Ramp is owner of the Rampcard platform, wich is an all-in-one financial operations platform designed to save businesses time and money. Combining corporate cards, expense management, bill payments, accounting automation, and more, Ramp empowers finance teams to do their best work. More than 30,000 companies, from family-owned farms to space startups, have saved $2B and 20M hours with Ramp since its founding in 2019. Now ramp is searching software engineers, frontend engineers and financial experts to improove his team.

liveramp

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h1>About the Role</h1>Ramp is, at its core, a fintech company. Our financial infrastructure enables us to issue cards, move money globally, and manage treasury flows for our customers. Stablecoins are emerging as a critical lever to make these flows faster, cheaper, and more accessible.We are looking for a Software Engineer to join our engineering team with a dedicated focus on stablecoin-based payment and treasury systems. In this role, you will act as both a technical owner and multiplier: working on core stablecoin services, ensuring secure and reliable integrations with external partners, and guiding Ramp’s evolution toward next-generation fintech solutions.Our ideal candidate combines deep curiosity about eventually consistent distributed systems with strong financial infrastructure experience, thrives in highly regulated and mission-critical environments, and has a passion for diving into new problem spaces.<h2>What You'll Do</h2><ul style="min-height:1.5em"><li>Help build &amp; scale Ramp’s stablecoin-based payment and treasury infrastructure</li><li>Partner with external providers and internal stakeholders to deliver end-to-end product flows</li><li>Solve Ramp’s toughest fintech challenges with new technologies</li><li>Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products</li></ul><h2>What You Need</h2><ul style="min-height:1.5em"><li>Minimum 1+ years of experience shipping high-quality architectures for critical systems preferred</li><li>Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure</li><li>Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)</li><li>Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)</li></ul><h2>Nice to Have</h2><ul style="min-height:1.5em"><li>Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency.</li><li>Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows</li><li>Experience integrating with external financial service providers and APIs at scale</li><li>Familiarity with cross-border settlement, FX, or treasury management systems</li><li>Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Software Engineer, Stablecoins

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h2>About the Spend Management Team</h2>The Spend Management team owns the core experience that helps finance teams control, automate, and optimize company spend.We build the engine that powers Ramp’s card and expense workflows—from card issuance and spend limits to approvals, policy enforcement, and real-time insights.Our systems handle billions of dollars in transactions and integrate deeply with Ramp’s AI platform, financial infrastructure, and partner ecosystems (banks, ERPs, HRIS).As a backend engineer on this team, you’ll work across product surfaces that are central to Ramp’s success: cards, approvals, spend controls, and automation intelligence. <h2>What You’ll Do</h2><ul style="min-height:1.5em"><li>Design, build, and scale backend systems that power spend controls, approval workflows, and card transactions at massive scale</li><li>Collaborate cross-functionally with product, design, and data to deliver intelligent, user-first experiences for finance teams</li><li>Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection</li><li>Own complex projects end-to-end — from architecture to deployment and observability</li><li>Partner with the Product Platform and Integrations teams to ensure reliability, scalability, and data consistency across financial systems</li><li>Continuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilience </li></ul><h2>What We’re Looking For</h2><ul style="min-height:1.5em"><li>2+ years of software engineering experience (backend or fullstack with a backend focus)</li><li>Strong fundamentals in backend systems and API design — experience with Python, Go, or TypeScript is ideal</li><li>Familiarity with PostgreSQL, AWS, and modern observability tooling</li><li>Product sense: ability to balance technical quality with speed and user value</li><li>Collaborative, thoughtful communicator who thrives in high-ownership environments </li></ul><h2>Nice to Have</h2><ul style="min-height:1.5em"><li>Fintech or payments experience (cards, reconciliation, transaction processing)</li><li>Exposure to AI- or rule-based automation systems</li><li>Experience integrating with ERP or accounting systems</li><li>Familiarity with security, risk, or compliance-driven domains</li><li>Experience building reliable distributed systems that process large volumes of financial or transactional data</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Software Engineer, Spend Management

