Using proven crypto and blockchain technology honed over a decade, Ripple’s enterprise-grade solutions are faster, more transparent, and more cost-effective than traditional financial services. Our customers use these solutions to source crypto, facilitate instant payments, empower their treasury, engage new audiences, lower capital requirements, and drive new revenue. Founded in 2012, Ripple's vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. Ripple is the only enterprise blockchain company today with products in commercial use. Ripple’s global payments network includes over 300 customers across 40+ countries and six continents.

ripple

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><h1>About the Cash Forecasting team:</h1>
<p><strong>Cash Forecasting</strong> is our AI-amplified treasury solution that helps CFOs and treasury teams move beyond error-prone spreadsheets to achieve real-time cash visibility and predictive accuracy.</p>
<p>The platform integrates seamlessly with major ERPs and banking systems to automatically capture, categorise, and analyse transactional data across multiple currencies and business units. Leveraging our proprietary GSmart AI technology, the solution continuously learns from historical cash flows, sales data, and treasury information to automatically select optimal forecasting algorithms and improve accuracy by over 30%.</p>
<p>You'll work on sophisticated Ruby on Rails and React software that turns diverse financial data into clear analysis, giving customers sharp insight and forecasting through intuitive dashboards. This is a critical platform moving over $100 billion in daily cash flow for enterprise customers across 40+ countries, built to hold enterprise-grade security and scalability at that scale, every single day.</p>
<h1>What You’ll Do:</h1>
<ul>
<li>Design, build, and maintain backend services and APIs that power the Cash Forecasting platform, while remaining comfortable picking up frontend work when the task calls for it</li>
<li>Work across a large, sophisticated, multi-tenant SaaS codebase, writing code that's built to scale across enterprise customers and their data</li>
<li>Own the data layer, schema design, query performance, and data integrity - with a strong emphasis on PostgreSQL and SQL more broadly</li>
<li>Write and maintain thorough test coverage using RSpec, treating testing as a first-class part of delivery</li>
<li>Package and deploy services using Docker, and work within our AWS-based cloud infrastructure</li>
<li>Write scripts and tooling to automate repetitive work, support data migrations, and keep the team moving quickly</li>
<li>Instrument the systems you build with strong observability practices -logging, metrics, and tracing — to catch and resolve issues before they impact customers</li>
<li>Benchmark and profile code to identify performance bottlenecks, and make evidence-based decisions about where to optimise</li>
<li>Collaborate closely with product managers, designers, and fellow engineers to translate business and customer needs into robust technical solutions</li>
<li>Participate in code reviews and technical design discussions, contributing to the team's overall growth and improvement</li>
<li>Be a champion of the YBIYRI ethos (you-build-it-you-run-it), which includes participating in the on-call pager rotation</li>
</ul>
<h1>What You'll Bring:</h1>
<ul>
<li>4-8 years of professional software development experience, ideally including full-stack work with a backend lean</li>
<li>Strong SQL fundamentals; hands-on experience with PostgreSQL ideal</li>
<li>Comfortable working within large, sophisticated, existing codebases and making changes safely</li>
<li>Scripting ability for automation and tooling (language-agnostic)</li>
<li>Experience with Docker or other containerisation technologies</li>
<li>Proven Git proficiency, including collaborative branching workflows</li>
<li>Proficiency in at least one major programming language (such as Ruby, Python, or Java)</li>
<li>Experience employing AI tools throughout the development lifecycle to speed up problem-solving and delivery</li>
<li>Experience testing with RSpec</li>
</ul>
<h1>Preferred Knowledge / Experience:</h1>
<ul>
<li>Experience with Ruby or Ruby on Rails is a strong plus - while we value the ability to learn quickly across languages, familiarity with our primary stack will help you ramp up faster.</li>
<li>Frontend experience, ideally with React, and the ability to contribute there when needed</li>
<li>Experience with, or solid understanding of, AWS</li>
<li>Experience building or maintaining multi-tenant, enterprise SaaS platforms</li>
<li>Familiarity with observability tooling and practices (logging, metrics, tracing, alerting)</li>
<li>Experience benchmarking and profiling code for performance</li>
<li>Experience in the financial industry, particularly treasury, payments, FX, or ERP systems</li>
</ul><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div><em><br>Please find our California, UK/EU, Singapore, DIFC, ADGM, Australia, and Switzerland&nbsp; <span style="text-decoration: underline;"><a href="https://ripple.com/legal/applicant-privacy-notice/" target="_blank">Applicant Privacy Notice </a></span>for reference.<br></em></div>
<div><hr></div></div>

Senior Software Engineer (Full-Stack)

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><p>Build reliable, scalable, and high-performance compliance systems (software) that support business objectives, leveraging our<strong> </strong>cryptocurrency fintech products to deliver innovative customer experiences. Drive the full software development lifecycle,<strong> </strong>including capturing and analyzing requirements (user needs, software requirements, and performance requirements). Apply<strong> </strong>sound design principles to robust software. Perform unit and integration testing. Design, deploy, and continuously improve<strong> </strong>backend applications, in collaboration with wider Ripple cross-functional technical teams. Implement and drive coding, testing,<strong> </strong>and deployment processes at Ripple, raising these processes to Ripple’s engineering excellence standards.</p>
<p>Telecommuting permitted up to 50% per week within same geographic location as assigned office location.</p>
<p>40 hrs/week, Mon-Fri, 8:30 a.m. - 5:30 p.m.&nbsp;</p>
<p><strong>MINIMUM REQUIREMENTS</strong>:&nbsp;</p>
<p>Must have a Bachelor’s degree in Software Engineering, Computer Science, Computer Engineering or a related field plus 5 years of progressive, post-baccalaureate software development experience.</p>
<p>Alternatively, must have a Master’s degree in Software Engineering, Computer Science, Computer Engineering or a related field plus 3 years of software development experience.</p>
<p>Must have 3 years of experience coding in Java with Spring or Spring Boot Framework.</p>
<p>Must have 3 years of experience with Messaging Stream Solutions.</p>
<p>Must have 3 years of experience in building systems backed by modern persistence technologies in payments, banking, e-commerce domains, backed by Aurora or DynamoDB.</p>
<p>Must have 3 years of experience working with at least one of the following web frontend frameworks:</p>
<ul>
<li>Node Js,</li>
<li>React JS,</li>
<li>Angular Js</li>
</ul>
<p>Must have 3 years of experience with Typescript, Golang, Scala, Rust, or Python.</p>
<p>Must have 3 years of experience building cloud applications on AWS, and technologies using Docker or Kubernetes.</p>
<p>Must have 3 years of experience using Agile development of distributed services, with a focus on robust software design, scalability and security</p>
<p>#LI-DNI</p><div class="content-pay-transparency"><div class="pay-input"><div class="description">For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.&nbsp;</div><div class="title">CA Annual Base Salary Range</div><div class="pay-range"><span>$200,340</span><span class="divider">&mdash;</span><span>$200,540 USD</span></div></div></div><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div><em><br>Please find our California, UK/EU, Singapore, DIFC, ADGM, Australia, and Switzerland&nbsp; <span style="text-decoration: underline;"><a href="https://ripple.com/legal/applicant-privacy-notice/" target="_blank">Applicant Privacy Notice </a></span>for reference.<br></em></div>
<div><hr></div></div>

