N26 AG is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. To date, it has welcomed more than 8 million customers in 24 markets, and processes over 100bn EUR in transactions a year. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.

<h1>About the opportunity</h1>
<p>We are seeking a data-driven Technical Product Manager for Applied Machine Learning to join our Intelligent Operations Platforms (IOP) segment. In this role, you will build and deploy Machine Learning solutions that empower internal teams and enable N26 to scale operations efficiently and securely.</p>
<p>Our ML Products team acts as the engine for data-driven decisioning. We build horizontal ML capabilities that allow crucial parts of the bank, from Financial Crime and Risk to Core Operations, to execute with speed and precision. You will work at the intersection of data science and real-world banking operations, turning complex predictive models into practical tools that improve operational efficiency and compliance.</p>
<h3><strong>In this role, you will:</strong></h3>
<ul>
<li><span style="font-weight: bold;">Execute the ML Product Roadmap:</span> Partner closely with Senior and Lead Product Managers to deliver on the broader machine learning strategy, taking ownership of feature delivery from initial discovery through deployment.</li>
<li><span style="font-weight: bold;">Bridge Data Science and Operations:</span> Act as the day-to-day connector between Data Scientists, ML Engineers, and business stakeholders. Translate operational pain points into clear technical specifications, user stories, and acceptance criteria.</li>
<li><span style="font-weight: bold;">Drive Operational and FinCrime Automation:</span> Deliver predictive models that solve concrete internal bottlenecks, focusing on automating back-office tasks, accelerating document verification, and improving fraud detection accuracy.</li>
<li><span style="font-weight: bold;">Monitor Model Health and Business KPIs:</span> Define, track, and analyze performance metrics for live models. Monitor production accuracy, latency, and false positive rates to identify opportunities for continuous retraining and optimization.</li>
<li><span style="font-weight: bold;">Drive Squad Backlog Execution:</span> Partner with engineering leads to groom product backlogs, write detailed user stories, and participate in daily sprint rituals, ensuring a steady, reliable pace of delivery while upholding strict security standards.</li>
</ul>
<h3><strong>What you need to be successful:</strong></h3>
<h4><strong>Background &amp; Experience:</strong></h4>
<ul>
<li>4+ years of experience as a Product Manager in a technology-driven environment.</li>
<li>Hands-on experience with, or a very strong interest in, data products, analytics, or Machine Learning workflows.</li>
</ul>
<h4><strong>Technical &amp; Domain Skills:</strong></h4>
<ul>
<li><span style="font-weight: bold;">Data Fluency &amp; SQL:</span> Highly comfortable querying and analyzing datasets independently. Strong ability to use SQL and data visualization platforms to evaluate model impact and validate hypotheses.</li>
<li><span style="font-weight: bold;">Core ML Fundamentals:</span> Solid understanding of basic machine learning concepts, including classification, regression, decision trees, and the standard model lifecycle from data collection to deployment.</li>
<li><span style="font-weight: bold;">Model Evaluation Understanding:</span> Ability to translate technical model evaluation metrics such as precision, recall, and F1 score into practical operational outcomes like saved handling hours or reduced fraud losses.</li>
<li><span style="font-weight: bold;">Technical Communication:</span> Skill in translating complex business rules into precise requirements for engineers, while clearly explaining model outputs and limitations to operational teams.</li>
</ul>
<h4><strong>Traits:</strong></h4>
<ul>
<li><span style="font-weight: bold;">Execution Bias:</span> Focus on delivering pragmatic, incremental value quickly rather than waiting for perfect data.</li>
<li><span style="font-weight: bold;">Analytical Problem Solver:</span> Curious about complex backend processes, with a natural drive to uncover the root cause of operational friction.</li>
<li><span style="font-weight: bold;">Banking Quality Standard:</span> Respect for the security, compliance, and data privacy requirements necessary when shipping software within a regulated financial institution.</li>
</ul>
<h3><strong>What’s in it for you:</strong></h3>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked-about disruptors and getting hands-on experience in the high-demand field of ML Product Management.</li>
<li>Employee benefits that range from a competitive personal development budget, work-from-home budget, discounts to fitness &amp; wellness memberships, language apps, and public transportation.</li>
<li>As an N26 employee, you will have access to a Premium subscription on your personal N26 bank account, as well as subscriptions for friends and family members.</li>
<li>An additional day of annual leave for each year of service.</li>
<li>A high degree of autonomy and access to cutting-edge technologies—all while working with a friendly team of peers of diverse nationalities, life experiences, and backgrounds.</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<h3><strong>Who we are</strong></h3>
<p>N26 has reimagined banking for today’s digital world. Technology and design empower <a href="https://n26.com/en-eu/blog">everything we do</a> and it’s how we are building the global banking platform the world loves to use.</p>
<p>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.</p>
<p>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.</p>
<p><strong>Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!</strong></p>
<h3><strong>Equal opportunities for all</strong></h3>
<p>At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.</p>
<p>We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!</p>
<p>Discover more about Diversity &amp; Inclusion at N26: <a href="https://n26.com/en-eu/diversity-and-inclusion">https://n26.com/en-eu/diversity-and-inclusion</a></p>