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h1>About the Role</h1>The Risk Engineering team builds the systems that enable Ramp to move quickly without compromising trust. As an engineer on Risk, you’ll own systems that influence $100+ billion in annual payment volume through millions of decisions across our product stack in support of the most ambitious FinTech portfolio in the United States.We are looking for a backend engineer to own the technical roadmap for limit management, portfolio optimization, and agentic workflows. You will build robust systems, automate complex operational tasks, and maintain the high-frequency controls that power all of Ramp’s products. If you are obsessed with correctness, excited by ambiguity, and passionate about problems at the intersection of distributed systems and financial strategy, this role is for you.<h2>What You'll Do</h2><ul style="min-height:1.5em"><li>Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio.</li><li>Envision and build the next generation of agents and tools that automate manual Risk decisions and increase operational efficiency.</li><li>Develop high-volume, low-latency Risk controls to support Ramp’s expansion into new products, customer segments, and geographies.</li><li>Design and build real-time decisioning systems spanning the entirety of a business’ tenure on Ramp.</li><li>Partner closely with analysts, data scientists and product to translate risk strategies into reliable software.</li></ul><h2>What You Need</h2><ul style="min-height:1.5em"><li>2+ years of backend engineering experience.</li><li>Proficiency in Python or a comparable backend language.</li><li>Experience working with distributed systems and async frameworks.</li><li>Proficiency with converting abstract business problems into robust data models and technical specs.</li><li>Experience building or operating systems with strict auditability, observability, and correctness guarantees.</li><li>High ownership mentality – you care deeply about the systems you build.</li><li>Ability to work closely with non-engineering partners (Risk Strategy, Ops, Sales) to create impact.</li></ul><h2></h2><h2>Nice to Haves</h2><ul style="min-height:1.5em"><li>Experience leveraging AI/LLMs for development or for internal workflows.</li><li>Interest in financial optimization problems.</li><li>Willingness to learn and move fast while holding the bar on correctness.</li><li>Defensive programming aptitude.</li><li>Experience using feature stores, rule engines and ML platforms in production.</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Software Engineer, Risk

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h1>About the Role</h1>Ramp is redesigning how businesses manage spend - and the backbone of that vision is clean, auditable, real-time accounting infrastructure. The Accounting Engineering team is building the systems that ensure every transaction and automation maps back to accurate financial statements.We’re looking for a mid-to-senior level backend engineer who thrives in complex systems, cares deeply about data integrity, and wants to shape how finance teams interact with modern software. You’ll help us save customers time and money and support Ramp’s transformation into the AI-powered finance platform of the future.<h2>What You'll Do</h2><ul style="min-height:1.5em"><li>Own backend services that power Ramp’s accounting platform, syncs, and rules engine.</li><li>Build scalable systems that process millions of transactions across card, bill pay, reimbursements, treasury, and more</li><li>Lay the technical foundation for AI agents to suggest and enforce accounting categorizations</li><li>Improve internal developer tooling and interfaces to accelerate our team</li><li>Uphold the highest standards around correctness, observability, and auditability</li></ul><h2>What You Need</h2><ul style="min-height:1.5em"><li>3+ years of backend engineering experience, ideally in fintech, accounting tech, or transactional systems</li><li>Experience designing and maintaining distributed systems with high data integrity requirements</li><li>Strong understanding of system design, reliability engineering, and service observability</li><li>Fluent in Python or a comparable modern backend language</li><li>Comfort working closely with accounting teams and product stakeholders to translate business needs into clean code</li><li>Passion for building infrastructure that balances precision, performance, and extensibility</li></ul><h2>Nice to Have</h2><ul style="min-height:1.5em"><li>Background in compliance-heavy systems or regulated domains</li><li>Familiarity with financial integrations (e.g. NetSuite, QuickBooks, Oracle)</li><li>Interest in working with AI/ML teams on intelligent accounting features</li><li>A desire to move fast but hold the line on accuracy, especially when real dollars are involved</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Software Engineer, Accounting

