Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

mastercard

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Lead Software Engineer<h3></h3>Overview MasterCard is seeking talented individuals to join our Emerging Payments Technology team in Pune, India. MasterCard is researching and developing the next generation of products and services to enable consumers to securely, efficiently, and intelligently conduct transactions regardless of channel. Whether through traditional retail, mobile, or e-commerce, MasterCard innovation is leading the digital convergence of traditional and emerging payments technologies across a wide variety of new devices and services. Join our team and help shape the future of connected commerce! Role The Consultant, Software Engineering is a hands-on developer specializing in Java development with a particular focus producing software development kits (SDKs) and API services in support of MasterPass, our digital wallet solution. As a Consultant on the Digital Payments Technology team, you will be responsible for helping design and implement SDKs and API services across multiple products and services. You’ll work closely with other team technical leads and with our Product Management team, and other stakeholders. Working within an agile development methodology, you will collaborate with and mentor other engineers and with other technical delivery teams, implement solid, robust solutions for new features and services. In addition you’ll research new frameworks and technologies, assist with prototyping and proof-of-concepts, participate in code reviews, and help ensure a high level of code quality in your work. Skills/Requirements • Strong communication skills, both verbal and written, with strong relationship, collaborative and organization skills • Solid understanding and hands-on experience in Java, J2EE, App Servers • Solid understanding and experience integrating web services • Solid understanding of web and mobile browser based applications In addition, the following is also highly desirable: • Agile/Scrum Methodologies • Test Driven Development • Git • eCommerce Experience • Continuous delivery and integration Education: Bachelor’s degree in Information Technology, Computer Science, or Management Information Systems or equivalent combination of relevant experience and education<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Lead Software Engineer

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Senior Software Engineer<h3></h3>Job Description Summary Overview • Data Governance &amp; Regulations program helps Mastercard to comply with different privacy regulations across the world. • DGR Applications Development Team is a dedicated collection of self-organizing, interdependent, co-located individuals representing different functional roles with all the necessary skills to turn Product Backlog items into a potentially shippable increment within the Sprint. • Team members may be developers, testers, analysts, architects, writers, designers and even users. The team is cross-functional, which means that between all its members they possess sufficient skills to do the work. There is no dictated leadership hierarchy within the team members. Role &amp; Responsibilities Senior Software Engineer is the one who develops software as per business requirements and demonstrates excellent technology skills. • Develops information systems by designing, developing, and installing software solutions. • Determines operational feasibility by evaluating analysis, problem definition, requirements, solution development, and proposed solutions. • Develops software solutions by studying information needs, conferring with users, and studying systems flow, data usage, and work processes. • Investigates problem areas. • Follows the software development lifecycle. • Documents and demonstrates solutions by developing documentation, flowcharts, layouts, diagrams, charts, code comments and clear code. • Prepares and installs solutions by determining and designing system specifications, standards, and programming. • Improves operations by conducting systems analysis and recommending changes in policies and procedures. • Protects operations by keeping information confidential. • Provides information by collecting, analyzing, and summarizing development and service issues. • Accomplishes engineering and organization mission by completing related results as needed. • Advanced knowledge and understanding of Software Engineering Concepts and Methodologies is required. • Demonstrate MC Core Competencies. • Strong communication skills -- both verbal and written – and strong relationship, collaboration skills and organizational skills. • Ability to quickly learn and implement new technologies, frameworks and tools and support multiple concurrent activities and to interface with external / internal resources, working as a member of a matrix based diverse and geographically distributed project team. All About You • A record of successful delivery of software applications as an individual, team leader and/or development manager • Excellent communicator and collaborator • Problem solver and solution-seeking approach • Excellent communication skills with the ability to communicate with all levels of management • Ability to build rapport and relationships • Understands the full SDLC • Knowledgeable – possessing the technical knowledge, market knowledge, and other specialized knowledge of the team’s problem domain Technical Skills required:- Core Java 1.8 +, Spring Boot, REST APIs, No-SQL DB, JSON, Cloud Technologies (PCF), Angular 4+, experience of working in Agile environment Education: Bachelor's degree in Information Systems, Information Technology, Computer Science or Engineering or equivalent experience.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Senior Software Engineer