Technical Product Manager - Applied Machine Learning

<h1>About the opportunity</h1>
<p>We are seeking a seasoned Senior Product Manager to join the “Intelligent Operations Platforms” (IOP) segment. In this role, you will drive the development of AI solutions - spanning both Machine Learning and Generative AI - that empower our teams and help N26 lead the financial industry through technology.</p>
<p>Our AI Products team acts as a central hub of innovation. We don't just build features; we build and manage AI capabilities that allow every other part of the bank - from Financial Crime and Risk to Growth and Marketing - to become smarter. You will work at the intersection of cutting-edge technology and real-world banking, turning sophisticated models into scalable products that improve efficiency, compliance and the customer experience.</p>
<h3><strong>In this role, you will:</strong></h3>
<ul>
<li><span style="font-weight: bold;">Partner Strategically with Senior Product Leadership:</span> Work closely with cross-functional PM leads to shape and align your domain roadmap with N26’s broader company-wide AI strategy, maintaining full autonomy over complex, high-stakes workstreams.</li>
<li><span style="font-weight: bold;">Drive Measurable Business Impact:</span> Focus on high-impact areas, including automating back-office Operations, enhancing real-time fraud and AML detection (FinCrime), and personalizing B2C customer growth and marketing journeys.</li>
<li><span style="font-weight: bold;">Own the Production AI Lifecycle:</span> Lead end to end delivery for complex Machine Learning and GenAI initiatives—moving from initial hypothesis, data scoping, and model evaluation harnesses to production deployment and post-launch monitoring.</li>
<li><span style="font-weight: bold;">Bridge Engineering and Business Strategy:</span> Act as the technical sparring partner for Data Scientists and ML Engineers, translating business constraints into model requirements and ensuring technical architectures solve real consumer and operational problems.</li>
<li><span style="font-weight: bold;">Balance Velocity with Banking Rigor:</span> Manage day-to-day delivery, maintaining a healthy balance between launching innovative AI capabilities and upholding the strict security, auditability, data privacy, and reliability standards expected of a regulated bank.</li>
<li><span style="font-weight: bold;">Empower Autonomous AI Adoption:</span> Act as an AI evangelist and platform owner by defining standards, blueprints, and self-service toolkits that allow product squads across N26 to integrate AI capabilities into their own features safely and independently.</li>
</ul>
<h3><strong>What you need to be successful:</strong></h3>
<h4><strong>Background:</strong></h4>
<ul>
<li>5+ years of Product Management experience in a technology-driven environment, with a proven track record of owning and shipping production-grade AI/ML capabilities.</li>
<li><span style="font-weight: bold;">Real-World GenAI &amp; Agentic Systems Production Experience:</span> Hands-on experience taking GenAI products from concept to live production. You must have direct experience building with concepts like Retrieval-Augmented Generation (RAG), Agentic workflows (ReAct framework, state/memory management, function-calling), and multi-agent orchestration systems. (Note: Utilizing off-the-shelf AI productivity tools is not sufficient; we require a track record of building customer-facing or platform products powered by AI).</li>
<li><span style="font-weight: bold;">B2C Domain Scale (Technical Background Preferred):</span> Experience working within high-volume, highly scalable technical domains (such as B2C FinTech, E-Commerce, or high-traffic consumer tech). Note: Pure B2B background with low customer scale does not fit the high-volume requirements of this role.</li>
<li><span style="font-weight: bold;">Full AI/ML Specialization:</span> Comprehensive expertise navigating the full AI product lifecycle, including problem scoping, target metric definition, data ingestion/labeling, model training/fine-tuning, evaluation framework design, deployment, latency optimization, and continuous retraining.</li>
</ul>
<h4><strong>Skills:</strong></h4>
<ul>
<li><span style="font-weight: bold;">Traditional ML Foundation + GenAI Evolution:</span> A background grounded in traditional Machine Learning methodologies (classification, regression, ranking/recommendation engines) paired with hands-on expertise in modern LLM architecture.</li>
<li><span style="font-weight: bold;">Deep Technical Literacy &amp; Architecture Evaluation:</span> Strong grasp of AI technical fundamentals, with the ability to evaluate trade-offs between Large Language Models (LLMs) and deterministic ML/rule-based logic across cost, inference latency, explainability, and accuracy.</li>
<li><span style="font-weight: bold;">Data-Driven &amp; Model Evaluation Mindset:</span> Proficiency in defining, tracking, and translating offline model evaluation metrics (precision, recall, F1, confidence thresholds, hallucination rates) into tangible business KPIs and operational ROI.</li>
<li><span style="font-weight: bold;">Cross-Functional &amp; Regulatory Awareness:</span> Strong collaboration skills within Agile environments, coupled with an understanding of financial services constraints (GDPR, data residency, EU AI Act, risk governance, and security controls).</li>
</ul>
<h4><strong>Traits:</strong></h4>
<ul>
<li><span style="font-weight: bold;">Pragmatic Action Bias:</span> A focus on high-velocity execution and value creation, knowing how to balance model perfection with pragmatic, incremental shipping in a fast-paced environment.</li>
<li><span style="font-weight: bold;">Production Reliability:</span> Uncompromising standards for system resiliency, ensuring all AI-driven platform features are robust enough for a global banking infrastructure.</li>
<li><span style="font-weight: bold;">Technical Collaboration:</span> Comfortable speaking the same technical language as Principal Data Scientists and Platform Engineers while translating complex model behavior into clear updates for non-technical leadership.</li>
</ul>
<h3><strong>What’s in it for you:</strong></h3>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.</li>
<li>Additional day of annual leave for each year of service.</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<h3><strong>Who we are</strong></h3>
<p>N26 has reimagined banking for today’s digital world. Technology and design empower <a href="https://n26.com/en-eu/blog">everything we do</a> and it’s how we are building the global banking platform the world loves to use.</p>
<p>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.</p>
<p>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.</p>
<p><strong>Sounds good? Apply now for this position.</strong></p>
<h3><strong>Equal Opportunities:</strong></h3>
<p>We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.</p>
<p>We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.</p>
<p>Visit our website to learn more about Diversity, Equity, &amp; Inclusion at N26.</p>