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h2>What you’ll do</h2><ul style="min-height:1.5em"><li>Lead implementation of complex projects to establish <a target="_blank" rel="noopener noreferrer nofollow" href="http://Ramp.com">Ramp.com</a> as the gold standard for brand and product marketing</li><li>Work with designers and engineers to maintain and enhance Ramp's brand design system and component library, ensuring consistency across the site</li><li>Partner with designers to create interactive experiences that drive site engagement</li><li>Design and unblock yourself when design resources are constrained</li><li>Work closely with the paid ads and growth teams to conduct A/B testing on landing pages for multi-channel lead generation</li></ul><h2>What you need</h2><ul style="min-height:1.5em"><li>Minimum 2-3 years of experience as a front-end or design engineer, ideally on a marketing site</li><li>Strong skills in React, CSS and modern frameworks (we use Next.js and Tailwind)</li><li>A portfolio site that demonstrates your previous work</li><li>Deep understanding of responsive design and design-to-code workflows.</li><li>Experience maintaining a reusable component library and sweating the design details in code</li><li>Stellar communication skills with a proven ability to work effectively in cross-functional teams</li><li>Desire to work in a fast-paced environment, continuously grow, and master your craft</li></ul><h2>Nice to Have</h2><ul style="min-height:1.5em"><li>Knowledge of SEO principles and best practices</li><li>Experience with web animations (e.g., GSAP, Motion), 3D libraries, or interactive storytelling</li><li>Experience working with a CMS (e.g., Sanity)</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Software Engineer, Web

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h1>About the Role</h1>Ramp's Developer API team powers the programmatic interfaces for reading and writing to Ramp, including our <a target="_blank" rel="noopener noreferrer" href="https://engineering.ramp.com/post/ramp-mcp">MCP server</a> and agentic interfaces. Our ideal candidate has a deep understanding of building scalable backend systems, a strong sense of ownership, and enjoys driving projects from inception through to customer delivery and scaling to 10s of thousands of businesses. Check out our<a target="_blank" rel="noopener noreferrer" href="https://engineering.ramp.com/"> Engineering Blog</a> for more on our tech stack, mission and values!<h2>What You'll Do</h2><ul style="min-height:1.5em"><li>Build and operate Ramp’s core public APIs and platform primitives that power integrations, with a high bar for reliability, correctness, and developer experience.</li><li>Ship AI-first platform capabilities that enable safe automation and agentic workflows (clean interfaces, permissions/guardrails, evaluation/monitoring where needed).</li><li>Lead design and execution of complex backend projects end-to-end (architecture, implementation, rollout, monitoring) in Python, Temporal, and Postgres.</li><li>Mentor engineers and provide both technical and non-technical leadership to drive the team and business goals forward.</li></ul><h2>What You Need</h2><ul style="min-height:1.5em"><li>5+ years of backend engineering experience preferred</li><li>Experience building APIs is nice to have</li><li>Strong ownership over delivering technical and business outcomes</li><li>Desire to work in a fast-paced environment, continuously grow, and master your craft</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Unlimited AI token usage</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Software Engineer, Dev API