Senior Software Engineer,

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><div>
<p><strong>THE WORK:</strong></p>
<p></p>
<p>We seek a Senior Staff Product Manager to lead and develop our Trust Platform — the programmable controls, integrations, and tools that enable our products to function securely and reliably as we grow into more regulated, higher-risk markets such as banks and other regulated entities.</p>
<p>You'll determine what features should be included in the platform and which ones become reusable components other teams can build upon. You will assess how the roadmap stands up to careful examination from regulators, bank diligence teams, and the product teams working on what you develop. You will work closely with Compliance, Legal, and Engineering, maintaining clear responsibility for the product roadmap and decisions.</p>
<p>Why Now?</p>
<p></p>
<ul>
<li>The regulatory landscape is growing. More jurisdictions, more counterparties, more edge cases — this needs someone thinking ahead of requirements, crafting our posture before it's forced on us.</li>
<li>Trust is a competitive advantage. Our strategy increasingly points at selling into banks and other regulated counterparties, who diligence maturity, auditability, and programmable controls as part of the buying decision. This work helps us secure agreements.</li>
<li>The platform opportunity is genuine and ready to develop. We have reached a stage where this logic should become a configurable core element for other teams to build upon. It involves deciding what is configurable, what forms an API, and the sequencing order. This is a true product invention challenge that requires focused attention.</li>
</ul>
<p></p>
<p></p>
<p><strong>WHAT YOU’LL DO:</strong></p>
<p></p>
<ul>
<li>Own the roadmap for some of our highest-stakes regulatory surfaces. Get ahead of new jurisdictions and requirements. Build something durable enough to hold up to bank-grade diligence.</li>
<li>Define the scope and develop the Trust Platform by deciding which components should be reusable. Identify the initial use case(s). Manage the balance between flexibility and control as other teams build upon it.</li>
<li>Build tooling for information-request and review workflows that scales across product lines, rather than requiring headcount growth to keep pace with volume.</li>
<li>Collaborate across departments with Compliance, Legal, and Engineering to translate regulatory and risk requirements into product decisions.</li>
</ul>
</div>
<div>
<p><strong>WHAT YOU'LL BRING:&nbsp;</strong></p>
<p><strong></strong></p>
<ul>
<li>5-7 years of experience in fintech, crypto, or another regulated technology space. Significant tenure as a Product Manager, including work at a Staff or Senior Staff level.</li>
<li>A history of developing and expanding platform products — reusable primitives and APIs that other teams rely on.</li>
<li>Experience in compliance, risk, trust and safety, or another high-stakes regulatory domain, with the technical depth to reason about system build and tradeoffs.</li>
<li>Ability to operate independently across a wide collaborator matrix — Compliance, Legal, Engineering, and other product teams — while retaining clear product ownership.</li>
<li>Comfort prioritizing and building something new in a high-ambiguity environment.</li>
</ul>
<p>If you want to define what a trust and risk platform looks like at scale, we'd love to talk.</p>
<p><strong></strong></p>
</div><div class="content-pay-transparency"><div class="pay-input"><div class="description">For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.&nbsp;</div><div class="title">CA Annual Base Salary Range</div><div class="pay-range"><span>$216,000</span><span class="divider">&mdash;</span><span>$270,000 USD</span></div></div></div><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div><em><br>Please find our California, UK/EU, Singapore, DIFC, ADGM, Australia, and Switzerland&nbsp; <span style="text-decoration: underline;"><a href="https://ripple.com/legal/applicant-privacy-notice/" target="_blank">Applicant Privacy Notice </a></span>for reference.<br></em></div>
<div><hr></div></div>