Senior Technical Product Manager — GenAI & Agentic Systems

<h2><strong>About the opportunity</strong></h2>
<p>We’re seeking an Associate Product Manager to join our Investments Team to help shape and elevate our core Investments offerings. Our Investments team is dedicated to empowering retail investors by building accessible, transparent, and&nbsp;innovative wealth-building products.</p>
<p>As an Associate Product Manager in this team, you’ll learn the intricacies of the Product Manager role, ramping up and&nbsp;learning how others do it, while being hands on and contributing to the actual work. You'll collaborate cross-functionally&nbsp;with engineering, design, business, data, compliance, and external stakeholders to build incrementally challenging&nbsp;features and products. Above all, you'll bring a passion for personal finance to the team, using your drive to help people&nbsp;build a better relationship with their money and achieve their goals.</p>
<p>To excel in this role, we seek people who are passionate about solving problems, and who enjoy talking and thinking about future financial stability. Those who have the empathy to put themselves in the customers’ shoes and can articulate correctly the problem they are solving for, we are looking for you.</p>
<h2><strong>In this role, you will:</strong></h2>
<ul>
<li><strong>Co-own a team’s Roadmap:</strong> You will co-define with other Product Managers, and execute incrementally challenging parts of the product strategy. You’ll work together in order to ensure there’s alignment with N26's broader wealth-building goals and adapting swiftly to shifting market dynamics.&nbsp;</li>
<li><strong>Drive the Execution:</strong> gradually, in order to ramp up into the role, you’ll drive the product development lifecycle for new and existing Investments features—from initial user research and technical scoping to engineering delivery, go-to- market strategy, and post-launch iteration.&nbsp;</li>
<li><strong>Navigate Complex Ecosystems</strong>: Act as the central node between engineering, design, compliance, and legal teams to safely and swiftly bring scalable products to market while adhering to strict regulatory requirements.&nbsp;</li>
<li><strong>Build Stakeholder relationships: </strong>Working closely with other teams is a fundamental aspect of the success you can have as a product manager. Building relationships with other team players early on is critical.&nbsp;</li>
<li><strong>Data-Driven Decisions:</strong> Dive deep into user behavior, market trends, and competitive analysis to uncover new opportunities, optimize the customer journey, and continuously refine our portfolio.</li>
</ul>
<h2><strong>What you need to be successful:</strong></h2>
<p>Background:&nbsp;</p>
<ul>
<li>2+ years of experience working in a product team, or 3+ years of experience in customer-facing teams which work closely to the product team. Preferred Fintech&nbsp;experience.&nbsp;</li>
<li>Deep empathy for the user. You care deeply about UX and know how to translate complex financial concepts into simple, intuitive, and engaging customer journeys.&nbsp;</li>
<li>Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams, as well as managing external B2B relationships.&nbsp;</li>
<li>Strong ability to interpret investment data, market trends, and user insights to optimize adoption, retention, and product growth.</li>
</ul>
<p>Skills:&nbsp;</p>
<ul>
<li><strong>Strategic Thinker:</strong> Able to craft a long-term product vision while executing effectively in the short term.&nbsp;</li>
<li><strong>Execution-Focused:</strong> Strong ability to ship products, drive operational excellence, and navigate complex financial ecosystems.&nbsp;</li>
<li><strong>Biased for action: </strong>Move forward and make quick decisions.</li>
<li><strong>Analytical &amp; Data-Driven:</strong> Strong ability to interpret investment data, market trends, and user insights to inform product decisions.&nbsp;</li>
<li><strong>Autonomy &amp; Ownership</strong>: Thrives in an entrepreneurial, fast-moving environment with a high level of independence and responsibility.&nbsp;</li>
<li><strong>Stakeholder Management:</strong> Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams.&nbsp;</li>
<li><strong>Communication &amp; Leadership</strong>: Ability to articulate product decisions, drive alignment, and influence at all levels of the organization.</li>
</ul>
<h2><strong>What’s in it for you:</strong></h2>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp;</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>Additional day of annual leave for each year of service.&nbsp;&nbsp;</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.&nbsp;</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<h2><strong>Who we are</strong></h2>
<p>N26 has reimagined banking for today’s digital world. Technology and design empower<a href="https://n26.com/en-eu/blog"> everything we do</a> and it’s how we are building the global banking platform the world loves to use.</p>
<p>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp;</p>
<p>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.&nbsp;</p>
<p><strong>Do you see yourself thriving in this role? </strong>We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!</p>
<p><strong>Equal opportunities for all</strong></p>
<p>At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.</p>
<p>We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!</p>
<p>Discover more about Diversity &amp; Inclusion at N26:<a href="https://n26.com/en-eu/diversity-and-inclusion"> https://n26.com/en-eu/diversity-and-inclusion</a></p>