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h2>About the Role</h2>The Ramp Web Engineering team is searching for a React-savvy frontend engineer to supercharge Ramp’s customer acquisition and Go-To-Market efforts. Our ideal candidate has a growth-mindset, is a great cross-functional communicator and possesses a knack for getting the visuals right. Our tech stack includes Next.js and Tailwind CSS.<h2>What you’ll do</h2><ul style="min-height:1.5em"><li>Build AI-powered, frontend apps to assist the workflows of marketers across the company (recent examples include: a self-serve landing page prototyper, an agent that can autonomously run experiments for paid ads across channels, an LLM copilot for creating new sales collateral, etc.)</li><li>Collaborate with design, growth and marketing on website projects that maximize the number of qualified leads generated across Ramp’s Go-To-Market (GTM) channels</li><li>Build design systems and foster a culture of upholding industry-leading UX</li><li>Continuously improve our engineering processes, tools, and systems that allow us to scale the code base, productivity, and team</li></ul><h2>What you need</h2><ul style="min-height:1.5em"><li>Strong proficiency in React</li><li>Minimum of 3 years of frontend engineering experience preferred</li><li>Experience applying AI/LLMs in production environments</li><li>Desire to work in a fast-paced environment, continuously grow, and master your craft</li></ul><h2>Nice to Haves</h2><ul style="min-height:1.5em"><li>Experience with Next.js</li><li>Experience with Tailwind CSS</li><li>Strong perspective on the engineering development lifecycle (system design, documentation, testing, and long-term codebase health)</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Unlimited AI token usage</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Beware of recruiting scams: Ramp will only contact you through official @<a target="_blank" rel="noopener noreferrer nofollow" href="http://Ramp.com">Ramp.com</a> email addresses and will never ask for payment or sensitive personal information during the hiring process.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Senior Software Engineer | GTM Platform, Frontend

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h1>About the Role</h1>As a Product Manager at Ramp, you will be responsible for the vision, strategy, and roadmap for Ramp’s international payments products. You will lead a core team of engineers and designers to build and scale global money movement capabilities that enable our customers to pay vendors, employees, and partners around the world. You’ll own a critical set of customer and business problems at the intersection of payments, compliance, risk, and FX — driving end-to-end product vision, strategy, and execution to power Ramp’s global expansion and meet ambitious company goals. Your scope will include:<ol style="min-height:1.5em"><li>Cross-border payments &amp; FX – Own the experience and infrastructure for sending and receiving international payments across currencies and geographies, including FX pricing, rate transparency, settlement speed, and reliability across multiple payment rails. </li><li>Global partner ecosystem – Evaluate, integrate, and manage banking, FX, and local payment service partners to expand Ramp’s coverage, improve unit economics, and unlock new corridors and capabilities. </li><li>Compliance &amp; risk infrastructure – Partner with Legal, Compliance, and Risk to design scalable KYC/KYB, sanctions screening, transaction monitoring, and regulatory frameworks that enable safe and compliant international money movement. </li><li>New market expansion – Launch international capabilities in new geographies, navigating local regulations, licensing requirements, and operational constraints while delivering a seamless customer experience.</li></ol>We’re looking for someone who can partner and collaborate across various internal teams, has a deep understanding of our customers and technology, and can deliver financial products to streamline complex business flows via a fantastic user experience.<h2>What You'll Do</h2><ul style="min-height:1.5em"><li>Own the vision, strategy, and roadmap for international payments at Ramp</li><li>Drive high-velocity execution with a world-class team of engineers and designers, balancing principled intuition with data-driven decision making</li><li>Marry customer insights with technical possibilities, crafting intuitive user experiences that abstract away complexity</li><li>Help thousands of finance teams on Ramp more successfully manage their finances by expanding the capabilities of our product</li><li>Prototype rapidly using tools like Claude to accelerate the product development lifecycle and fast-forward to production-ready products.</li><li>Stay deeply plugged into AI research, industry trends, and emergent applications, filtering signal from noise and applying it creatively to Ramp’s product</li></ul><h2>What You Need</h2><ul style="min-height:1.5em"><li>BA/BS in a technical or analytical field</li><li>Minimum 3 years product management experience</li><li>Strong customer empathy and design thinking</li><li>Fluency in data and how to make data-driven product decisions</li><li>Experience evaluating product decisions and prioritization trade-offs</li><li>Demonstrated ability to lead and influence small teams of engineers &amp; designers toward a common goal</li><li>Ability to collaborate with multiple stakeholders and large cross-functional teams</li><li>Excellent written and verbal communication skills</li><li>Passion for AI, shown through hands-on building, prototyping, or side projects, and staying current on research and tools.</li><li>Fluency with modern prototyping tools (e.g. Cursor, Bolt, Claude Code) and comfort with design/collaboration environments like Figma and Git.</li></ul><h2>Nice-to-Haves</h2><ul style="min-height:1.5em"><li>Background in fast-paced, high-growth startup environments</li><li>Experience building payments products or products in regulated markets</li><li>Experience building products with a significant AI component, especially if leveraging LLMs.</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Unlimited AI token usage</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Beware of recruiting scams: Ramp will only contact you through official @<a target="_blank" rel="noopener noreferrer nofollow" href="http://Ramp.com">Ramp.com</a> email addresses and will never ask for payment or sensitive personal information during the hiring process.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Product Manager | Money Platform

