sofi

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are looking for an experienced Senior Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our next gen AI-powered SDLC, and elevate developer experience through AI enabled workflows, tooling and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery.&nbsp; What You’ll Do: Technical leadership - Provide thought leadership for technical architecture and design, implementation, delivery and operations of AI enabled tools, agents, and workflows across the SDLC including plan, code, test, build, deploy, observe and remediate. Innovate - Collaborate with cross-functional teams to drive innovation in developer tooling, and advancements including AI assisted developer productivity flows. Exemplary Practitioner&nbsp; - Be a subject matter expert for one or more developer tooling domains,&nbsp; including operational excellence.&nbsp; Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team.. Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactively identify and manage risks. Collaborate –Build strong working relationships with coworkers and cross-organizational teams. Influence - Influence and scale the adoption of AI powered SDLC tooling, workflows and best practices across the engineering organization. What You’ll Need: Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field. 8+ years software development experience. Experience developing in a cloud environment (ex: AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD and automated testing. Expertise -&nbsp; 2+ years of experience in AI tools (e.g., Claude Code, Agent SDK, Prompts, Skills, Cursor), infrastructure (e.g., MCP, AWS Bedrock, RAGs, vector dbs) and agent frameworks (e.g. Langchain, Langgraph, CrewAI) Design - Strong understanding of software design principles, and distributed systems architecture. Problem solving - Strong problem solving and programming fundamentals (algorithms, data structures). Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform). Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes.&nbsp; Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team.&nbsp; Preferred Qualifications: Experience with security, compliance, and risk management in cloud environments. Experience with monitoring and logging (e.g. Datadog, Elastic, Splunk). Experience with container orchestration (e.g., Docker, Kubernetes) and networking&nbsp; Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Staff Software Engineer, AI Accelerated SDLC

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are seeking a Senior Manager to join the SoFi team. SoFi is building out a new team to develop crypto products and services for our members. Recent developments have created a path for SoFi to begin re-entering the space and expanding our product offerings with intuitive, secure, and fully featured products across crypto investing, transfers, payments, custody, and beyond. On our team, managers aren’t bureaucrats with a clipboard. You will be expected to show servant leadership, inspiring the engineers on your team and making the team greater than the sum of its parts. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor. At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering, and you will be overseeing the entire product lifecycle, from ideation through building and deploying, as well as continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next, we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth, we need great talent. And that starts with you. Key Responsibilities Lead one or multiple full-stack development teams through the full development lifecycle from project requirements to deployment, ensuring deliverables are met. Grow the team – understand what your team needs and define how to find and assess candidates. Define the growth plan for individuals on your team. Hold the team accountable for delivery. Shape and support the team culture with an emphasis on continual improvement, learning, and fun. Generate ideas for new initiatives. Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment. Facilitate the definition of project scope, deliverables, and goals. Requirements BS Degree or equivalent from a fully accredited college or university preferred. As a bonus, in a technical field. 5+ years of experience designing, building, and operating scalable, mission-critical systems. 4+ years of experience managing teams. Experience hiring, training, motivating, monitoring, and coaching team members. Willingness to roll up your sleeves, collaborate with others, and get things done. Strong sense of responsibility; driving initiatives from inception to completion. Ability to hold others accountable. Experience with Agile SDLC methodologies. A desire to learn. Nice to Haves Understanding of blockchain fundamentals and distributed ledger technologies. Hands-on experience working with digital assets (e.g., Bitcoin, Ethereum, stablecoins). Familiarity with custody, settlement, and clearing of crypto transactions. Knowledge of crypto-specific regulatory environments (e.g., SEC, CFTC, MiCA, etc.). Exposure to crypto trading platforms, market data, and DeFi protocols. Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage). Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions. Prior work in or collaboration with crypto-native companies or fintechs. Comfort with cryptographic concepts such as wallets, keys, and signatures. Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Sr. Manager, Software Engineer, Crypto Platform

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are looking for a seasoned Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our next gen AI-powered SDLC, and elevate developer experience through AI enabled workflows, tooling and practices. You will get the chance to define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery.&nbsp; What You’ll Do: Technical leadership - Provide leadership for technical architecture and design, implementation, delivery and operations of AI enabled tools, agents and workflows across the SDLC including plan, code, test, build, deploy, observe and remediate. Innovate - Collaborate with cross-functional teams to drive innovation in developer tooling, and advancements including AI assisted developer productivity flows. Exemplary Practitioner&nbsp; - Be a subject matter expert for one or more developer tooling domains,&nbsp; including operational excellence.&nbsp; Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team.. Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactively identify and manage risks. Collaborate –Build strong working relationships with coworkers and cross-organizational teams. Influence - Implement and influence the adoption of developer tooling and best practices. What You’ll Need: Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field. 8+ years software development experience. Experience developing in a cloud environment (ex: AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD and automated testing. Expertise -&nbsp; Expertise in AI tools (e.g., Claude Code, Windsurf, Cursor), infrastructure (e.g., MCP, AWS Bedrock, RAGs, vector dbs) and agent frameworks (e.g. Langchain, Langgraph, CrewAI) Design - Strong understanding of software design principles, and distributed systems architecture. Problem solving -&nbsp; Strong problem solving and programming fundamentals (algorithms, data structures). Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform). Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes.&nbsp; Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team.&nbsp; Preferred Qualifications: Experience with security, compliance, and risk management in cloud environments. Experience with monitoring and logging (e.g. Datadog, Elastic, Splunk). Experience with container orchestration (e.g., Docker, Kubernetes) and networking. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Staff Software Engineer, AI Accelerated SDLC