Senior Staff Product Manager

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><div>
<p><strong>THE WORK:</strong></p>
<p>At Ripple, the <strong>Customer Onboarding Platform</strong> is where every customer’s journey begins — and it’s about to get a full-scale rebuild.</p>
<p>We recently became a <strong>horizontal platform team</strong> serving <em>all</em> Ripple products. Our next chapter:</p>
<ul>
<li><strong>Unwinding years of Salesforce-bound logic</strong> into modern, engineering-owned backend services.</li>
<li>Integrating best-in-class vendors like <strong>Persona</strong> for KYC/KYB, while building the surrounding orchestration, data flows, and service layer.</li>
<li>Designing the <strong>systems and data model</strong> that will make onboarding scalable, observable, and reliable across products.</li>
</ul>
<p>If you’re a Staff-level engineer who thrives on <strong>modernizing fragile systems</strong>, <strong>building robust services around vendor integrations</strong>, and <strong>driving architecture at company-wide scale</strong>, this is your opportunity.</p>
<h3><strong>Why This Role Matters:</strong></h3>
<p>Onboarding is where customers form their first impression of Ripple, and where trust is earned. As the technical anchor for a small, high-impact team, you will:</p>
<ul>
<li><strong>Build for impact</strong> – Everything you create will serve multiple Ripple products, from Payments to Custody to Stablecoin.</li>
<li><strong>Start from zero</strong> – Design and build new backend services from the ground up to power onboarding across products.</li>
<li><strong>Tackle the hard stuff</strong> – Unwind years of technical debt while designing systems built to last.</li>
<li><strong>Shape Ripple’s architecture</strong> – Partner with Product, Compliance, and Engineering to influence company-wide technical direction.</li>
<li><strong>Scale the right way</strong> – Mentor engineers and grow a high-performing team, with direct executive backing.</li>
</ul>
<p>This isn’t just about writing code,&nbsp; it’s about designing how Ripple’s onboarding platform will work for years to come.</p>
<p><strong>WHAT YOU’LL DO:</strong></p>
<ul>
<li>Lead the design and development of distributed, cloud-native backend services that power onboarding across Ripple’s product suite.</li>
<li>Partner with Product, Compliance, and other engineering teams to design scalable orchestration and data pipelines.</li>
<li>Migrate core onboarding logic out of Salesforce into resilient, observable services and a dedicated persistence layer.</li>
<li>Build platform capabilities that enable faster onboarding with fewer customer touchpoints — while preserving trust and compliance.</li>
<li>Contribute to foundational data modeling work that will feed into Ripple’s future identity platform (while ownership of Identity will move to a dedicated team).</li>
<li>Champion engineering excellence in code quality, testing, and operational practices.</li>
<li>Mentor engineers and help grow a lean, high-impact team.&nbsp;</li>
</ul>
</div>
<div>
<p><strong>WHAT YOU'LL BRING:&nbsp;</strong></p>
</div>
<div>
<h4><strong>Required</strong></h4>
<ul>
<li>Deep <strong>backend engineering experience</strong> in modern, cloud-native, distributed systems.</li>
<li>Exposure and willingness to frontend frameworks (React, Vue, etc.) for full-stack capability.</li>
<li>Proven track record <strong>designing and delivering large-scale systems</strong> in complex environments.</li>
<li>Strong API design and integration skills (REST and/or gRPC).</li>
<li>Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).</li>
<li>Comfort navigating and reducing technical debt while delivering business value.</li>
<li>Leadership skills: can set technical direction, mentor others, and influence cross-team decisions.</li>
</ul>
<h4><strong>Preferred (But Not Required)</strong></h4>
<ul>
<li>Experience with our current stack: <strong>Java + Spring Boot</strong>.</li>
<ul>
<li>We welcome candidates from other backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.</li>
</ul>
<li>Event-driven architecture (Kafka, SNS/SQS, etc.).</li>
<li>Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance-heavy systems.</li>
</ul>
<h3><strong>Why You’ll Love Working Here:</strong></h3>
<ul>
<li><strong>Impact</strong>: The systems you build will be used across <em>all</em> Ripple products, touching every new customer.</li>
<li><strong>Technical Challenge</strong>: You’ll lead a high-leverage migration and design work that matters.</li>
<li><strong>Growth</strong>: Opportunity to shape a horizontal platform team from the ground up.</li>
<li><strong>Collaboration</strong>: Partner with sharp, motivated colleagues across engineering, product, and compliance.</li>
</ul>
<p>If you want to help replace a fragile, business-critical system with a scalable platform that will serve every Ripple customer for years to come, we’d love to talk.</p>
<p><span style="font-size: 8pt;">Other common names for this role:&nbsp;</span></p>
</div><div class="content-pay-transparency"><div class="pay-input"><div class="description">For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.&nbsp;</div><div class="title">CA Annual Base Salary Range</div><div class="pay-range"><span>$212,000</span><span class="divider">&mdash;</span><span>$265,000 USD</span></div></div></div><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div>&nbsp;</div>
<div><em>Please find our <a href="https://ripple.com/legal/eu-privacy-notice/" target="_blank">UK/EU Applicant Privacy Notice </a>and our <a href="https://ripple.com/legal/ca-applicant-privacy-notice/" target="_blank">California Applicant Privacy Notice</a> for reference.</em></div>
<div><hr></div></div>

Staff Software Engineer

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><div>
<p>Are you ready to join a dedicated team that is crafting the future of financial technology? At Ripple Labs Inc., we are on a mission to transform manual financial operations into flawless automated systems. As a Software Engineer on the Financial Core team, you'll play a crucial role in building the essential infrastructure that powers Ripple's global custodian network.</p>
<p><strong>THE WORK:</strong></p>
<p>&nbsp;We are the Financial Core team, the platform layer supporting Ripple's products. We manage vital infrastructure for money flow, including asset transfers across Ripple's global custodian network that covers fiat rails and crypto custody. Our responsibilities include settlement automation and liquidity management across many accounts and banking partners. The technology stack uses Java/Spring Boot on the backend, React/TypeScript for internal tools, and Postgres. These are deployed on Kubernetes with built-in observability and approval processes. We collaborate closely with Product Ops and Product to transform manual financial tasks into dependable, auditable, and automated systems.</p>
<p><strong>WHAT YOU’LL DO:</strong></p>
<ul>
<li>Develop and deploy backend services and internal tools that automate settlement, funding, and liquidity management workflows</li>
<li>Work directly with Product Ops and Product to understand manual processes and build software that replaces or accelerates them</li>
<li>Contribute across the stack—REST API handlers, database migrations, and React UI components</li>
<li>Participate in on-call rotation and maintain production reliability for financial systems that move money in real time</li>
<li>Write well-tested, reviewable code and contribute to build discussions with your team and cross-functional partners</li>
</ul>
</div>
<div>
<p><strong>WHAT YOU'LL BRING:&nbsp;</strong></p>
</div>
<div>
<ul>
<li>2-5 years of software engineering experience building and shipping production systems</li>
<li>Backend experience in at least one language—Java, Go, Python, or TypeScript; comfort with object-oriented development and production-grade codebases</li>
<li>Comfortable contributing across the stack (backend APIs + UI components)</li>
<li>Solid grasp of relational databases, REST API development, and basic distributed systems concepts</li>
<li>Able to read, navigate, and add to existing codebases—not only new projects</li>
<li>Clear communicator with non-engineering partners—operations, finance, and product teams are your collaborators</li>
<li>Uses AI tools (Claude, Copilot, Cursor, etc.) actively as a core part of writing, reviewing, and debugging code. These tools are not a novelty but a genuine accelerant</li>
<li>Experience with financial systems, payments, or operations automation workflows</li>
<li>Familiarity with Spring Boot, Postgres, React</li>
<li>Experience crafting or deploying agentic systems—closed-loop automation that runs without a human in the critical path (approval workflows, reconciliation pipelines, event-driven monitoring)</li>
</ul>
<p>&nbsp;</p>
</div><div class="content-pay-transparency"><div class="pay-input"><div class="description">For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.&nbsp;</div><div class="title">CA Annual Base Salary Range</div><div class="pay-range"><span>$140,000</span><span class="divider">&mdash;</span><span>$170,000 USD</span></div></div></div><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div>&nbsp;</div>
<div><em>Please find our <a href="https://ripple.com/legal/eu-privacy-notice/" target="_blank">UK/EU Applicant Privacy Notice </a>and our <a href="https://ripple.com/legal/ca-applicant-privacy-notice/" target="_blank">California Applicant Privacy Notice</a> for reference.</em></div>
<div><hr></div></div>