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Cyber Risk Quantification Product Manager<h3></h3>The Cyber Risk Quantification Product Manager role is designed for a candidate with strong experience in quantitative cyber risk analysis, FAIR-based methodologies, and product-oriented problem-solving. The role offers a unique opportunity to collaborate with leading cybersecurity, risk, product, analytics, and engineering experts within our cybersecurity products organization. The ideal candidate will combine cyber risk expertise, analytical rigor, and cross-functional collaboration skills to help develop clear, scalable, and defensible cyber risk quantification capabilities. This role requires someone who can work across cybersecurity, risk, product, analytics, and engineering teams to translate cyber risk concepts into product requirements, analytical approaches, and clear user-facing explanations. The position is well suited for a hands-on product professional who understands quantitative risk modeling and can make complex methodologies usable for business and technical audiences. The successful candidate will bring practical experience in cyber risk quantification, model development, model validation, financial impact analysis, and methodology documentation, with the ability to support both strategic planning and day-to-day execution. Role Overview The ideal candidate is a strategic and analytical thinker who combines hands-on problem-solving with strong product judgment and serves as a subject-matter expert in cyber risk quantification and cyber risk analytics, with experience applying FAIR-based models, including FAIR, FAIR-CAM, and FAIR-MAM. The candidate will help translate cyber risk quantification methodologies, model assumptions, assessment insights, control effectiveness concepts, financial impact analysis, and loss-data considerations into clear product requirements, analytical logic, and documentation. The right candidate understands how quantitative cyber risk assessments work in real-world environments and can use that insight to improve methodology clarity, model usability, and product applicability. The candidate is a fast learner who takes ownership, independently drives initiatives, collaborates effectively across teams, and applies a creative, solution-oriented mindset to complex cyber risk challenges. Key Responsibilities: • Support the development, calibration, validation, and explanation of FAIR-based cyber risk quantification and ROI models, including FAIR, FAIR-CAM, and FAIR-MAM. • Translate cyber risk quantification methodologies into clear product requirements, analytical logic, model assumptions, and user-facing explanations. • Apply cybersecurity, threat, exposure, control, and financial-impact concepts to support practical cyber risk quantification use cases and model inputs. • Work with product, engineering, analytics, cybersecurity, and risk stakeholders to refine requirements, validate assumptions, and support practical application of quantitative risk capabilities. • Maintain clear documentation that explains how models work, what assumptions are used, and how results, recommendations, and analytical outputs should be interpreted. Qualifications Required Qualifications: • 5+ years of hands-on experience in cyber risk quantification, quantitative cyber risk assessment, or related cyber risk analytics roles. • Practical experience applying FAIR-based methodologies, including FAIR, FAIR-CAM, or FAIR-MAM, to cyber risk scenarios, assessments, or product use cases. • Experience building, calibrating, validating, or explaining quantitative risk models, including model assumptions, inputs, outputs, and limitations. • Strong understanding of model governance, validation, documentation, assumptions management, explainability, and methodology defensibility for quantitative cyber risk models. • Strong foundation in statistics, probability, financial impact estimation, and ROI analysis, with the ability to apply these skills to cyber risk quantification. • Working knowledge of cybersecurity and risk management frameworks such as NIST, ISO 27000-series standards, MITRE ATT&amp;CK, exposure management concepts, and related standards. • Experience working with product, engineering, analytics, cybersecurity, or risk teams to translate analytical concepts into practical product requirements and supporting documentation. • Strong analytical, problem-solving, communication, collaboration, and project management skills, with the ability to balance structured execution and creative thinking. • Fluent in English, with the ability to explain complex cyber risk concepts clearly to both technical and non-technical audiences. Preferred Qualifications / Advantages: • Experience applying FAIR-based methodologies in enterprise, consulting, or product environments is an advantage. • Experience with cyber threat intelligence, exposure management, vulnerability management, control effectiveness analysis, or cyber loss data is an advantage.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Cyber Risk Quantification Product Manager

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Lead Software Engineer - C/C++, Unix/Linux, ARQC, ARPC, HSM<h3></h3>Who is Mastercard? We work to connect and power an inclusive, digital economy that benefits everyone, everywhere, by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation, and delivers better business results.   Technology at Mastercard: What we create today will define tomorrow. Revolutionary technologies that reshape the digital economy to be more connected and inclusive than ever before. Safer, faster, more sustainable.   And we need the best people to do it. Technologists who are energized by the challenges of a truly global network. With the talent and vision to create the critical systems and products that power global commerce and connect people everywhere to the vital goods and services they need every day.  Working at Mastercard means being part of a unique culture. Inclusive and diverse, a rich collaboration of ideas and perspectives. A place that celebrates your strengths, values your experiences, and offers you the flexibility to shape a career across disciplines and continents. And the opportunity to work alongside experts and leaders at every level of the business, improving what exists, and inventing what’s next.  