Associate Product Manager - Investments

<h1>About the opportunity</h1>
<p>We are seeking a passionate Senior Product Manager - Banking Scalability Platform to join the Core Systems team in disrupting the Core Banking technology standards with highly configurable, modular and automated solutions that enable rapid product launches along with automated compliance and data flows. The Core banking Group is split between our Barcelona and Berlin offices, which are the main product &amp; tech hubs for N26 globally.</p>
<p>As a Product Manager in the Banking Scalability Platform team, you will be responsible for building and maintaining the infrastructure of N26 that relates to Treasury, Ops and Finance. This function is critical to N26’s ability to not only provide our current functionality but to also offer new financial products in a competitive and scalable manner.</p>
<h3>In this role you will:</h3>
<ul>
<li><span style="font-weight: bold;">Drive core banking transformation:</span> Lead the strategic implementation and seamless integration of our next-generation Core Banking engine within N26’s global architecture.</li>
<li><span style="font-weight: bold;">Translate complex banking domains into scalable infrastructure:</span> Architect robust platform requirements that balance intricate core banking processes, strict compliance and regulatory environments, and long-term operational efficiency.</li>
<li><span style="font-weight: bold;">Own the platform roadmap end-to-end:</span> Shape the product vision, proactively identify market and technical opportunities, and make high-stakes prioritization decisions to maximize scalability and resilience.</li>
<li><span style="font-weight: bold;">Align organization-wide stakeholders:</span> Partner with cross-functional leadership across N26 to define ambitious team goals, manage dependencies, and drive collective success.</li>
<li><span style="font-weight: bold;">Foster cross-functional platform excellence:</span> Collaborate deeply with engineering, architecture, product, and design teams to continuously elevate the capabilities of N26’s core banking infrastructure.</li>
<li><span style="font-weight: bold;">Lead build-buy-partner evaluations:</span> Play a pivotal role in formulating our build-buy-partner strategy, evaluating enterprise banking engines, and embedding the chosen solution into our broader technical ecosystem.</li>
<li><span style="font-weight: bold;">Orchestrate high-stakes product rollouts:</span> Mitigate risk and ensure flawless execution by coordinating launch readiness across local market teams, legal, compliance, operations, and engineering.</li>
</ul>
<h3>What you need to be successful:</h3>
<ul>
<li><span style="font-weight: bold;">Deep Domain Expertise:</span> 5+ years of Product Management experience, ideally gained within a FinTech, tier-1/2 banking environment, or with a core banking software provider.</li>
<li><span style="font-weight: bold;">Architectural Literacy:</span> Strong hands-on experience with banking or payments architecture frameworks, ledger systems, and designing robust API-driven products.</li>
<li><span style="font-weight: bold;">AI-Forward Workflows:</span> High level of AI literacy, with a track record of natively leveraging AI tools to optimize your product discovery, documentation, and operational workflows.</li>
<li><span style="font-weight: bold;">Educational Background:</span> University degree in a STEM field, Business, or Economics. An MBA, Master’s, or equivalent advanced technical degree is highly valued.</li>
<li><span style="font-weight: bold;">Execution &amp; Mindset:</span> An autonomous, adaptive operator with an entrepreneurial mindset who thrives in agile environments and possesses a relentless drive for structural innovation.</li>
<li><span style="font-weight: bold;">Strategic Communication:</span> Exceptional verbal and written communication skills, with a proven ability to distill deeply complex technical banking concepts into clear narratives for executive stakeholders.</li>
<li><span style="font-weight: bold;">Vendor &amp; Partner Management:</span> Proven track record of managing enterprise third-party vendors and navigating complex, high-stakes external provider relationships (a significant plus).</li>
<li><span style="font-weight: bold;">Technical Acumen:</span> Deep familiarity with modern technology stacks, infrastructure scalability, databases, and system dependencies, allowing you to partner seamlessly with senior engineering talent.</li>
</ul>
<h3>What’s in it for you:</h3>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.</li>
<li>Additional day of annual leave for each year of service.</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<h3>Who we are</h3>
<p>N26 has reimagined banking for today’s digital world. Technology and design empower <a href="https://n26.com/en-eu/blog">everything we do</a> and it’s how we are building the global banking platform the world loves to use.</p>
<p>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.</p>
<p>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.</p>
<p><strong>Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!</strong></p>
<h4>Equal opportunities for all</h4>
<p>At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.</p>
<p>We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!</p>
<p>Discover more about Diversity &amp; Inclusion at N26: <a href="https://n26.com/en-eu/diversity-and-inclusion">https://n26.com/en-eu/diversity-and-inclusion</a></p>