<h1>About Ramp</h1>At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024">Most Innovative Companies</a> list and LinkedIn’s <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D">Top U.S. Startups</a> for more than 3 years, as well as the Forbes <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/">Cloud 100</a>, CNBC <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html">Disruptor 50</a>, and TIME Magazine’s 100 <a target="_blank" rel="noopener noreferrer nofollow" href="https://time.com/collection/time100-companies-2023/6285147/ramp/">Most Influential Companies</a>.<h1>About the Role </h1>As the Product Manager for Financial Intelligence, you will be a driving force behind the vision, strategy, and roadmap for Ramp’s next generation of financial insight and analytics products. You will partner with engineering, design, data, and cross-functional stakeholders to build intelligent experiences that help finance teams unlock deeper understanding, proactive insights, and decision tools from financial data. This role blends structured data products, AI-native experiences, and exploratory product discovery across reporting surfaces, analytics platforms, and advanced insights workflows. You will define and own the strategy for your domain in order to meet ambitious company goals and reimagine how customers interact with their financial data.Please note that this Product Management role will require you to be comfortable with working in-person at one of our NYC or SF offices at least 2 days/week<h2>What You’ll Do</h2><ul style="min-height:1.5em"><li>Help thousands of finance teams on Ramp better understand and manage their finances by expanding how they access, interpret, and act on their financial data.</li><li>Match deep customer and persona understanding with business goals to deliver best-in-class financial intelligence products and experiences alongside a team of world-class designers and engineers.</li><li>Own the product vision, strategy, and roadmap for Ramp’s financial intelligence offerings, including reporting surfaces, analytics capabilities, and AI-powered insight experiences.</li><li>Drive high-velocity execution with a world-class team of engineers, designers, other builders, balancing principled intuition with data-driven decision making</li><li>Leverage data and customer feedback to continuously iterate and evolve intelligence products</li><li>Own the vision, strategy, and roadmap for Ramp’s travel products</li></ul><h2>What You Need</h2><ul style="min-height:1.5em"><li>BA/BS in a technical or analytical field (e.g. Computer Science, Engineering, Information Systems, Analytics, Mathematics, Physics, Applied Sciences, or related)</li><li>Minimum 5 years of product management or adjacent product-building experience.</li><li>Strong product judgment and first-principles thinking, especially at the intersection of structured data surfaces, analytics, and customer workflows.</li><li>AI fluency and passion, shown through deep understanding of technical concepts and hands-on experience building, prototyping, or side projects, and staying current on research and tools.</li><li>Fluency with modern prototyping tools (e.g. Claude Code, Cursor) and comfort with design/collaboration environments like Figma and Git.</li><li>Fluency in data and experimentation, and understanding when the answer cannot be found in the data</li><li>Proven ability to lead small, cross-functional teams toward ambitious goals with urgency and agency.</li><li>Ability to translate between technical and non-technical audiences, synthesizing complex systems into compelling narratives.</li><li>Excellent communication and storytelling skills</li></ul><h2>Nice-to-Haves</h2><ul style="min-height:1.5em"><li>Experience building AI-powered products</li><li>Experience in high-growth startups, especially driving 0→1 products to scale</li><li>Experience in data products/platforms (metrics layers, data APIs, semantic modeling).</li><li>Experience building financial products or adjacent tools that require complex systems thinking</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Unlimited AI token usage</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Beware of recruiting scams: Ramp will only contact you through official @<a target="_blank" rel="noopener noreferrer nofollow" href="http://Ramp.com">Ramp.com</a> email addresses and will never ask for payment or sensitive personal information during the hiring process.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