Role Overview: We are seeking a Lead Software Engineer with strong expertise in C/C++ and Unix/Linux systems to design, develop, and lead high-performance, scalable, and secure enterprise applications. The role requires hands-on technical leadership, architecture ownership, and cross-team collaboration to deliver mission-critical systems. Lead engineers are expected to own complex problems, drive architectural decisions, and mentor engineering teams, while ensuring high-quality software delivery.   Key Responsibilities: Technical Leadership &amp; Architecture ·       Design and develop high-performance, low-latency systems using C/C++ on Unix/Linux platforms ·       Own end-to-end architecture for components and services, ensuring scalability and resiliency ·       Introduce and adopt modern design patterns, frameworks, and best practices ·       Provide technical direction and guidance to engineering teams. Development &amp; Delivery ·       Lead design, development, testing, and deployment activities ·       Write efficient, maintainable, and secure C/C++ code adhering to coding standards. ·       Drive automation of builds, testing, and deployment pipelines ·       Troubleshoot complex production issues and ensure system stability System Design &amp; Performance ·       Architect systems for high throughput, fault tolerance, and performance optimization ·       Perform performance tuning, memory optimization, and multithreading enhancements ·       Ensure system reliability and availability (high uptime expectations) Collaboration &amp; Stakeholder Management ·       Work closely with product, QA, and operations teams to prioritize and deliver solutions ·       Drive design discussions, trade-offs, and cross-functional decisions ·       Coordinate across geographically distributed teams Mentorship &amp; Engineering Excellence ·       Mentor developers and promote best practices (code reviews, TDD, secure coding). ·       Conduct technical interviews and help build high-performing teams ·       Lead post-incident reviews and drive continuous improvement initiatives   Required Technical Skills: ·       Strong experience of Cryptography in Payment cycle. ·       Strong experience of Session Key Derivation and validation. ·       Strong experience of Triple DES and Advanced Encryption Standard techniques. ·       Strong understanding of Thales or equivalent Payment Validation HSM modules and its commands. ·       Strong programming expertise in C and C++. ·       Deep understanding of Unix/Linux systems, shell scripting, and system internals ·       Strong understanding multi threading in C and Linux ·       Experience with Multithreading and concurrency, Memory management and performance tuning, Socket programming / IPC mechanisms ·       Knowledge of data structures, algorithms, and design patterns ·       Familiarity with build tools (Make/CMake), debugging tools (gdb), gtest, and profiling tools. ·       Strong experience of Github and Github Copilot. ·       Strong experience of using Copilot with MCP servers. All About you: ·       Bachelor’s or Master’s degree in Computer Science, Engineering, or related field (or equivalent experience) ·       Experience with Agile methodologies, strong understanding of DevOps practices and CI/CD pipelines ·       Experience writing unit, integration, and system tests ·       Experience designing distributed systems or high-scale enterprise applications ·       Exposure to security standards (OWASP, secure coding practices). ·       Experience in payment systems / transaction processing / financial domain ·       Exposure to cloud-native or hybrid systems ·       Knowledge of additional languages (Java/Python) is a plus ·       Strong problem-solving and analytical skills ·       Ability to drive decisions and manage technical trade-offs ·       Excellent communication and stakeholder management Ownership mindset and ability to lead under ambiguity<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Lead Software Engineer - C/C++, Unix/Linux, ARQC, ARPC, HSM

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Lead Software Engineer<h3></h3>Position Overview B&amp;MI C&amp;D provides the common data, AI, and platform foundations that enable B&amp;MI teams to build, scale, and distribute products faster through interoperable data, reusable AI capabilities, and modular platform services. We are focused on how we scale and optimize shared distribution channels including APIs, the private data marketplace, and MCP-based capabilities. We are seeking a hands-on, technically strong Lead Software Engineer to drive the architecture, design, and development of our scaled distribution engine. In addition to this you will also help driving ownership and building the right leadership culture for the APT Platform. In this role, you will help define and evolve system architecture and non-functional requirements, such as scalability, performance, security, and reliability; ensuring our solutions meet the highest engineering standards. As a technical leader, you will guide cross-functional teams in building scalable services, APIs, and distribution capabilities, leveraging technologies like Databricks and cloud platforms such as AWS and Azure. You will collaborate closely with your immediate team and partner with other development teams across programs to align on shared goals, define cross-cutting initiatives, and deliver cohesive, enterprise-grade solutions. You will also mentor engineers, work across global time zones, and champion engineering excellence through best practices in software development, observability, and continuous delivery. Who is Mastercard? Mastercard is the global technology company behind the world’s fastest payments processing network. We are a vehicle for commerce, a connection to financial systems for the previously excluded, and a technology innovation lab. We ensure every employee has the opportunity to be a part of something bigger and to change lives. We believe as our company grows, so should you. Position