Senior Product Manager - Banking Scalability Platform

<h1><strong>About the opportunity</strong></h1>
<p>We are seeking a highly driven Steering &amp; Planning Associate for our Customer Risk Lifecycle (CRL) domain, helping achieve N26’s ambition to be a pioneer in the prevention of Financial Crime.</p>
<p>This presents a unique opportunity to work on cutting-edge initiatives in an ever-changing space to safeguard N26 customers from fraud, scams, and digital identity attacks, and safeguard the bank against money launderers and money mules through their whole risk lifecycle.</p>
<p>You will play a pivotal role in bridging the gap between strategy and execution, helping N26 grow and run better by translating ambitious goals into clear KPIs and tangible results. In this role, you will be part of a high-impact team that acts as a strategic partner to leadership, driving value and business resilience across our core risk and compliance lines.</p>
<p>If you are interested in learning how we leverage technologies like Machine Learning and Generative AI end-to-end—from a front-end UX perspective to back-end and staff tooling at onboarding, device pairing, payment, and card transactions—this position is for you! You will be working on initiatives that are at the heart of all risk-based decisions that support new and existing product propositions while ensuring compliance with future regulations.</p>
<h2><strong>In this role, you will:</strong></h2>
<ul>
<li>Help ensure the Anti Financial Crime Strategy is well-defined, owning and refining the segment strategy to enable data-driven trade-offs across the Customer Risk Lifecycle.</li>
<li>Act as a subject matter expert, developing a deep understanding of business drivers, infrastructure, and processes related to financial crime prevention and staff investigations.</li>
<li>Lead continuous improvement initiatives by analyzing workflows and performance metrics to identify inefficiencies, streamline processes, implement automation, and support scalable business growth.</li>
<li>Monitor KPIs and SLAs to ensure alignment with company objectives, proactively reviewing data and performance insights.</li>
<li>Identify and prioritize key product and strategic initiatives to deliver against our KPIs, uncovering opportunities to optimize the user experience and risk-rate customers effectively.</li>
<li>Manage and maintain critical vendor and external service provider relationships, ensuring strong collaboration, performance tracking, and compliance with SLAs and risk management protocols.</li>
<li>Develop business cases to evaluate the cost, impact and value of new opportunities.</li>
<li>Lead and coordinate cross-functional initiatives end-to-end, ensuring strong project management, clear ownership, timely delivery, and continuous optimization.</li>
<li>Monitor performance and optimize outcomes, including product KPIs, unit economics, and external partner delivery against SLAs.</li>
<li>Act as the central connector across teams and partners, aligning stakeholders (Product, Tech, Data, Growth, Finance, etc.), resolving blockers, and driving execution on complex, high-impact topics in a dynamic environment.</li>
</ul>
<h2><strong>What you need to be successful:</strong></h2>
<h3><strong>Background:</strong></h3>
<ul>
<li>Minimum of 3 years of experience in fast-paced environments such as fintech, banking, consulting, startups, or corporate strategy roles—ideally within regulated industries or financial services</li>
<li>Bachelor's degree in STEM, Finance, Accounting, Economics, Business Management or a related field from a top-tier university.</li>
<li>Strong understanding of scalable process design, automation technologies, and standardization best practices.</li>
<li>An analytical mindset to deconstruct complex problems with a focus on delivering data-driven impact.</li>
</ul>
<h3><strong>Skills &amp; Traits:</strong></h3>
<ul>
<li>Project management experience, particularly in cross-functional teams with Product, Tech, or Operations.</li>
<li>Ability to collaborate effectively with diverse teams in a multicultural environment across various areas of expertise.</li>
<li>Comfortable working independently on compliance and regulatory-related topics and engaging with relevant stakeholders.</li>
<li>Excellent organizational skills and ability to manage multiple priorities under tight deadlines.</li>
<li>Agile mindset with strong problem-solving abilities and a proactive, growth-oriented attitude.</li>
<li>Exceptional attention to detail and analytical skills; fluency in Excel and project management tools is essential.</li>
<li>Proficient in SQL and confident in working with data to drive decisions.</li>
<li>Strong storytelling and visual communication skills using PowerPoint.</li>
<li>Passion for the banking and fintech industry, with a desire to deepen understanding of how N26 operates.</li>
<li>Experience with operational processes optimization and understanding key drivers of customer satisfaction are a plus.</li>
<li>Curious about new anti-financial crime technologies and how users and fraudsters will respond to them.</li>
<li>Fluent in English.</li>
</ul>
<h2><strong>What’s in it for you:</strong></h2>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, language apps and public transportation.</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.</li>
<li>Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<h2><strong>Who we are</strong></h2>
<p>N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.</p>
<p>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.</p>
<p>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.</p>
<p>Sounds good? Apply now for this position.</p>
<p><strong>Equal Opportunities:</strong></p>
<p>We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.</p>
<p>We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.</p>

