadership across the software development lifecycle, actively influencing architecture and design decisions, and unblocking teams to achieve their objectives efficiently.   Mentor and develop engineers through structured technical guidance, code reviews, and leading design discussions, fostering a culture of continuous learning and growth.   Articulate technical decisions, trade-offs, and recommendations clearly to both technical and non-technical stakeholders, ensuring transparency and alignment.   Deliver high throughput and velocity without compromising engineering quality, acting as a force multiplier to enhance team productivity, execution speed, and technical outcomes through hands-on contribution and strategic leadership.   Collaborate with cross-functional teams to understand business requirements and translate them into robust, scalable software solutions.   Champion best practices in software engineering, ensuring clean, maintainable code using object-oriented principles and modern frameworks.   Troubleshoot and resolve complex technical issues in both development and production environments.   Expected to act as a force multiplier, improving overall team productivity, execution speed, and technical outcomes through hands‑on contribution.    All About You:   6+ years of overall software engineering experience, with a demonstrable track record of technical growth, increasing ownership, and driving impactful outcomes.   Proven capability to mentor and develop engineers, evidenced by successful technical guidance, effective code reviews, and facilitation of design discussions.   Exceptional communication skills, with the ability to explain technical concepts, decisions, and trade-offs to diverse audiences.   Strong experience in software development for data-driven backend applications, including database technologies such as Postgres, data modelling, and data architecture design.   Expertise in Java and proficiency with frontend technologies like ReactJS. The ideal candidate brings strong hands-on experience and a passion for writing clean, high-quality code.  Advanced object-oriented programming skills, excellent problem-solving and analytical abilities.   Bachelor's degree in Computer Science, Computer Engineering, Software Engineering, or a related field.   Preferred Experience:   Leading the design and implementation of scalable, maintainable software systems in a collaborative environment.   Managing and optimising CI/CD pipelines and automated testing frameworks.   Familiarity with testing RESTful APIs, load testing, and unit testing using modern tools.   Experience working with global, cross-functional teams.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Director, Software Engineering<h3></h3>Who is Mastercard? Mastercard is a global technology company in the payments industry, building digital platforms that securely power commerce at global scale. Our technology enables innovation across financial services, data, AI, and digital experiences, while maintaining the highest standards of reliability, security, and trust. Role Business &amp; Market Insights (B&amp;MI) is Mastercard’s data, analytics, and intelligence organization, responsible for transforming vast, global data assets into actionable insights and decision support products for customers across industries. B&amp;MI builds platforms and products that move beyond static analytics, embedding AI, advanced modeling, and increasingly agentic systems directly into customer workflows to help clients understand what is happening, what will happen next, and what actions to take. The team operates on a global scale, where product, engineering, and data teams come together to deliver secure, governed, and production ready intelligence solutions that drive measurable business outcomes. Required Skills and Experience • 7+ years of full stack engineering experience in an agile production environment • 2+ years managing two or more engineering teams and coaching and mentoring emerging leaders • Experience leading the architecture, design, implementation, and release of complex products and applications that spans across multiple engineering teams • Strong backend engineering experience using languages such as Java, Kotlin, Python, Scala, or similar technologies • Familiarity with cloud technologies and platforms, including but not limited to AWS EMR, Aurora, Databricks, and Snowflake, used to build and scale data-intensive applications • Strong technologist with proven track record of learning new technologies and frameworks • Relentless focus on and track record of delivering value for customers • Strong analytical / quantitative problem-solving skills • Experience identifying and implementing improvements to organizational structure and processes to empower teams to own and deliver on their mission • Ability to influence others teams and roles to prioritize and make improvements to their technical approach and processes • Experience leading projects and teams across roles and geographies • Motivation, creativity, self-direction, and desire to thrive as a leader in a fast-paced organization • Superior academic record with a degree in Computer Science or related technical field • Strong written and verbal English communication skills<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Director, Software Engineering