Software Engineer II

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><p>The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury's liquidity platform into the future. If you enjoy solving complex business problems in a fast-paced, collaborative, and iterative environment this might be the right role for you!</p>
<p>We are seeking an innovative and forward-thinking <strong>Staff Software Developer</strong> passionate about building a world-class platform through a world-class team. Creating technical software excellence and spearheading application development in design, implementation, and maintenance to make magic happen.</p>
<h1>About the Liquidity Management Team</h1>
<p>The Liquidity Management team is at the forefront of a major modernization initiative, reimagining how enterprise treasury teams manage liquidity across a global landscape.</p>
<p>We're not just maintaining what exists — we're rebuilding from the ground up with a bold vision: a modern, intuitive user experience with fast, streamlined workflows that make complex treasury operations feel effortless; a cloud-native architecture built on the latest technologies, designed for scalability, resilience, and speed; and first-class support for both traditional fiat currencies and digital assets, positioning Ripple Treasury at the leading edge of where treasury is headed.</p>
<h2>What You’ll Do – Be a Force Multiplier:</h2>
<p><strong>Technical Leadership &amp; Architecture:</strong></p>
<ul>
<li>Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goals</li>
<li>Establish technical standards and design patterns that enable the team to ship features faster with fewer defects</li>
<li>Lead technical design reviews and provide constructive feedback that elevates the team's architectural thinking</li>
<li>Identify and eliminate technical debt strategically, creating roadmaps that improve both developer velocity and system reliability</li>
</ul>
<h2><strong>Team Enablement &amp; Mentorship:</strong></h2>
<ul>
<li>Mentor mid-level and senior engineers, helping them grow into technical leadership roles</li>
<li>Break down complex, ambiguous problems into actionable work that distributes effectively across the team</li>
<li>Establish coding standards, review practices, and testing strategies that improve overall code quality</li>
<li>Champion engineering methodologies including observability, incident response, and production excellence</li>
<li>Share your enthusiasm for tech trends, explore and learn new technologies, engage with tech communities, mentor fellow engineers, and lead in technical design and code evaluations</li>
</ul>
<h2><strong>Enhance Agility:</strong></h2>
<ul>
<li>Drive adoption of modern engineering practices that improve developer experience and productivity</li>
<li>Lead post-mortems and blameless retrospectives that turn incidents into learning opportunities</li>
</ul>
<h2><strong>Strategic Technical Vision:</strong></h2>
<ul>
<li>Anticipate future scalability challenges before they become blockers (e.g., handling 10x growth in transaction volume)</li>
<li>Evaluate emerging technologies and recommend when/how to adopt them (e.g., new ML frameworks, database technologies)</li>
<li>Balance technical excellence with pragmatic delivery, knowing when "good enough now" beats "perfect later"</li>
</ul>
<h2><strong>Ownership &amp; Accountability:</strong></h2>
<ul>
<li>Own critical systems end-to-end, from design through production support</li>
<li>Take responsibility for production reliability and proactively prevent incidents</li>
<li>Step into ambiguous situations and drive them to resolution without needing explicit direction</li>
<li>Lead by example in code quality, documentation, and operational excellence</li>
<li>Make tough technical trade-off decisions and clearly communicate the reasoning</li>
</ul>
<h1>What You’ll Work On:</h1>
<ul>
<li><strong>Core platform modernization</strong> — the team is rebuilding the platform from the ground up: a modern, intuitive UX with fast workflows, and a cloud-native architecture designed for scalability, resilience, and speed</li>
<li><strong>Real-time cash/liquidity data pipelines</strong> — building systems that give treasury professionals real-time transparency into cash and liquidity positions across banks, accounts, currencies, and legal entities worldwide</li>
<li><strong>Digital asset support</strong> — engineering first-class support for both traditional fiat currencies and digital assets as part of the platform's forward-looking vision</li>
<li><strong>AI features</strong> — developing and optimizing machine learning models for the GSmart AI engine that predicts cash flows and enables businesses to balance accounts in real time while making complex funding decisions</li>
</ul>
<h1>Essential Knowledge / Experience:</h1>
<p><strong>Years &amp; Scope:</strong></p>
<ul>
<li>8+ years of professional software engineering experience</li>
<li>3+ years working on complex, business-critical systems in production</li>
<li>Experience working on products with significant scale</li>
<li>Strong communication skills with experience working in cross functional projects</li>
<li>Track record of delivering projects that span multiple quarters and require coordination across teams</li>
</ul>
<h2><strong>Technical Leadership:</strong></h2>
<ul>
<li>Led technical designs that were implemented by teams of 3+ engineers</li>
<li>Made architectural decisions that had lasting impact on system capabilities</li>
<li>Established technical patterns that were adopted across the team</li>
</ul>
<h2><strong>Cloud &amp; Infrastructure:</strong></h2>
<ul>
<li>Proficiency with at least one major cloud platform (preferably Azure)</li>
<li>Experience with containerization (Docker) and orchestration (Kubernetes)</li>
<li>Understanding of infrastructure as code and CI/CD pipeline design</li>
<li>Knowledge of observability: logging, metrics, tracing, and alerting strategies</li>
<li>Experience with microservices deployment patterns and service mesh concepts</li>
</ul>
<h2><strong>Core Technologies:</strong></h2>
<ul>
<li><strong>Deep expertise </strong>with C#/.NET</li>
<li><strong>Expert</strong> in relational databases (SQL Server ideally), including query optimization, indexing strategies, and data modeling</li>
<li><strong>Deep experience</strong> in building large scale multi-tenant enterprise applications</li>
<li><strong>Experience building </strong>and maintaining RESTful APIs and understanding when to use alternative patterns (GraphQL, gRPC, webhooks)</li>
<li><strong>Deep knowledge</strong> in building applications using React, TypeScript, JavaScript, and related technologies</li>
</ul><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div>&nbsp;</div>
<div><em>Please find our <a href="https://ripple.com/legal/eu-privacy-notice/" target="_blank">UK/EU Applicant Privacy Notice </a>and our <a href="https://ripple.com/legal/ca-applicant-privacy-notice/" target="_blank">California Applicant Privacy Notice</a> for reference.</em></div>
<div><hr></div></div>