Responsibilities: At Mastercard Services, you will serve as a senior technical leader and hands-on engineer for a scalable data distribution platform. As a Lead Software Engineer, you will lead through technical influence, architectural judgment, and execution excellence to help modernize our platform and deliver scalable, secure, cloud-native capabilities for global business users. Lead the technical design and delivery of complex, data-intensive software solutions that enable scaling the distribution of data products. Define and drive technical strategy for modernization initiatives, including evolution of legacy systems toward scalable, cloud-native, API-driven, and service-oriented architectures. Lead system design across multiple levels of detail, including platform architecture, high-level design, detailed technical design, integration patterns, non-functional requirements, and implementation approach. Serve as a hands-on technical contributor, designing, coding, testing, debugging, and delivering production-quality software across the full engineering lifecycle. Build and evolve scalable services, APIs, data pipelines, and analytical capabilities using modern engineering practices, cloud platforms, and data technologies such as AWS, Azure, Databricks, Harbr, and related frameworks. Partner closely with product managers, engineering teams, architects, data scientists, QA, security, and operations teams to translate business and functional requirements into robust technical solutions. Coordinate and lead technical execution across globally distributed engineering teams, ensuring alignment across regions, time zones, dependencies, design decisions, and delivery milestones. Drive architecture and design reviews, code reviews, technical decision-making, and engineering tradeoff discussions to ensure solutions are secure, resilient, observable, performant, maintainable, and aligned with enterprise standards. Identify opportunities to improve platform scalability, reliability, developer productivity, operational readiness, and speed of delivery through modernization, automation, reusable patterns, and engineering best practices. Provide technical mentorship to junior and mid-level engineers through design guidance, code review, pairing, knowledge sharing, and modeling strong engineering judgment. Navigate ambiguity in complex initiatives by clarifying technical direction, decomposing large problems, identifying risks, and driving alignment across stakeholders. Champion a culture of engineering excellence, continuous improvement, ownership, collaboration, and high-quality delivery across the team and partner organizations. Ideal Candidate Qualifications: 10+ years of software engineering experience delivering scalable, high-performance, and reliable software in an agile environment. Strong hands-on experience designing and building distributed systems, microservices, RESTful APIs, and cloud-native applications. Strong experience with data-intensive applications and analytics platforms; experience with Databricks is highly desirable. Proven expertise leading system architecture, high-level design, detailed design, and end-to-end technical delivery of complex software solutions. Experience driving technology modernization initiatives, including cloud adoption, platform transformation, and modernization of legacy applications. Hands-on experience with AWS and/or Azure, CI/CD, containerization, Kubernetes, observability, and modern software delivery practices. Demonstrated technical leadership as an individual contributor, influencing architecture decisions, driving technical strategy, and leading large cross-team initiatives. Ability to translate business and product requirements into scalable, secure, and maintainable technical solutions. Proven ability to effectively leverage Artificial Intelligence (AI) tools and technologies to enhance software development productivity, code quality, operational efficiency, decision-making, and engineering outcomes, while applying sound technical judgment, security considerations, and responsible AI practices. Excellent collaboration and communication skills, with a proven ability to work effectively across engineering, product, architecture, data science, QA, and operations teams. Experience leading and coordinating technical initiatives across globally distributed teams spanning multiple regions and time zones. Passion for mentoring and developing engineers through technical guidance, design reviews, and knowledge sharing. Strong problem-solving skills with the ability to work through ambiguity, make sound technical decisions, and drive results through hands-on execution. Bachelor’s degree in Computer Science, Software Engineering, or a related technical field; advanced degree is a plus. Mastercard is an equal opportunity employer that values diversity and inclusion. Applicants will be considered and treated without regard to gender, gender identity, race, color, ethnicity, national origin, religion, sexual orientation, veteran or disabled status, or any other characteristic protected by applicable law<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Vice President, Software Engineering<h3></h3>Consumer Data Management (CDM) is a strategic enterprise platform that manages consumer identity, consent, and engagement across Mastercard’s ecosystem. As Mastercard advances toward a modern, AI- and data-centric architecture, CDM enables trusted, compliant, and scalable consumer experiences. We are seeking a Vice President, Engineering to lead the technology strategy, engineering execution, and operational readiness of CDM across identity, consent lifecycle management, and consumer engagement services. This leader will be accountable for building and scaling secure, resilient, compliant, and reusable platform capabilities that enable Mastercard teams to activate consumer data responsibly and deliver personalized, trusted experiences across channels. Role Engineering Strategy &amp; Platform Modernization • Define and execute the CDM engineering strategy, evolving identity, consent, consumer