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Manager, Software Engineering<h3></h3>Job Overview Lead a team of software engineering professionals responsible for designing, developing, testing, deploying, and maintaining high-quality software solutions in a timely and cost-effective manner. Provide strategic, technical, and people leadership while partnering across business and technology teams to deliver critical initiatives and advance organizational objectives. Major Accountabilities • Establish and monitor departmental and individual objectives aligned with organizational strategies, priorities, and business outcomes. • Lead the definition, development, and delivery of major cross-functional and cross-department initiatives with broad scope and long-term business impact. • Partner with business and technology stakeholders to identify innovative solutions, develop business cases, and drive strategic decisions aligned with Mastercard objectives. • Champion innovation and creative problem-solving by identifying opportunities to improve technology, processes, operational efficiency, and customer outcomes. • Present strategies, recommendations, business cases, and technical solutions to senior management, business owners, and key stakeholders to support effective decision-making. • Provide recommendations to senior leadership on technology selection, software design, architecture, engineering practices, and the strategic technical direction of the department. • Guide teams in designing scalable and maintainable software solutions with well-defined structures, components, interfaces, and interactions. • Lead the implementation and continuous improvement of software engineering processes, methodologies, and supporting tools based on evolving organizational needs. • Promote engineering practices that support software quality, including code reviews, secure coding standards, and unit, functional, and integration testing. • Ensure solutions are designed and maintained for performance, scalability, reliability, operational readiness, observability, and ongoing supportability. • Identify process and technology gaps, define business and technical requirements, develop estimates, and establish project scope and delivery plans. • Manage scope throughout the project lifecycle, balancing business priorities, technical considerations, resource capacity, risk, and time-to-market objectives. • Ensure initiatives are appropriately staffed, trained, and managed, with the necessary technical skills, leadership behaviors, and accountability for successful delivery. • Provide coaching, development, and performance feedback to team members while fostering collaboration and continuous improvement across diverse teams. • Build and develop high-performing teams while promoting an enterprise mindset, accountability, adaptability, and effective leadership through change and ambiguity. • Manage resources and initiatives within approved staffing and budget guidelines. • Lead strategic planning, financial planning, resource management, administration, and overall management of the department. • Provide leadership during application incidents through effective data analysis, troubleshooting, incident triage, and coordination across mainframe and Java technology environments. Education • Bachelor’s degree in a relevant discipline, or an equivalent combination of education and professional experience. Knowledge &amp; Experience • Strong background in software development and application support across mainframe and Java technology stacks. • 5–8 years of relevant software engineering and technology experience, including leadership or management responsibilities. • Experience leading multiple, diverse engineering teams and conducting formal performance reviews. • Demonstrated experience in data analysis, structured problem-solving, troubleshooting, production incident triage, and technical decision-making across mainframe and Java environments. • Experience with budget, resource, and workforce management. • Experience managing financials across multiple projects or programs. • Advanced knowledge of project or program management and strategic planning, with working knowledge of financial management. • Strong understanding of software engineering principles and practices, including software design, architecture, data structures, development methodologies, testing, deployment, and ongoing maintenance. • Knowledge of secure coding, code review, performance engineering, and operability practices that support reliable, scalable, observable, and maintainable systems. • Experience leading complex initiatives involving multiple business, technology, and operational stakeholders. Skills &amp; Abilities • Strong people leadership skills, including coaching, mentoring, performance management, and development of engineering talent. • Ability to establish objectives, policies, operating plans, and execution strategies aligned with broader organizational goals. • Ability to shape technical direction, connect engineering priorities to enterprise impact, and lead teams through complexity and organizational change. • Strong verbal, written, presentation, and stakeholder-management skills, including the ability to communicate effectively with senior leadership. • Ability to provide overall business and technical planning for complex product and platform enhancements. • Strong analytical and problem-solving capabilities, with the ability to translate business challenges into practical technology solutions. • Ability to manage competing priorities, dependencies, risks, resources, and delivery commitments across multiple initiatives. • Ability to lead teams through complex production issues while maintaining focus on resiliency, operational excellence, and continuous improvement.<h3></h3>Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.<h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul><h3></h3>In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.&amp;#xa;&amp;#xa;THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 01/25/2027. If the fill date has passed, Mastercard intends to fill this position as soon as possible.&amp;#xa;&amp;#xa;Pay RangesO'Fallon, Missouri: $140,000 - $231,000 USD<h3></h3><h3></h3><h3></h3><h3></h3>