Staff Software Engineer, Liquidity Management (C#/.NET)

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><div>
<p><strong>THE WORK:</strong></p>
<p>We’re looking for a senior product leader to shape the future of payments and financial applications on the XRP Ledger.</p>
<p>In this role, you’ll own product strategy and execution across areas such as stablecoin payments, on-chain liquidity and foreign exchange, and emerging forms of programmable commerce. You’ll work at the intersection of blockchain infrastructure, financial markets, and real-world customer needs - turning new capabilities into products and experiences that can achieve meaningful adoption.</p>
<p>This is a highly cross-functional role. You’ll work closely with engineering, business development, ecosystem partners, and customers to identify the most important problems to solve, develop a clear product strategy, and drive complex initiatives from concept through market adoption.</p>
<p><strong>WHAT YOU’LL DO:</strong></p>
<ul>
<li>Own product strategy and roadmap for key payments and on-chain financial capabilities on the XRP Ledger</li>
<li>Identify and prioritize opportunities where blockchain infrastructure can meaningfully improve how value is exchanged, converted, and settled</li>
<li>Develop product-market fit hypotheses and validate them through customer discovery, market research, product data, and real-world usage</li>
<li>Partner closely with Engineering to translate market and customer needs into scalable product and protocol capabilities</li>
<li>Work with financial institutions, payment providers, liquidity providers, developers, and other ecosystem participants to understand workflows and adoption barriers</li>
<li>Lead complex cross-functional initiatives spanning Product, Engineering, Business Development, and external partners</li>
<li>Define the capabilities and ecosystem requirements needed to deliver compelling end-to-end customer experiences</li>
<li>Navigate technical, commercial, and market tradeoffs to drive clear decisions and maintain momentum</li>
<li>Represent the product strategy internally and externally with customers, partners, and the broader ecosystem</li>
</ul>
</div>
<div>
<p><strong>WHAT YOU'LL BRING:&nbsp;</strong></p>
<ul>
<li>Significant product management experience building payments, fintech, financial infrastructure, trading, or other technically complex products</li>
<li>Proven ability to define product strategy and lead ambiguous, high-impact initiatives from discovery through launch and adoption</li>
<li>Strong cross-functional leadership skills, with a track record of driving alignment across technical and commercial organizations</li>
<li>Strong technical fluency and experience working closely with engineering teams on backend, infrastructure, API, or protocol-level products</li>
<li>Deep customer orientation and the ability to translate complex financial workflows into clear product opportunities</li>
<li>Strong systems thinking and judgment across product, technology, market dynamics, and go-to-market considerations</li>
<li>Excellent written and verbal communication, particularly when simplifying complex problems and driving decisions across diverse stakeholders</li>
<li>Comfort operating in a fast-moving environment where the market, technology, and customer needs are still evolving</li>
</ul>
<p>Nice to Have:</p>
<ul>
<li>Experience in payments, FX, liquidity, settlement, treasury, or financial market infrastructure</li>
<li>Experience building crypto, blockchain, or stablecoin products</li>
<li>Familiarity with wallets, digital assets, on-chain transactions, and decentralized or electronic trading systems</li>
<li>Experience with developer platforms, open-source ecosystems, or protocol-level product development</li>
<li>Experience launching products that depend on adoption across multiple ecosystem participants</li>
</ul>
</div><div class="content-pay-transparency"><div class="pay-input"><div class="description">For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.&nbsp;</div><div class="title">CA Annual Base Salary Range</div><div class="pay-range"><span>$216,000</span><span class="divider">&mdash;</span><span>$270,000 USD</span></div></div></div><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div>&nbsp;</div>
<div><em>Please find our <a href="https://ripple.com/legal/eu-privacy-notice/" target="_blank">UK/EU Applicant Privacy Notice </a>and our <a href="https://ripple.com/legal/ca-applicant-privacy-notice/" target="_blank">California Applicant Privacy Notice</a> for reference.</em></div>
<div><hr></div></div>