Strategy & Operations: Customer Risk Lifecycle

<h2><strong><strong>About the opportunity</strong></strong></h2>
<p>As our <strong>Tax Manager - Germany</strong>, you will take <strong>full end-to-end ownership</strong> of all German tax topics while operating with a global mindset. Reporting directly to the Head of Tax, you will join a lean, agile team that prioritises fast decision-making, direct ownership, and continuous professional growth.</p>
<p>In this role, you bridge the gap between core compliance and strategic business enablement. You won't just analyze tax codes - you will sit alongside Product, Legal, Finance, and Regulatory teams to evaluate tax implications, build operational systems, design robust controls, and launch innovative financial products.</p>
<p>&nbsp;We handle a significant amount of our tax work in-house - supported by strong external partners giving you true end-to-end impact from local execution to cross-border advisory.</p>
<h3><strong>Key Responsibilities</strong></h3>
<ul>
<li><strong>Strategic Tax Advisory &amp; Product Launch:</strong> Partner directly with Product, Business, and Legal teams to evaluate tax implications for new product launches, restructurings, and international expansion. Design scalable tax processes, workflows, and controls from scratch.</li>
<li><strong>Tax Audits &amp; Authority Relations:</strong> Lead external tax audits, serve as the primary point of contact for German tax authorities, and manage relations with external tax advisors.</li>
<li><strong>Compliance &amp; Filings:</strong> Oversee accurate, timely, and compliant tax filings across CIT, VAT, and Withholding Tax (WHT) in Germany.</li>
<li><strong>Stakeholder Enablement:</strong> Translate complex tax legislation into clear, pragmatic, and actionable advice for non-tax stakeholders across Product, Legal, Marketing and Accounting.</li>
<li><strong>Process Automation:</strong> Continuously identify tax efficiencies, drive automation, and refine internal tools (Workday as ERP).</li>
</ul>
<h3><strong>What You Bring to the Team</strong></h3>
<h4><strong>Core Qualifications &amp; Hard Skills:</strong></h4>
<ul>
<li><strong>Qualified German Tax Advisor (</strong><strong><em>Steuerberater / in</em></strong><strong>):</strong> Official German tax advisor certification is <strong>mandatory</strong>.</li>
<li><strong>Experience:</strong> 5+ years of relevant tax experience within a leading tax consulting/accounting firm or fast-paced in-house tax function.</li>
<li><strong>Academic Background:</strong> Degree (Bachelor’s/Master’s) in Tax, Law, Business Administration, Finance, or Accounting.</li>
<li><strong>Technical Breadth:</strong> Comprehensive understanding across German CIT, VAT, and WHT, or an eagerness to cover the entire spectrum of tax topics end-to-end.</li>
<li><strong>Systems Affinity:</strong> Strong Excel skills and affinity for financial systems/automation (experience with Workday is a major plus).</li>
<li><strong>Languages:</strong> Professional fluency in both <strong>German</strong> and <strong>English</strong> (written and spoken).</li>
</ul>
<h4><strong>Key Competencies &amp; Soft Skills:</strong></h4>
<ul>
<li><strong>Pragmatic Problem Solver:</strong> You avoid copy-pasting tax laws. You unlock business blockers by providing practical, business-oriented solutions.</li>
<li><strong>Effective Prioritisation:</strong> Ability to separate "must-haves" from "nice-to-haves" in a rapid, high-growth environment.</li>
<li><strong>Strong Communication &amp; Influence:</strong> Ability to simplify complex tax concepts for cross-functional stakeholders and influence outcomes effectively.</li>
<li><strong>Hands-on &amp; Ownership Mindset:</strong> Thrives in a fast-paced environment where you roll up your sleeves to build systems and establish controls.</li>
</ul>
<p><strong>What’s in it for you:</strong></p>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp;</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>Additional day of annual leave for each year of service.&nbsp;&nbsp;</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.&nbsp;</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<p><br><strong>Who we are</strong><br>N26 has reimagined banking for today’s digital world. Technology and design empower<a href="https://n26.com/en-eu/blog" target="_blank"> everything we do</a> and it’s how we are building the global banking platform the world loves to use.<br>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp;<br>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.</p>
<p>&nbsp;</p>
<p><strong>Sounds good? Apply now for this position.</strong><br>Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!</p>
<p><strong>Equal opportunities for all</strong><br>At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.<br>We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!</p>
<p>Discover more about Diversity &amp; Inclusion at N26:<a href="https://n26.com/en-eu/diversity-and-inclusion" target="_blank"> https://n26.com/en-eu/diversity-and-inclusion</a></p>

Steuerberater (Tax Manager)