Manager, Software Engineering

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Senior Software Engineer<h3></h3>Overview As a Senior Software Engineer in Mastercard’s Core Payments, Network Solutions team, you will develop software supporting payment and transaction-processing systems. You will combine software development and quality engineering to deliver secure, scalable, reliable applications and services. You will design, build, test, deploy, and maintain software components, automation frameworks, and validation tools. Working with engineers, architects, and product teams, you will contribute to technical decisions, strengthen operational readiness, review code, and mentor junior engineers. What You’ll Do Software Development • Design, build, test, deploy, and maintain software components, automation frameworks, and validation tools for payment-processing applications and services. • Apply data structures, algorithms, and efficient coding practices to deliver scalable solutions. • Contribute across the software development lifecycle, including deployment and monitoring. Design &amp; Architecture • Translate business requirements into maintainable solutions using domain-driven design and established design patterns. • Contribute to architecture and system-design decisions supporting scalability, reliability, testability, observability, and performance. • Provide input into microservices and cloud migration strategies. Quality &amp; Secure Engineering • Develop and maintain unit, functional, and integration tests across applications and services. • Build test automation frameworks and integrate validation into CI/CD pipelines using tools such as Jenkins and XL Release (XLR). • Design test strategies covering payment workflows, service interactions, performance, reliability, and production simulation. • Measure code quality and coverage using tools such as Sonar and Clover. • Apply and promote secure coding practices, vulnerability detection, and mitigation; integrate security testing into delivery pipelines. • Conduct and lead code reviews, and review system designs, test strategies, and implementation approaches. Performance &amp; Operational Excellence • Improve system performance and scalability through load testing, tuning, and bottleneck analysis. • Build observability, monitoring, resilience, and operational readiness into solutions across environments. • Troubleshoot complex production issues, identify root causes, and support timely resolution. Collaboration &amp; Technical Leadership • Partner with engineering, architecture, and product teams to deliver solutions and strengthen engineering practices. • Mentor junior engineers and share technical knowledge across teams. • Evaluate and recommend tools, technologies, and frameworks for continuous improvement. Required Qualifications • Strong practical experience in software engineering, including development and quality engineering. • Demonstrated proficiency developing microservices with Java and Spring Boot. • Proficiency with relational databases and SQL. • Advanced understanding of cloud-native architecture, PCF, and AWS. • Experience deploying and managing containerized applications using Kubernetes. • Understanding of event-driven design and its application to distributed systems. • Ability to use Splunk for log analysis, monitoring, and troubleshooting. • Strong understanding of object-oriented programming, modularity, design patterns, distributed systems, data structures, and algorithms. • Ability to apply domain-driven design and contribute to system-design and architecture decisions, selecting appropriate patterns such as MVC, API Gateway, Intercepting Filter, Dependency Injection, Lazy Loading, and service-to-worker. • Proficiency applying security, scalability, resilience, customer experience, testing, operability, and simplification principles to mission-critical software. • Experience with unit, functional, and integration testing, including testing Linux and web applications. • Proficiency in test automation, CI/CD integration and deployment, and code-coverage measurement using tools such as Jenkins, XLR, GitHub Actions, Sonar, and Clover. • Experience with performance testing and engineering. • Ability to scan and assess code quality and anti-patterns using tools such as Sonar, Zally, and Checkmarx. • Experience applying secure coding and application-security principles, including OWASP, and configuring vulnerability scanning and software composition analysis using tools such as Sonar, JFrog Xray, and Veracode. • Ability to orchestrate release workflows and standardized pipelines through APIs using tools such as Jenkins, AWS, and XL Release. • Experience managing builds and artifacts using tools such as Artifactory and deploying production code using canary or blue-green techniques. • Strong analytical, troubleshooting, and problem-solving skills. • Clear verbal and written communication and effective collaboration across teams. Preferred Qualifications • Knowledge of payment networks and transaction-processing systems. • Experience with PostgreSQL and Oracle SQL. • Experience delivering cloud and