Lead Product Manager, On-chain Payments

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><h2>&nbsp;</h2>
<p>The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury’s core platform into the future. Do you want to work with a small, hardworking, and awesome development team, whom you will help to catch a whale on a fishing line and feed the village? If you enjoy solving complex business problems in a fast-paced, collaborative, and iterative environment this might be the right role for you!</p>
<p>At Ripple Treasury, you’ll be a part of makers, breakers, doers, and disruptors, who love to solve real problems and meet real customer needs. As an established FinTech leader in the SaaS treasury management space, our vision is to create the next-generation of technology tools for the global, corporate financial office.</p>
<p>We are seeking an innovative and forward-thinking <strong>Staff Software Developer</strong> passionate about building a world-class platform through a world-class team. Creating technical software excellence and spearheading application development in design, implementation, and maintenance to make magic happen.</p>
<h2>About the Cash Forecasting team:</h2>
<p><strong>Cash Forecasting</strong> is our AI-amplified treasury solution that helps CFOs and treasury teams move beyond error-prone spreadsheets to achieve real-time cash visibility and predictive accuracy.</p>
<p>The platform integrates seamlessly with major ERPs and banking systems to automatically capture, categorize, and analyze transactional data across multiple currencies and business units. Leveraging our proprietary GSmart AI technology, the solution continuously learns from historical cash flows, sales data, and treasury information to automatically select optimal forecasting algorithms and improve accuracy by over 30%.</p>
<p>You'll work on sophisticated machine learning models, automated variance analysis, real-time data orchestration from diverse financial sources, and intuitive dashboards that allow users to drill down from high-level summaries to individual transaction details. This is a critical platform managing over $100 billion in daily cash flow for enterprise customers across 40+ countries, with the technical challenge of delivering rapid 90-day implementations while maintaining enterprise-grade security and scalability.</p>
<h2>What You’ll Do – Be a Force Multiplier:</h2>
<p><strong>Technical Leadership &amp; Architecture:</strong></p>
<ul>
<li>Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goals</li>
<li>Establish technical standards and design patterns that enable the team to ship features faster with fewer defects</li>
<li>Lead technical design reviews and provide constructive feedback that elevates the team's architectural thinking</li>
<li>Identify and eliminate technical debt strategically, creating roadmaps that improve both developer velocity and system reliability</li>
</ul>
<h2><strong>Team Enablement &amp; Mentorship:</strong></h2>
<ul>
<li>Mentor mid-level and senior engineers, helping them grow into technical leadership roles</li>
<li>Break down complex, ambiguous problems into actionable work that distributes effectively across the team</li>
<li>Establish coding standards, review practices, and testing strategies that improve overall code quality</li>
<li>Champion engineering best practices including observability, incident response, and production excellence</li>
<li>Share your enthusiasm for tech trends, explore and learn new technologies, engage with tech communities, mentor fellow engineers, and lead in technical design and code evaluations</li>
</ul>
<h2><strong>Cross-Functional Impact:</strong></h2>
<ul>
<li>Partner with Product and Customer Success teams to translate business requirements into scalable technical solutions</li>
<li>Collaborate across distributed teams (Ireland, U.S., Philippines, Australia) to drive alignment on technical approaches</li>
<li>Influence product roadmap by identifying technical opportunities that create competitive advantages</li>
<li>Bridge the gap between technical implementation and business value, helping the team prioritize high-impact work</li>
</ul>
<h2><strong>Maximize Agility:</strong></h2>
<ul>
<li>Identify and eliminate bottlenecks in the development lifecycle that slow down the entire team</li>
<li>Improve CI/CD pipelines, testing infrastructure, and deployment processes to increase velocity</li>
<li>Drive adoption of modern engineering practices that improve developer experience and productivity</li>
<li>Lead post-mortems and blameless retrospectives that turn incidents into learning opportunities</li>
</ul>
<h2><strong>Strategic Technical Vision:</strong></h2>
<ul>
<li>Anticipate future scalability challenges before they become blockers (e.g., handling 10x growth in transaction volume)</li>
<li>Evaluate emerging technologies and recommend when/how to adopt them (e.g., new ML frameworks, database technologies)</li>
<li>Design systems that support the 90-day implementation promise while maintaining enterprise-grade quality</li>
<li>Balance technical excellence with pragmatic delivery, knowing when "good enough now" beats "perfect later"</li>
</ul>
<h2><strong>Ownership &amp; Accountability:</strong></h2>
<ul>
<li>Own critical systems end-to-end, from design through production support</li>
<li>Take responsibility for production reliability and proactively prevent incidents</li>
<li>Step into ambiguous situations and drive them to resolution without needing explicit direction</li>
<li>Lead by example in code quality, documentation, and operational excellence</li>
<li>Make tough technical trade-off decisions and clearly communicate the reasoning</li>
</ul>
<h2>What You’ll Work On:</h2>
<p><strong>Integration &amp; Data Connectivity:</strong></p>
<ul>
<li>Build and maintain API integrations with major ERPs (SAP, Oracle, Workday) and banking systems to automatically pull transactional data</li>
</ul>
<h2><strong>AI/ML Features:</strong></h2>
<ul>
<li>Develop and optimize machine learning models for the GSmart AI engine that predicts cash flows and automatically selects optimal forecasting algorithms</li>
<li>Build automated variance analysis systems that compare actuals vs. forecasts and generate actionable insights</li>
<li>Create pattern recognition algorithms to identify anomalies, seasonal trends, and customer payment behaviors</li>
</ul>
<h2><strong>Platform Development:</strong></h2>
<ul>
<li>Design and implement flexible worksheet engines that allow users to customize cash flow models, categories, and reporting calendars</li>
</ul>
<h2><strong>Performance &amp; Scalability:</strong></h2>
<ul>
<li>Optimize data processing for handling billions of dollars in daily transactions</li>
<li>Build caching and aggregation strategies for real-time dashboard performance</li>
<li>Design distributed systems architecture to support a 90-day rapid implementation model</li>
</ul>
<h2><strong>Reporting &amp; Analytics:</strong></h2>
<ul>
<li>Create interactive dashboards and visualization components for cash position insights</li>
<li>Build automated notification systems for covenant compliance monitoring and unusual variance alerts</li>
</ul>
<h2>Essential Knowledge / Experience:</h2>
<p><strong>Years &amp; Scope:</strong></p>
<ul>
<li>8+ years of professional software engineering experience</li>
<li>3+ years working on complex, business-critical systems in production</li>
<li>Experience working on products with significant scale</li>
<li>Strong communication skills with experience working in cross functional projects</li>
<li>Track record of delivering projects that span multiple quarters and require coordination across teams</li>
</ul>
<h2><strong>System Ownership:</strong></h2>
<ul>
<li>Owned and evolved significant portions of a production system end-to-end</li>
<li>Been on-call for production systems and handled critical incidents</li>
<li>Led technical designs that were implemented by teams of 3+ engineers</li>
<li>Made architectural decisions that had lasting impact on system capabilities</li>
</ul>
<h2><strong>Technical Leadership:</strong></h2>
<ul>
<li>Mentored 2+ engineers to help them level up technically</li>
<li>Established technical patterns that were adopted across the team</li>
<li>Led technical spikes to evaluate new technologies or approaches</li>
</ul>
<h2><strong>Cloud &amp; Infrastructure:</strong></h2>
<ul>
<li>Proficiency with at least one major cloud platform (AWS, Azure, GCP)</li>
<li>Experience with containerization (Docker) and orchestration (Kubernetes)</li>
<li>Understanding of infrastructure as code and CI/CD pipeline design</li>
<li>Knowledge of observability: logging, metrics, tracing, and alerting strategies</li>
<li>Experience with microservices deployment patterns and service mesh concepts</li>
</ul>
<h2><strong>Enterprise Software Patterns:</strong></h2>
<ul>
<li>Deep understanding of distributed systems patterns, even driven architectures, and message queues</li>
<li>Multi-tenancy architecture and data isolation strategies</li>
<li>Role-based access control (RBAC) and authorization patterns</li>
<li>Audit logging and compliance requirements for financial systems</li>
<li>API versioning and backward compatibility strategies</li>
<li>Feature flagging and progressive rollout techniques</li>
</ul>
<h2><strong>Core Technologies:</strong></h2>
<ul>
<li><strong>Deep expertise </strong>with Ruby on Rails</li>
<li><strong>Expert</strong> in RDBMS (ideally PostGres), including query optimization, indexing strategies, and data modeling</li>
<li><strong>Deep experience</strong> in building large scale multi-tenant applications</li>
<li><strong>Experience building </strong>and maintaining RESTful APIs and understanding when to use alternative patterns (GraphQL, gRPC, webhooks)</li>
<li><strong>Deep knowledge</strong> in building applications using React, TypeScript, JavaScript, and related technologies</li>
</ul>
<h2>Preferred Knowledge / Experience:</h2>
<ul>
<li>Understanding of financial concepts: cash positioning, forecasting, liquidity management</li>
<li>Knowledge of banking systems, payment rails, and financial data formats (MT940, BAI2, SWIFT)</li>
<li>Understanding of multi-currency handling, exchange rates, and date/time complexities across time zones</li>
<li>Awareness of financial compliance and regulatory requirements (SOC 2, data privacy)</li>
<li>Experience integrating with third-party financial systems (banks, ERPs, payment processors)</li>
</ul><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div>&nbsp;</div>
<div><em>Please find our <a href="https://ripple.com/legal/eu-privacy-notice/" target="_blank">UK/EU Applicant Privacy Notice </a>and our <a href="https://ripple.com/legal/ca-applicant-privacy-notice/" target="_blank">California Applicant Privacy Notice</a> for reference.</em></div>
<div><hr></div></div>