data, and engagement services from point solutions into a cohesive, scalable, reusable enterprise platform. • Establish architectural direction, engineering standards, and platform guardrails that improve scalability, reliability, security, developer experience, speed of delivery, and reuse. • Partner with product, architecture, data, security, privacy, and regional stakeholders to translate business priorities into executable engineering roadmaps with KPIs tied to adoption, resilience, quality, cost efficiency, and platform value. Architecture, Delivery &amp; Operational Excellence • Own end-to-end engineering execution across CDM services, including design, development, testing, release management, production readiness, and ongoing operational support. • Ensure CDM platforms are architected and operated for high availability, performance, observability, disaster recovery, security, privacy, regulatory compliance, and SLA commitments. • Strengthen engineering practices across API design, distributed systems, event-driven architecture, data governance, automation, CI/CD, quality engineering, incident management, and vulnerability planning/remediation. • Lead technical engagement with internal platform consumers, regional teams, enterprise architecture, risk, compliance, and third-party providers to manage dependencies, adoption, service quality, and reliable delivery. • Embed privacy-by-design and security-by-design principles across identity, consent, messaging, and consumer data capabilities while building a culture of engineering accountability, operational discipline, and proactive risk management. All About You Engineering Leadership &amp; Domain Expertise • Extensive experience leading large-scale software engineering organizations, with proven VP/Director+ leadership of distributed, global teams and mission-critical platforms. • Deep technical understanding of distributed systems, APIs, data platforms, event-driven architecture, cloud-native engineering, identity systems, consent management, secure consumer data platforms, and third-party platform integrations. • Experience operating platforms that require strong privacy, security, compliance, vulnerability management, resilience, observability, SLA management, and production support disciplines. • Desirable: experience with customer data platforms, identity resolution, consent and preference management, omnichannel messaging, or engagement platforms such as SMS, RCS, WhatsApp, email, and emerging channels. Technical Strategy &amp; Execution • Ability to translate business, regulatory, and platform strategy into clear engineering priorities, architecture decisions, delivery plans, and measurable outcomes. • Strong judgment in balancing modernization, feature delivery, technical debt, platform reuse, control requirements, operational risk, cost pressure, and SLA commitments. • Experience improving engineering maturity through automation, quality practices, developer productivity, reusable frameworks, technical governance, operational metrics, and familiarity with agentic AI-powered PDLC/SDLC practices. Leadership &amp; Influence • Proven ability to lead in highly matrixed, global organizations while building alignment across engineering, product, architecture, security, privacy, compliance, operations, business stakeholders, and third-party providers. • Strong executive presence and ability to communicate technology strategy, risks, trade-offs, delivery progress, cost implications, and SLA impacts clearly to senior leaders and internal customers, including under pressure. • Demonstrated success hiring, developing, mentoring, and retaining senior engineering talent while aligning teams around shared outcomes, quality, resilience, security, customer impact, and continuous improvement.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Vice President, Software Engineering

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Software Engineer I<h3></h3>Who is Mastercard? We work to connect and power an inclusive, digital economy that benefits everyone, everywhere, by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respect their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation, and delivers better business results. About the Role We are looking for a motivated Software Engineer to develop, test, maintain, and support secure, reliable, high-performing, and scalable software applications. You will work alongside experienced engineers and cross-functional teams while building expertise in modern application development, software design, cloud technologies, automated testing, performance optimization, DevOps, and engineering best practices. In this role, you will contribute throughout the software development lifecycle, helping translate business and technical requirements into well-designed software solutions while learning architectural principles that support scalable, maintainable, and secure systems. Role • Develop, test, maintain, and support software applications and services with guidance from experienced engineers. • Write clean, maintainable, reusable, and secure code following established engineering standards, software design principles, and best practices. • Participate in software design activities by translating functional and non-functional requirements into scalable, maintainable, and secure software components and services. • Contribute to the implementation of established software architecture patterns and system designs while gaining experience with scalability, reliability, security, and long-term maintainability considerations. • Develop and maintain unit, functional, and integration tests to ensure software quality, reliability, and correct system behavior. • Apply knowledge of data structures, algorithms, and software engineering fundamentals to develop efficient and scalable software solutions. • Participate in code reviews and incorporate feedback to improve code quality, maintainability, and engineering practices. • Contribute to APIs, microservices, distributed applications, and event-driven solutions. • Apply secure