microservices architectures or mainframe modernization. • Experience designing systems for reliability, performance, and scalability. • Bachelor’s or master’s degree in Computer Science, or equivalent experience. Success Measures (First 12 Months) A successful Senior Software Engineer will: • Deliver assigned software components and supporting automation through design, testing, deployment, and maintenance. • Strengthen automated validation of payment workflows and service interactions. • Produce secure, maintainable code supported by effective testing and code reviews. • Contribute to improvements in performance, reliability, observability, and operational readiness. • Resolve complex technical issues and contribute practical improvements that reduce recurrence. • Support team capability through mentoring, technical reviews, and knowledge sharing.<h3></h3>Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.<h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul><h3></h3>In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.&amp;#xa;&amp;#xa;THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 01/24/2027. If the fill date has passed, Mastercard intends to fill this position as soon as possible.&amp;#xa;&amp;#xa;Pay RangesO'Fallon, Missouri: $115,000 - $184,000 USD<h3></h3><h3></h3><h3></h3><h3></h3>

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Senior Software Engineer<h3></h3>Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The Dual Message Authorization team is looking for a Lead Software Engineer (Testing) to drive our customer experience strategy forward by consistently innovating and problem-solving. The ideal candidate is passionate about the customer experience journey, highly motivated, intellectually curious, analytical, and possesses an quality driven mindset.  Role In this position, You will: • be an individual contributor with advanced knowledge within discipline, leading a segment of several initiatives or a larger initiative, or may formally supervise a small team • Adheres to and implements enterprise quality standards, processes and tools, and develops and implements build control strategies or QA tools/processes • Interacts with business and development teams to define test plans and schedules • Translates complex system requirements and specs into test requirements and testing methods • Identifies and implements more complex automation efforts. • Participates in requirements review and testing activities; monitors resolutions and retains documentation  • Mentoring the team • Work with software developers and domain experts in designing, performing, and improving verification tests  • Work collaboratively and effectively in a very fast paced environment. • Identify early defects to improve quality of the products • Follow the SDLC and STLC process with quality management and Agile tools like ALM • Proactively monitor customer insights and production issues to seek quality feedback and improve processes to enhance quality of the product/capability. • Play a crucial part in helping drive Quality to help build and ship better products. All About You • Working knowledge on Card Payment systems. [Must] • Working knowledge of payment simulation tools such as T3/similar or and ISO payment protocols (8583) &amp; (20022) (must) [Must] • Working knowledge /Experience on different card platforms/Switch  • Strong understanding of Mastercard/Visa transaction flows and payment network processing. • Experience validating ISO 8583 Data Elements (DE3, DE32, DE42, DE43, DE48, DE61, DE63, etc.)[Must] • Knowledge of authorization systems, payment switches, issuer/acquirer flows, and transaction routing concepts[Must] • Ability to perform impact analysis, regression assessment, and release validation for complex payment enhancements. • Experience participating in requirement reviews, acceptance criteria validation, and defect triage discussions [Must] • Strong analytical mindset with a quality-first approach to software delivery. • Understanding on Unix/Linux Commands, SQL [Must] • Experience on Tandem HP non stop, Mainframe will be added advantage • Understanding of any programming language. [Must] • Knowledge of software testing life cycle [Test planning, Test design and execution, Defect Management, Test Reporting] [Must] • Hands on experience on Functional, Regression, System, UAT Testing[Must] • Any experience with TDD and/or BDD will be an added advantage • Experience in automation testing using any of the tool like JBehave, TestNG, SOAP UI, Appium, Selenium, mobile automation tools will be added advantage. • Excellent defect finding, debugging, root cause analysis capabilities • Excellent communication skill and team handling capabilities • Experience of testing solutions for large scale deployments including large enterprises or service providers, banking or payment solutions. • Experience of working in payments application Domain. • Hands on experience of working with tools like Confluence, JIRA, and Rally. • Good at test strategy analysis systematically and delivery focused • Strong organizational and problem-solving skills with great attention to detail, critical thinking, solid communication skills. • Ability to be flexible, accountable, reliable and industrious. • Ability to manage multiple priority efforts in parallel and ensure Quality Assurance standards are followed. • High-energy, detail-oriented and proactive with the ability to function under pressure in an independent environment • Strong oral and written communication skills • Bachelor’s degree in computer science or related