Staff Software Engineer, Cash Forecasting

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><div>
<p><strong>THE WORK:</strong></p>
<p>Ripple is building the Internet of Value: infrastructure that moves money as fast as information moves today. Every payment that flows across our network passes through real-time financial crimes controls: sanctions screening, wallet risk analysis, transaction monitoring, and travel rule compliance. The Financial Crimes Engineering team builds and operates that layer.</p>
<p>This is the engineering that determines whether payments clear or hold, whether Ripple meets its regulatory obligations across jurisdictions, and whether the network can scale without compromising on compliance. The problem space is genuinely hard: high-throughput distributed systems, real-time decisioning, multi-source coordination across external compliance data providers, regulator-grade audit trails, and resilience.</p>
<p>As a Senior Staff Software Engineer on this team, you will set the multi-year technical direction for the compliance control plane and drive its adoption beyond your own team. You will own the architecture of the vendor-agnostic, resilient, provable system that lets Ripple move value without moving financial crime, and you will shape how compliance engineering works across the company. This is a role for someone who defines which problems the organization solves, not only how they get solved: you will set the technical strategy other teams build against, establish the patterns that become organizational standards, and serve as the senior-most engineering voice on how regulatory obligations become durable infrastructure.</p>
<p><strong>WHAT YOU’LL DO:</strong></p>
<ul>
<li>Own the multi-year architectural vision for the compliance control plane: real-time screening orchestration, the resilience and observability layer, vendor-agnostic integration, and the decision and data plane, sequenced against where Ripple's products and regulatory surface will be in three years, not where they are today</li>
<li>Drive the hardest, highest-ambiguity technical problems end to end: multi-vendor failover, sub-second decisioning under load, regulator-grade auditability, and resilience across partial dependency failures</li>
<li>Set technical direction that extends beyond FinCrimes: define the integration contracts, resilience patterns, and compliance primitives that partner engineering teams adopt, and drive alignment across organizational boundaries where no single team owns the outcome</li>
<li>Translate evolving regulatory obligations and organizational goals into durable engineering primitives and a sequenced technical roadmap, and influence what the organization invests in to get there</li>
<li>Anticipate platform risks and scaling constraints years before they become incidents, and lead the initiatives that address them</li>
<li>Partner directly with executive leadership across Engineering, Compliance, Legal, and Product to shape how regulatory requirements become engineering reality, and represent the platform's technical position to auditors, regulators, and external partners</li>
<li>Set standards for production ownership across the team and beyond: observability, alerting, incident response, and the reliability bar that other teams calibrate against</li>
<li>Multiply the technical capability of the organization: mentor staff and senior engineers, elevate design quality through architecture review, and raise the ceiling of what the team can take on</li>
</ul>
</div>
<div>
<p><strong>WHAT YOU'LL BRING:&nbsp;</strong></p>
</div>
<div>
<ul>
<li>12+ years building production backend systems, with deep expertise in Java (or comparable JVM languages, Go, Rust)</li>
<li>A track record of owning architecture for complex distributed systems at scale across multiple teams or organizations, defining the designs that others build against and that outlast your involvement</li>
<li>Demonstrated ability to set technical direction at the organizational level and drive adoption of standards and patterns across team boundaries without formal authority</li>
<li>Strong resilience and distributed-systems design instincts: failover, graceful degradation, idempotency, high-throughput real-time decisioning, and designing systems that survive the failure of dependencies you do not control</li>
<li>Excellent API design judgment (REST/gRPC) and a history of establishing patterns that become organizational defaults</li>
<li>Proven skill navigating ambiguity in a regulated environment, turning regulator findings, audit obligations, and partner asks into shippable, durable engineering plans, and defending those decisions to auditors and examiners</li>
<li>Working knowledge of Kubernetes, observability tooling (Grafana, OpenTelemetry, or similar), and cloud infrastructure (AWS preferred)</li>
<li>A track record of developing senior and staff engineers and measurably lifting the technical bar of an organization</li>
<li>Experience in fintech, payments, identity, or compliance technology is a strong plus, though exceptional systems architects from adjacent high-stakes domains are welcome</li>
</ul>
<p><strong>WHY THIS ROLE</strong></p>
<ul>
<li><strong>Consequence:</strong> your architecture decides whether real payments clear, in real time, for real customers.</li>
<li><strong>Ownership beyond the platform:</strong> you are not owning a service or even a system, you are shaping the compliance control plane that every Ripple product depends on and the standards that partner teams build to.</li>
<li><strong>Building the next generation:</strong> we are actively designing the vendor-agnostic, resilient compliance platform built to scale across new jurisdictions and product surfaces. This is the person who leads that design and sets its direction for the next several years.</li>
<li><strong>Executive-level influence:</strong> you will work directly with senior leaders across Engineering, Compliance, Legal, and Product. The job is technical, but the influence is organizational.</li>
<li><strong>Technical leadership without leaving the code:</strong> the senior-most IC voice on a team where the engineering genuinely matters.</li>
</ul>
<p><span style="font-size: 8pt;">Other common names for this role:&nbsp;</span></p>
</div><div class="content-pay-transparency"><div class="pay-input"><div class="description">For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.&nbsp;</div><div class="title">CA Annual Base Salary Range</div><div class="pay-range"><span>$236,000</span><span class="divider">&mdash;</span><span>$295,000 USD</span></div></div></div><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
<div>&nbsp;</div>
<div><em>Please find our <a href="https://ripple.com/legal/eu-privacy-notice/" target="_blank">UK/EU Applicant Privacy Notice </a>and our <a href="https://ripple.com/legal/ca-applicant-privacy-notice/" target="_blank">California Applicant Privacy Notice</a> for reference.</em></div>
<div><hr></div></div>