coding practices and security-by-design principles throughout the software development lifecycle. • Collaborate with Product, QA, Architecture, Security, DevOps, and Operations teams to deliver software solutions that meet business and technical requirements. • Support cloud-based applications and services while assisting with monitoring, troubleshooting, root cause analysis, and issue resolution. • Assist in monitoring, analyzing, and optimizing application performance, scalability, and resource utilization to meet business and operational requirements. • Contribute to CI/CD, automation, observability, reliability, performance, and operational excellence initiatives. • Help implement operational readiness practices, including logging, monitoring, alerting, and system supportability considerations. • Continuously learn and adopt modern software engineering technologies, tools, and practices. All About You • Bachelor's degree in computer science, Engineering, Information Technology, or a related field, or equivalent practical experience is preferred. • Strong understanding of programming fundamentals, data structures, algorithms, and object-oriented design concepts. • Knowledge of software design principles and the ability to develop maintainable, scalable, and reusable software solutions. • Understanding common architectural concepts and patterns such as layered architectures, microservices, event-driven systems, and distributed applications. • Working experience in Java, Golang, Kotlin, or similar programming languages. • Familiarity with Spring Boot, Spring, Hibernate, or similar frameworks. • Exposure to React, Angular, or similar front-end technologies. • Understanding REST APIs, microservices, relational databases, SQL, and software testing practices. • Familiarity with unit testing frameworks and automated testing methodologies. • Familiarity with Git, CI/CD pipelines, cloud platforms, DevOps practices, and Agile software development methodologies. • Exposure to AWS, PCF, Docker, Kubernetes, Kafka, NATS.io, Splunk, Dynatrace, or similar technologies is a plus. • Basic understanding of application performance, scalability, monitoring, and observability concepts. • Understanding troubleshooting methodologies, root cause analysis, and problem-solving techniques. • Basic understanding of secure coding principles, OWASP guidelines, and application security best practices. • Curiosity in AI and large language models and their responsible use in software engineering. • Strong analytical thinking, problem-solving, communication, collaboration, and continuous learning skills.<h3></h3>Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.<h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul><h3></h3>In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.&amp;#xa;&amp;#xa;THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 01/03/2027. If the fill date has passed, Mastercard intends to fill this position as soon as possible.&amp;#xa;&amp;#xa;Pay RangesO'Fallon, Missouri: $72,000 - $115,000 USD<h3></h3><h3></h3><h3></h3><h3></h3>

Software Engineer I

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Software Engineer II<h3></h3>Overview: Mastercard’s Business Experimentation and Optimization (BE&amp;O) teams within the Services organization is seeking a technically strong Software Engineer II to help design, build, and evolve a next-generation experimentation platform that enables organizations around the world to make smarter, data-driven decisions. In this role, you will contribute across the full software development lifecycle, from architecture and system design through implementation, testing, and continuous improvement. You will build scalable, cloud-native applications, APIs, and data-processing capabilities using technologies such as Java, Spring Boot, TypeScript, React, Databricks, and Spark, with cloud platforms including AWS and Azure. The Business Experimentation and Optimization (BE&amp;O) is building industry-leading software that empowers business users around the world to make data-driven decisions through advanced analytics and experimentation. As we expand our product offerings and modernize our technology stack, we are reimagining how we deliver scalable, cloud-native solutions to our clients. Our teams are small, agile, and empowered to choose the processes that work best for their goals. Every engineer contributes to the full development lifecycle, from ideation and design to implementation and testing, fostering a culture of ownership, innovation, and continuous improvement. This is a hybrid role based in Arlington, VA, requiring three days per week onsite. Role: • Design, develop, and maintain scalable full-stack applications across frontend, backend, API, and data-processing layers using technologies such as Java/Spring Boot, TypeScript, and React. • Build and enhance scalable services and APIs that support experimentation, analytics, and data-driven decision-making. • Develop and optimize data-intensive applications using Databricks, Spark, and related technologies to process, transform, and serve large-scale datasets efficiently. • Contribute to architecture and system design, evaluating technical tradeoffs and helping deliver solutions that are scalable, reliable, secure, and maintainable. • Build innovative software products that help global businesses generate insights, test ideas, and make better decisions through experimentation. • Translate business and product requirements into well-designed technical solutions in partnership with Product, Data Engineering, QA, and other stakeholders. • Write clean, maintainable, and efficient code while applying strong engineering practices across development, testing, code reviews, and deployment. • Identify and resolve performance, scalability, and reliability challenges across applications, APIs, services, and data-processing workloads. • Participate in the full development lifecycle, from technical discovery and design through implementation, testing, production support, and continuous improvement. • Contribute to a culture of