Product Manager | Financial Intelligence

<h1>About Ramp</h1>Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $100B in annualized spend flows in and out of 50,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.The problems are high-stakes, data-dense, and unforgiving.We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.About the RoleWe are hiring a Software Engineer to build systems across Fraud, UIM (User &amp; Identity Management), and Identity. This role sits at the intersection of security, risk decisioning, and product experience. You will help build detection and enforcement capabilities for fraud and account takeover, as well as the identity primitives that power authentication, authorization, and safe account access.This work is deeply cross-functional. You will partner closely with Fraud Ops, Risk Strategy, Security, Product, and Data to ship improvements that are measurable in loss reduction, attack containment, and user experience.<h3>What You’ll Do</h3><ul style="min-height:1.5em"><li>Build and evolve backend services that detect and prevent fraud across multiple surfaces, including account access and money movement.</li><li>Develop enforcement and response tooling that enables fast, safe actions such as identity locks, business locks, payment freezes, and other containment levers.</li><li>Improve protections against account takeover (ATO), including risk-based step-ups, monitoring, and targeted friction controls (for example “under attack” style controls and MFA surge detection/alerting).</li><li>Design and operate high-signal systems with strong observability: metrics, dashboards, alerting, and playbooks for incidents and fraud campaigns.</li><li>Partner with UIM/Identity stakeholders to strengthen authentication and identity foundations (roles, permissions, identity state, and related platform primitives).</li><li>Drive end-to-end delivery: technical design, implementation, rollout strategy, and iteration based on outcome metrics.</li></ul><h3>What You’ll Need</h3><ul style="min-height:1.5em"><li>3+ years of software engineering experience (or equivalent).</li><li>Strong backend engineering fundamentals (APIs, distributed systems, data modeling, reliability).</li><li>Experience building data-informed detection or decisioning systems (rules engines, scoring, anomaly detection, or similar), or strong interest in learning in this domain.</li><li>Proven ability to operate production systems: debugging, incident response, and improving on-call quality through instrumentation and automation.</li><li>Strong cross-functional communication skills and comfort working with product and operations partners.</li></ul>Nice to Have<ul style="min-height:1.5em"><li>Experience in fraud, risk, identity, authentication, authorization, abuse prevention, or security engineering.</li><li>Familiarity with payments rails, card transaction risk, or account security patterns.</li><li>Experience building internal tools for operations teams (case management, investigation, enforcement workflows).</li></ul><h2>Benefits (for U.S.-based full-time employees)</h2><ul style="min-height:1.5em"><li>100% medical, dental &amp; vision insurance coverage for you<ul style="min-height:1.5em"><li>Partially covered for your dependents</li><li>One Medical annual membership</li></ul></li><li>401k (including employer match on contributions made while employed by Ramp)</li><li>Flexible PTO</li><li>Fertility HRA (up to $10,000 per year)</li><li>Parental Leave</li><li>Unlimited AI token usage</li><li>Pet insurance</li><li>Centralized home-office equipment ordering for all employees</li><li>Health and Wellness stipend</li><li>In-office perks: lunch, snacks, drinks, and more</li><li>Budget for intra-office travel</li><li>Relocation support to NYC or SF (as needed)</li></ul><h2>Referral Instructions</h2>If you are being referred for the role, please contact that person to apply on your behalf.<h2>Other notices</h2>Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Beware of recruiting scams: Ramp will only contact you through official @<a target="_blank" rel="noopener noreferrer nofollow" href="http://Ramp.com">Ramp.com</a> email addresses and will never ask for payment or sensitive personal information during the hiring process.<a target="_blank" rel="noopener noreferrer nofollow" href="https://ramp.com/legal/applicant-privacy-notice">Ramp Applicant Privacy Notice</a>

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