Senior Staff Software Engineer, Financial Crimes

<div class="content-intro"><p><span style="font-weight: 400;">At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.&nbsp;</span></p>
<p><span style="font-weight: 400;">If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</span></p></div><p>At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.</p>
<p>If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.</p>
<p>As a Staff Software Engineer, Platform you will play a critical role helping to advance Ripple's production infrastructure and release pipelines. Infrastructure Engineers at Ripple are a hybrid of systems and software engineers who support the design and lifecycle of our hosted products. You will work closely with product engineers to support their infrastructure needs, ideally in a self-service environment.</p>
<h2>What you’ll do:</h2>
<ul>
<li>Contribute to platform features across compute, authentication, service discovery, observability, and redundancy</li>
<li>Implement architectural solutions under the guidance of senior engineers, with a growing awareness of tradeoffs between scale, cost, and maintenance</li>
<li>Support and mentor junior engineers through code reviews and knowledge sharing</li>
<li>Help deploy and maintain Ripple's multi-region, multi-provider service platforms with a focus on security and reliability</li>
<li>Build and improve tooling for automation, monitoring, and instrumentation to reduce operational friction</li>
<li>Contribute to platform and application lifecycle services, working toward automated, data-driven workflows</li>
<li>Participate in discussions around scalable, maintainable, and cost-effective solutions</li>
<li>Learn and apply DevOps and GitOps principles in your day-to-day work</li>
</ul>
<h2>What we’re looking for:</h2>
<ul>
<li>Bachelor's and/or Master's degree in Computer Science, Computer Engineering, or a related technical field</li>
<li>3–6 years of relevant work experience with development background in Go, Python, or Java, with a good understanding of software engineering best practices and system design</li>
<li>Hands-on experience with cloud providers like AWS</li>
<li>Working knowledge of orchestration platforms (Kubernetes, Rancher) and containerization technologies for deploying and managing distributed services</li>
<li>Experience contributing to deployment pipelines using common CI/CD tools</li>
<li>Familiarity with Infrastructure-as-Code tools such as Terraform or CloudFormation</li>
<li>Exposure to Observability platforms leveraging Prometheus and OpenTelemetry, with an interest in building instrumentation patterns and monitoring SLOs/SLIs</li>
<li>A collaborative team player with a customer service orientation and a willingness to build relationships across teams and cultures</li>
<li>Good communication skills — written, verbal, and interpersonal</li>
</ul><div class="content-conclusion"><hr>
<p><strong>WHO WE ARE:</strong></p>
<p><span style="font-weight: 400;">Do Your Best Work</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">The opportunity to build in a fast-paced start-up environment with experienced industry leaders</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">A learning environment where you can dive deep into the latest technologies and make an impact.&nbsp; A professional development budget to support other modes of learning.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.&nbsp;</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!</span></li>
</ul>
<p><span style="font-weight: 400;">Take Control of Your Finances</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive salary, bonuses, and equity</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Employee giving match</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Mobile phone stipend</span></li>
</ul>
<p><span style="font-weight: 400;">Take Care of Yourself</span></p>
<ul>
<li style="font-weight: 400;"><span style="font-weight: 400;">R&amp;R days so you can rest and recharge</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous wellness reimbursement and weekly onsite &amp; virtual programming</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Generous vacation policy - work with your manager to take time off when you need it</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Industry-leading parental leave policies. Family planning benefits.</span></li>
<li style="font-weight: 400;"><span style="font-weight: 400;">Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events</span></li>
</ul>
<p><span style="font-weight: 400;"><em data-stringify-type="italic">Benefits listed above are for full-time employees.&nbsp;</em></span></p>
<hr>
<div><em>Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.</em></div>
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<div><em>Please find our <a href="https://ripple.com/legal/eu-privacy-notice/" target="_blank">UK/EU Applicant Privacy Notice </a>and our <a href="https://ripple.com/legal/ca-applicant-privacy-notice/" target="_blank">California Applicant Privacy Notice</a> for reference.</em></div>
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