engineering excellence by sharing knowledge, supporting teammates, and helping improve development practices and developer productivity. • Stay current with emerging technologies and engineering practices, identifying opportunities to improve the platform’s capabilities, scalability, and overall quality. All About You: • Experience as a Software Engineer building and supporting full-stack applications in a modern software development environment. • Hands-on experience with Java and Spring Boot, including developing backend services, APIs, and application components. • Experience with modern frontend technologies such as TypeScript and React. • Experience or familiarity with Databricks, Apache Spark, or PySpark, particularly for data processing, analytics, or data-intensive applications, is highly desirable. • Strong foundation in object-oriented programming, API development, software design, and engineering best practices. • Understanding of scalable and distributed systems, including considerations around performance, reliability, maintainability, and efficient data processing. • Ability to work across the application, service, and data layers, understanding how different components come together to deliver end-to-end solutions. • Strong analytical and problem-solving skills, with the ability to break down complex technical challenges, evaluate tradeoffs, and develop effective solutions. • Demonstrated ability to write clean, maintainable, testable code and contribute effectively to code reviews and quality-focused development practices. • Strong communication and collaboration skills, with the ability to work effectively with Product, Data Engineering, QA, and other technical and business stakeholders. • Curious and adaptable, with a growth mindset and willingness to learn new technologies, explore unfamiliar problems, and take on increasing levels of responsibility. • Bachelor’s degree in Computer Science, Engineering, Information Systems, or a related STEM discipline, or equivalent practical experience. This role is not eligible for Mastercard’s work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship.<h3></h3>Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.<h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul><h3></h3>In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.&amp;#xa;&amp;#xa;THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 12/07/2026. If the fill date has passed, Mastercard intends to fill this position as soon as possible.&amp;#xa;&amp;#xa;Pay RangesArlington, Virginia: $106,000 - $169,000 USD<h3></h3><h3></h3><h3></h3><h3></h3>

Software Engineer II

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Senior Software Engineer<h3></h3>Overview • The Decision Management program enables intelligent decision based products through streaming analytics with the ability to govern these decisions and manage their outcomes with business agility. • This program leverages business rules &amp; AI engines, a streaming big data cluster, an in memory data grids, APIs, &amp; UIs to deliver real time decisions at global scale • This person will be responsible for mentoring the team as well as stay hands on. We are looking for a Senior Software Developer to join our DMP team in Dublin office. • Are you a strong technical programmer with experience working on high performance applications? • Are you a excited about getting a 360 degree view of the coding world - writing code to develop a piece of code as well as write code to test it? • Are you passionate about making a difference in this world? • Do you want to be part of a team which helps prevent fraud on every mastercard transaction in this world? Role • Design and implement application logic in Java. • Write code to do unit testing, integration testing and functional testing. • Work with automated testing frameworks like Rest Assure, Selenium with web driver etc. • Manage your own time while collaborating with teammates to accomplish project goals • Participate in all the scrum ceremonies. • Apply best development practices to write well designed, maintainable, testable, scalable, and secure code. Essential Knowledge/Experience • Strong programming skills with deep knowledge of Java. • Excellent knowledge of Spring and other frameworks. • Good knowledge of unit testing and mocking frameworks like junit, mockito or easymock. • Good knowledge of SQL and experience working with Oracle. • Experience working with high performance applications. • Good problem diagnostic and creative problem solving skills. • Strong organizational skills; able to manage multiple tasks within the constraints and timelines determined by business needs. Desirable Skills: • Experience with Dockers, Kubernetes etc. • Comfortable with AI tools, models and latest code assist frameworks • Experience with Angular. • BS in computer science or a related field preferred.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

Our PurposeMastercard powers economies and empowers people in 200&#43; countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.Title and Summary<h3></h3>Senior Principal, Software Engineering<h3></h3>Overview Mastercard is looking for a talented Senior Principal, Software Engineering to join the Mastercard Foundry Research and Development team at our Dublin Tech Hub. In this role, you will be an established technical expert and thought leader, helping shape and deliver complex, enterprise-scale software solutions across products, services, and platforms. You will provide deep technical leadership as an individual contributor, influencing architecture, design, development, testing, deployment, and operational excellence across complex systems. You will partner closely with business, product, engineering, architecture, and technology stakeholders to translate strategic objectives into scalable, secure, resilient, and high-quality software solutions. Responsibilities * Serve as an established expert and thought leader in Software Engineering, applying deep technical expertise to solve complex problems and drive achievement of key goals and initiatives. * Lead