<h2><strong>About the opportunity</strong></h2>
<p>The Audit Operations function is responsible for the operational policy and support processes of Internal Audit. This role ensures that reporting, data analytics, audit tools, and the organisational framework of the audit function are operated efficiently and continuously developed. The objective is to support the auditing function through a structured data foundation, reliable reporting, and a stable system landscape, while ensuring transparency regarding audit activities and findings.</p>
<h2><strong>In this role, you will:</strong></h2>
<ul>
<li>Audit Governance &amp; Methodology: Support the operational framework of the Internal Audit function, including methodologies, operational standards, and supporting governance processes.&nbsp;&nbsp;&nbsp;</li>
<li>Audit Quality Assurance: Support the Internal Audit Quality Assurance and Improvement Program in Internal audit.&nbsp;&nbsp;&nbsp;</li>
<li>Audit Reporting: Support to prepare the internal audit reports, and assist in consolidating quarterly and annual Internal Audit reports for senior management and governance bodies, including analysis of audit coverage, findings, and remediation status.&nbsp;&nbsp;&nbsp;</li>
<li>Audit Data Analytics: Develop and perform data analyses to support audit activities, including trend analysis of findings, risk indicators, and remediation progress.&nbsp;&nbsp;&nbsp;</li>
<li>Audit Systems Administration: Support the operation and maintenance of the Internal Audit systems landscape, including administration of Audimax and the Jira Audit project.&nbsp;&nbsp;&nbsp;</li>
<li>Issue &amp; Findings Monitoring: Monitor in an appropriate form whether the findings identified during the audit are remedied within the specified timeframe.&nbsp;&nbsp;&nbsp;</li>
<li>Audit Process Support: Support auditors with operational aspects of the audit lifecycle, including reporting structures, system usage, and data preparation.&nbsp;&nbsp;&nbsp;</li>
<li>Stakeholder Coordination: Collaborate with other internal teams and cross-functional stakeholders, IT, and other control functions regarding audit tools and data availability.&nbsp;&nbsp;</li>
</ul>
<h2><strong>What you need to be successful:</strong></h2>
<p>Background:&nbsp;</p>
<ul>
<li>Bachelor’s degree in Accounting, Finance, Business Administration, or a related field.&nbsp;&nbsp;&nbsp;</li>
<li>Experience as internal auditor in an international company in an regulated environment, preferably in a bank or other financial institution or for an audit company.&nbsp;&nbsp;&nbsp;</li>
<li>High degree of process understanding as well as profound knowledge in the areas of online banking and retail products.&nbsp;&nbsp;</li>
<li>Insight into Banking laws &amp; requirements, and willing to become acquainted with local specific Banking laws, standard banking requirements as well as banking IT-Systems.&nbsp;&nbsp;&nbsp;</li>
<li>Familiarity with agile methodologies, digital product development, and data-driven audit techniques is a plus.&nbsp;&nbsp;&nbsp;</li>
<li>Good English and German language skills, or proficiency in English and the local language where the role is located.&nbsp;&nbsp;</li>
</ul>
<p>Skills:&nbsp;</p>
<ul>
<li>Strong communication and engagement skills, with the ability to engage with cross-functional stakeholders.&nbsp;&nbsp;&nbsp;</li>
<li>Proficiency in audit tools, data analytics, and reporting systems.&nbsp;&nbsp;&nbsp;</li>
<li>Understanding of operational and financial controls, process optimization, and risk mitigation.&nbsp;&nbsp;&nbsp;</li>
<li>High level of integrity, analytical thinking, and independence in executing internal audit duties.&nbsp;&nbsp;&nbsp;</li>
<li>Strong level of organisation and time management abilities.&nbsp;&nbsp;&nbsp;</li>
<li>Strong project management and stakeholder management skills.&nbsp;</li>
</ul>
<h2><strong>What’s in it for you:</strong></h2>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp;</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>Additional day of annual leave for each year of service.&nbsp;&nbsp;</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.&nbsp;</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<h2><strong>Who we are</strong></h2>
<p>N26 has reimagined banking for today’s digital world. Technology and design empower<a href="https://n26.com/en-eu/blog"> everything we do</a> and it’s how we are building the global banking platform the world loves to use.</p>
<p>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp;</p>
<p>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.</p>
<p><strong>Sounds good? Apply now for this position.</strong></p>
<p>Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!</p>
<p><strong>Equal opportunities for all</strong></p>
<p>At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.</p>
<p>We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!</p>
<p>Discover more about Diversity &amp; Inclusion at N26:<a href="https://n26.com/en-eu/diversity-and-inclusion"> https://n26.com/en-eu/diversity-and-inclusion</a></p>
<p><br><br><br></p>

Senior Associate Audit & Operations

<h2>About the opportunity</h2>
<p>The primary purpose of this role is to execute a risk-based and support the definition of the annual audit plan covering various processes including the specific regulatory and business landscape of Spain. The roles focus includes conducting internal audits across the N26 group, preparing detailed audit reports within defined scopes, and ensuring audit findings are addressed on time. The position also involves contributing to key projects while maintaining independence, avoiding conflicts of interest, and upholding internal audit policies and professional standards.&nbsp;&nbsp;</p>
<h2>In this role you will:</h2>
<ul>
<li>Support and conduct all business internal audit activities within the N26 group, including external contractors and the specific regulatory and business landscape of Spain</li>
<li>Prepare and where necessary lead the full audit cycle including risk management and control management over business operations’ effectiveness, reliability and compliance with all applicable directives and regulations</li>
<li>Ensure the execution of the annual and multi-year audit plan with Focus on N26’s Spanish Branch</li>
<li>Prepare the Internal Audit reports</li>
<li>Support the development of a comprehensive risk-based annual audit plan for business functions, including product, customer operations, sales, marketing, and partnerships</li>
<li>Supervise and review the audit work of junior team members</li>
<li>Prepare the internal audit reports as per requirements with strong focus on attention to details of specific boundaries of the audit/s defined scope&nbsp;</li>
<li>Monitor in an appropriate form whether the findings identified during the audit are remedied within the specified timeframe</li>
<li>Participate in key projects, while guarding independence, avoiding conflicts of interest and maintain internal audit policies and procedures</li>
<li>Performing work in accordance with established professional and regulatory standards</li>
</ul>
<p>&nbsp;</p>
<h2>Key knowledge and experience</h2>
<ul>
<li>Significant experience as internal auditor in an international company in an regulated environment, preferably in a bank or other financial institution or for an audit company</li>
<li>Familiarity with agile methodologies, digital product development, and data-driven audit techniques is a plus</li>
<li>Experience in liaising with the External Regulators and Supervisory Body</li>
</ul>
<h2>Essential requirements</h2>
<ul>
<li>Bachelor’s degree in Accounting, Finance, Business Administration, or a related field</li>
<li>High degree of process understanding as well as profound knowledge in the areas of online banking and retail products</li>
<li>Insight into Banking laws &amp; requirements, and willing to become acquainted with local specific Banking laws, standard banking requirements as well as banking IT-Systems</li>
</ul>
<h2>Desired personal attributes</h2>
<ul>
<li>Proficiency in English. Spanish and German is a plus</li>
<li>High level of integrity, analytical thinking, and independence in executing internal audit duties</li>
<li>Strategic thinker with strong business acumen to be able to have high attention to detail without losing sight of the bigger picture&nbsp;</li>
</ul>
<h2>Skills and competencies</h2>
<ul>
<li>Strong communication and engagement skills, with the ability to engage with cross-functional stakeholders</li>
<li>Proficiency in audit tools, data analytics, and reporting systems</li>
<li>Deep understanding of operational and financial controls, process optimization, and risk mitigation</li>
<li>Strong project management, stakeholder management and negotiation skills</li>
</ul>
<p>&nbsp;</p>
<p><strong>What’s in it for you:</strong></p>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp;</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>Additional day of annual leave for each year of service.&nbsp;&nbsp;</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.&nbsp;</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<p><br><strong>Who we are</strong><br>N26 has reimagined banking for today’s digital world. Technology and design empower<a href="https://n26.com/en-eu/blog" target="_blank"> everything we do</a> and it’s how we are building the global banking platform the world loves to use.<br>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp;<br>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.</p>
<p>&nbsp;</p>
<p><strong>Sounds good? Apply now for this position.</strong><br>Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!</p>
<p>&nbsp;</p>
<p><strong>Equal opportunities for all</strong><br>At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.<br>We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!<br>Discover more about Diversity &amp; Inclusion at N26:<a href="https://n26.com/en-eu/diversity-and-inclusion" target="_blank"> https://n26.com/en-eu/diversity-and-inclusion</a></p>