field<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Lead Product Manager- Technical<h3></h3>Lead Product Manager - Technical Overview: Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Job Description Summary Providing Innovative, Secure, and Reliable Switching Solutions is the lifeblood of Mastercard Core Products, we are currently seeking a passionate, collaborative, and experienced Lead, Product Manager Technical to join the Switching Solutions Team. Are you a collaborator capable of communicating effectively with Business and IT stakeholders across all organizational levels? Are you an innovator who embraces, adopts, and studies the latest technology to solve challenging business problems? Are you a leader who inspires the team to think “out of the box” and effectively communicates across all levels of the organization? If this describes you, Mastercard wants to talk to you about joining our Squad. Overview • Responsible for developing inspiring platform/product visions, derived from business needs, market opportunities, and technology trends • Decomposes business requirements and customer experiences into features and functions that drive the platform/product roadmap • Works with Technical Program Managers, Architects, Developers, and internal customers to define the details behind the business requirements • Elaborates end to end features with the customer impact in mind • Acts as the voice of the business customer, can clearly articulate the purpose and impact of the work requested Responsibilities • Exhibits expertise across multiple platform products • Builds tight connections to resources to drive overall strategy and teams inside your organization while influencing those outside your organization to deliver the expected results • Identify short-and-medium-term risks to platform product development and segment adoption, while proposing solutions to address them • Use data to make decisions • Continuously monitor and analyze key performance indicators on the organization’s score card and move them in a positive direction • Makes trade-off decisions on multiple solutions • Manage escalations, assess the alternative to resolve (path to green) and builds a plan for resolution • Shares best practice with other Mastercard teams • Engages with business customers to identify key platform product issues; solicits feedback on platform product roadmap • Leverages data analysis skills to research difficult or ambiguous problems, leading cross-disciplinary teams where necessary and communicating recommendations to senior leadership • Oversees team-wide product operations, leads junior PM-Ts who may own individual components, and coordinates team-wide improvement goals • Represents Mastercard with external stakeholders for escalations and during strategic roadmap discussions • Participates in customer research with the business to gain end-to-end real-world understanding of customer needs and platform product value Experience •Experience building complex business and/or transactional models in a product line management, e-commerce, and/or strategic planning role •Can deliver high quality technology products/services in a high growth environment where priorities shift rapidly •Ability to use hard data and metrics to back up assumptions and develop business cases •Proven ability to lead in a matrix environment •Demonstrated ability to operate with complete independence and autonomy •Experience and proficiency with cloud technologies (IaaS, PaaS, serverless technology, NoSQL databases), microservice design, near real-time, scalable fault tolerant platform design, API design, and distributed systems operations in a DevOps model •Experience with XP, TDD and BDD in the software development processes •Proven track record of data driven decision making and applying continuous improvement methodologies across teams •Comprehensive experience in agile delivery methodologies (scrum, Kanban, etc.) and CI/CD •Can communicate to executives, peers, and staff with impact, eloquence, and authenticity •Demonstrated experience building relationships, partnering with and influencing executive leadership while commanding the respect of the individual engineers across the organization •Deep understanding of the platform, the integration patterns, the organizational capabilities, and the company wide assets that can be leveraged to provide technical solutions to customer problems<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Lead Product Manager- Technical

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Engineering Manager – Software Engineering<h3></h3>Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realise their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The Mastercard Payment Networks team is looking for an Engineering Manager to lead high-performing teams building scalable and reliable backend systems. As an Engineering Manager, you will be responsible for driving technical delivery, ensuring engineering excellence, and building strong teams delivering complex distributed systems. This role requires a balance of technical depth, ownership, and strong execution focus. You will lead teams working on systems that handle high-volume transaction data, provide secure and efficient access to backend services, and operate at global scale. • Are you passionate about low latency, high volume, and highly available (5 9s) systems? • Do you enjoy working on scalable backend and data-intensive platforms? • Do you want to lead teams solving complex problems in global payment ecosystems? Key Responsibilities Technical Leadership &amp; Execution • Drive architecture and design of scalable, high-performance backend systems • Guide teams building services using Java, Spring Boot, and REST APIs • Ensure systems are designed for high throughput, data processing, and reliable data access • Drive adherence to engineering best practices, design standards, and code quality • Identify technical risks, dependencies, and system optimisation opportunities Delivery Ownership &amp; Execution • Own end-to-end delivery from planning through production deployment • Ensure strong engineering readiness (requirements, design, dependencies) • Drive predictable execution with clear milestones and timelines • Proactively manage risks, blockers, and cross-team dependencies Operational Excellence • Ensure systems meet expectations for reliability, scalability, and performance • Drive adoption of monitoring, observability, and incident management practices • Support teams in resolving production issues and improving system stability • Continuously improve engineering processes, tools, and quality standards People Leadership &amp; Team Development • Build, mentor, and retain high-performing engineering teams • Foster a culture of ownership, accountability, and continuous improvement • Provide coaching, feedback, and career development support • Hire and grow strong engineering talent Required Skills &amp; Qualifications • 10+ years of experience in software engineering with leadership experience • Strong experience delivering distributed, large-scale backend systems • Hands-on experience with Java, Spring Boot, and REST-based services • Experience in microservices and event-driven architectures • Strong understanding of data storage systems (RDBMS / NoSQL) and data access patterns • Experience with messaging platforms (e.g., Kafka or similar) • Exposure to large-scale data systems or storage platforms is a strong advantage • Experience with CI/CD, containerisation, and cloud-native development • Understanding of system reliability, observability, and performance tuning • Strong problem-solving and stakeholder management skills • Experience mentoring engineeTrs and leading teams<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Engineering Manager – Software Engineering

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Manager, Software Engineering | Data &amp; AI Platform<h3></h3>Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview Data Foundations, part of Business &amp; Market Insights, solves shared data problems for Mastercard's analytics products: secure customer data exchange, consistent business definitions and metrics, reference datasets, data quality and AI-assisted customer data onboarding. Engineering and product set direction together, and we own outcomes, not just delivery. Where enterprise platforms fit, we reuse and shape them. Where there is a shared gap, we solve it once. We are looking for a Manager, Software Engineering to lead a growing Pune-based team that builds and runs shared data capabilities. Your first challenge is reliable ingestion of customer and third-party data, while moving established pipelines from manual effort to cloud automation. You will spend 40-50% of your time hands-on. In your first few months you will baseline what the team runs, close the riskiest gaps and deliver the first measurable cut in manual onboarding work. Role - Partner with product management to understand users, shape scope and priorities, and share accountability for outcomes. - Manage and develop engineers: set goals, give regular feedback, run performance reviews, and help attract and grow talent as the team expands. - Own the team's technical direction, reviewing designs, pipeline plans and code, and spend 40-50% of your time hands-on where it counts most. - Own execution across new development and production support, reducing operational load by automating, improving or retiring pipelines. - Set and uphold standards for testing, release, data quality and security, with clear owners, monitoring and service-level objectives for production services; lead major incidents through to root cause. - Plan capacity across employees and contractors, hold vendors to clear deliverables, and work with business operations on customer onboarding. - Communicate progress, risks and decisions to senior leaders, and help the team use AI tools where they genuinely improve speed or quality. All About You - Experience managing engineers, including performance management and career development. - Strong product judgement and a record of shaping what is built, not just delivering it. - Experience running and improving production data pipelines, including moving legacy workloads to the cloud. - Recent hands-on experience with Databricks and AWS or comparable cloud data platforms. - Good knowledge of batch processing, data quality and data governance. - Clear communication across global technical and senior audiences. Desirable: - Experience exchanging data with external customers or partners, including secure transfer and access control. - Experience with SQL Server, Hadoop or other platforms being migrated. - Experience in payments, financial services or a regulated data environment. Corporate Security Responsibility Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must: - Abide by Mastercard's security policies and practices; - Ensure the confidentiality and integrity of the information being accessed; - Report any suspected information security violation or breach, and - Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

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