the design and delivery of complex software solutions spanning multiple services, applications, or programs, ensuring alignment with business needs and organizational standards. * Translate complex functional and non-functional requirements into scalable, secure, resilient, and maintainable software designs. * Drive architectural decisions and technical design discussions across teams, ensuring solutions align with long-term platform vision, enterprise standards, and future scalability. * Partner with business and product owners to architect and deliver new services, products, and capabilities that create customer and business value. * Estimate, plan, and own delivery of engineering work across design, development, testing, deployment, configuration, documentation, and operational readiness. * Review design, code, test, and deployment artifacts to uphold high standards of correctness, quality, security, performance, and maintainability. * Proactively diagnose and resolve complex production, security, customer-experience, and performance issues, using root-cause analysis and preventative improvements. * Champion automation across build, deployment, testing, observability, and operational workflows to improve reliability, reduce manual effort, and accelerate delivery. * Contribute to strategic technical decisions, influencing product direction, system architecture, engineering practices, and technology roadmaps. * Drive adoption of Mastercard software engineering standards, secure coding practices, API standards, testing practices, and SDLC excellence. * Identify opportunities to simplify architectures, reduce technical debt, improve cost efficiency, and increase reuse of common platforms, services, and libraries. * Consult across teams and organizational boundaries to identify synergies, resolve enterprise-wide technical challenges, and promote consistent engineering practices. * Contribute to Software Engineering guilds, architecture forums, technical communities, and other initiatives that grow global expertise and elevate engineering craftsmanship. Experience * Considered an established expert and thought leader in Software Engineering with a strong track record of technical impact as an individual contributor. * Proven experience designing, developing, and delivering complex software solutions across large-scale, distributed, secure, and resilient systems. * Demonstrated ability to lead global or cross-functional technical initiatives involving technology, engineering, architecture, product, or business teams. * Deep experience with modern software engineering practices, SDLC excellence, secure coding standards, code review, testing strategies, and operational readiness. * Progressively grown career with proven design and development experience in multiple languages, software frameworks, secure coding standards, and vulnerability management. * Expert understanding of architecture patterns, application design, APIs, microservices, integration patterns, event-driven architectures, and modern software delivery approaches. * Experience translating complex business and functional requirements into clear technical strategies, designs, and implementation plans. * Strong understanding of DevOps, CI/CD, automation, observability, reliability, scalability, and performance engineering practices. * Ability to drive trade-off discussions and balance competing priorities such as regulatory requirements, security, business value, customer experience, technical debt, and delivery timelines. * Experience improving engineering productivity, quality, operational metrics, and developer experience across areas of technical ownership. * Ability to succinctly articulate complex architecture patterns, technical risks, business implications, and recommendations to senior stakeholders. * Experience contributing to engineering communities, architecture councils, guild initiatives, technical blogs, white papers, patents, or speaking engagements is preferred. * Experience in setting up test environments that simulate production, including high availability, monitoring, automation, and ephemeral architecture to reduce run costs. All About You The ideal candidate for this position should have: * Loves creating innovative products and technology solutions in a collaborative environment. * Deep technical expertise in modern software engineering concepts, architecture, design, development, testing, automation, and operational excellence. * Strong individual-contributor leadership skills with the ability to influence without direct authority across teams, functions, and geographies. * Strong analytical and problem-solving skills, with the ability to navigate ambiguity and resolve complex technical challenges. * Ability to quickly learn, evaluate, and apply new technologies, frameworks, patterns, and tools. * Experience partnering with product, business, architecture, and engineering teams to build solutions that create customer and business value. * Ability to support multiple concurrent initiatives while maintaining focus on quality, security, scalability, and delivery outcomes. * Strong communication skills — both verbal and written — with the ability to explain complex technical subjects clearly and succinctly. * Skilled at explaining technical problems, architecture decisions, trade-offs, and recommendations to technical and non-technical stakeholders. * Passionate about mentoring engineers, raising the engineering bar, and building a culture of continuous learning and craftsmanship. * Comfortable representing technical strategy and progress in senior-level forums, architecture reviews, and cross-functional discussions.<h3></h3><h3></h3>Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:<ul><li>Abide by Mastercard’s security policies and practices;</li><li>Ensure the confidentiality and integrity of the information being accessed;</li><li>Report any suspected information security violation or breach, and</li><li>Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.</li></ul>

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