Manager Business Audit | Spanish Market

<h2><strong>About the opportunity</strong></h2>
<p data-path-to-node="1">We are seeking someone to step into a pivotal leadership role a Head of Business Internal Audit, where you will serve as a vital, trusted advisor directly to our Management Board. In this highly visible position, you will champion operational excellence and safeguard the organization's future. Empowered with unparalleled access across all departments and systems, you will have the complete autonomy to evaluate, challenge, and elevate our risk management and internal controls. If you are a strategic thinker who thrives on driving transparency and impactful change from the top down, this is your opportunity to shape the resilient foundation of our entire organisation.</p>
<h2><strong>In this role, you will:</strong></h2>
<ul>
<li data-path-to-node="5,0,0">Audit all N26 SE Business activities and processes, including those outsourced, at appropriate intervals (generally within three years).</li>
<li data-path-to-node="5,0,0">Collaborate strongly with other audit teams and manage joint audits.</li>
<li data-path-to-node="5,0,0">Coordinate Business internal audit activities of N26 SE and N26 Bank SE (including external contractors) in consultation with Audit Management.</li>
<li data-path-to-node="5,0,0">Create a comprehensive risk-oriented audit plan, updated annually.</li>
<li data-path-to-node="5,0,0">Communicate Business audit results to operational units, and prepare and review written reports on each audit.</li>
<li data-path-to-node="5,0,0">Support audit management on their duties and monitor whether audit findings are remedied within specified timeframes.</li>
<li data-path-to-node="5,0,0">Be involved in key projects, while guarding independence and avoiding conflicts of interest.</li>
<li data-path-to-node="5,0,0">Stay informed of management board instructions, decisions, and material amendments to the risk management system relevant to the audit function.</li>
</ul>
<h2><strong>What you need to be successful:</strong></h2>
<ul>
<li data-path-to-node="8,0,0">Successfully completed degree in business, law or related field.</li>
<li data-path-to-node="8,0,0">At least 10 years working experience as an Internal Auditor or in a Compliance Role doing audit and compliance work at an international company in a regulated environment, preferably in a bank, other financial institution, or audit company.</li>
<li data-path-to-node="8,0,0">High degree of process understanding.</li>
<li data-path-to-node="8,0,0">Profound knowledge in the areas of online banking and retail products.</li>
<li data-path-to-node="8,0,0">Very good insight into Banking laws &amp; requirements.</li>
<li data-path-to-node="8,0,0">Willingness to become acquainted with local specific Banking laws, standard banking requirements, as well as banking IT-Systems.</li>
<li data-path-to-node="8,0,0">Fluency in English and German, verbal and written (any other European language is a plus).</li>
</ul>
<h2><strong>What’s in it for you:</strong></h2>
<ul>
<li>Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.</li>
<li>Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness &amp; wellness memberships, language apps and public transportation.&nbsp;</li>
<li>As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.&nbsp;&nbsp;&nbsp;&nbsp;</li>
<li>Additional day of annual leave for each year of service.&nbsp;&nbsp;</li>
<li>A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.&nbsp;</li>
<li>A relocation package with visa support for those who need it.</li>
</ul>
<h2><strong>Who we are</strong></h2>
<p>N26 has reimagined banking for today’s digital world. Technology and design empower<a href="https://n26.com/en-eu/blog"> everything we do</a> and it’s how we are building the global banking platform the world loves to use.</p>
<p>We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.&nbsp;</p>
<p>We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.&nbsp;</p>
<p><strong>Do you see yourself thriving in this role? </strong>We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!</p>
<h2><strong>Equal opportunities for all</strong></h2>
<p>At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.</p>
<p>We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!</p>
<p>Discover more about Diversity &amp; Inclusion at N26:<a href="https://n26.com/en-eu/diversity-and-inclusion"> https://n26.com/en-eu/diversity-and-inclusion</a></p>
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