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are seeking a Staff Software Engineer to join our team.&nbsp; SoFi is building out a new team to develop crypto products and services for our members.&nbsp; Recent developments made a path for SoFi to begin to re-enter the space and expand on our product offerings with intuitive, secure and fully featured products across crypto Investing, Transfers, Payments, Custody and beyond.&nbsp;&nbsp; On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you. What You’ll Do: Lead the development and testing of system components/services, code and design reviews Work closely with product and business stakeholders to gather requirements and design solutions that align with technical considerations and project timelines Shape and influence the architecture of our product Deliver highly available and scalable services in a production environment Mentor other engineers, support the technical culture, and help grow the team Generate ideas for new initiatives and technologies Communicate with project leads, product managers and other software developers What You’ll Need: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 8+ years programming experience, ideally on a modern stack Our core stack is Kotlin / Spring / Elixir / PostgreSQL, but you don't have to be an expert in any of these. 6+ years programming experience in similar technologies and an understanding of relational databases and ORMs suffices Willingness to roll up your sleeves, collaborate with others and get stuff done Strong sense of responsibility; driving a project from inception to completion Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture Experience working in a collaborative coding environment (and git specifically), refining designs together, working through code reviews and managing pull requests Nice to Haves: Understanding of blockchain fundamentals and distributed ledger technologies Hands-on experience working with digital assets (e.g., Bitcoin, Ethereum, stablecoins) Familiarity with custody, settlement, and clearing of crypto transactions Knowledge of crypto-specific regulatory environments (e.g., SEC, CFTC, MiCA, etc.) Exposure to crypto trading platforms, market data, and DeFi protocols Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage) Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions Prior work in or collaboration with crypto-native companies or fintechs Comfort with cryptographic concepts such as wallets, keys, and signatures Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Staff Software Engineer, Crypto

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We're looking for a Senior Frontend Engineer to join our SoFi Invest team! We believe everyone should have the tools to build wealth, whether they're a seasoned investor or just starting out. Our team is building innovative products and features that are changing the way people think about money. If you're a talented, driven individual who's passionate about technology and finance, we want to hear from you. On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you. Key responsibilities Produce well-designed, scalable, and reusable code on schedule Independently design and build large features, breaking work into subtasks where necessary Maintain a high bar in code and design reviews, following modern mobile development practices Drive communication across the development team and with other stakeholders Collaborate across functions and teams to reduce ambiguity and keep projects on track Track project performance against defined milestones/goals Mentor junior engineers throughout the organization Create and improve technical documentation Requirements Bachelor’s degree (ideally in a technical field), but we understand great engineers come from a variety of backgrounds; we will also consider relevant work experience 5+ years web programming experience (React strongly preferred) Familiarity with Agile-based project development in a microservices environment Experience with designing and consuming backend APIs for web applications Test-driven development skills Passion for solving complex problems Strong sense of responsibility; driving a project from inception to completion Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture Experience working in a collaborative coding environment (and git specifically), refining designs together, working through code reviews and managing pull requests Able to design and build modern and highly-responsive customer-facing components Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Software Engineer, Web

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role We are seeking a Manager to join the SoFi Crypto team. SoFi is building out a new team to develop crypto products and services for our members. Recent developments have created a path for SoFi to begin re-entering the space and expanding our product offerings with intuitive, secure, and fully featured products across crypto investing, transfers, payments, custody, and beyond. On our team, managers aren’t bureaucrats with a clipboard. You will be expected to show servant leadership, inspiring the engineers on your team and making the team greater than the sum of its parts. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor. At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering, and you will be overseeing the entire product lifecycle, from ideation through building and deploying, as well as continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next, we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth, we need great talent. And that starts with you. Key Responsibilities Lead one or multiple full-stack development teams through the full development lifecycle from project requirements to deployment, ensuring deliverables are met. Grow the team – understand what your team needs and define how to find and assess candidates. Define the growth plan for individuals on your team. Hold the team accountable for delivery. Shape and support the team culture with an emphasis on continual improvement, learning, and fun. Generate ideas for new initiatives. Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment. Facilitate the definition of project scope, deliverables, and goals. Requirements BS Degree or equivalent from a fully accredited college or university preferred. As a bonus, in a technical field. 8+ years of experience designing, building, and operating scalable, mission-critical systems. 2+ years of experience managing teams. Experience hiring, training, motivating, monitoring, and coaching team members. Willingness to roll up your sleeves, collaborate with others, and get things done. Strong sense of responsibility; driving initiatives from inception to completion. Ability to hold others accountable. Experience with Agile SDLC methodologies. A desire to learn. Nice to Haves Understanding of blockchain fundamentals and distributed ledger technologies. Hands-on experience working with digital assets (e.g., Bitcoin, Ethereum, stablecoins). Familiarity with custody, settlement, and clearing of crypto transactions. Knowledge of crypto-specific regulatory environments (e.g., SEC, CFTC, MiCA, etc.). Exposure to crypto trading platforms, market data, and DeFi protocols. Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage). Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions. Prior work in or collaboration with crypto-native companies or fintechs. Comfort with cryptographic concepts such as wallets, keys, and signatures. Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Software Engineering Manager, Crypto

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are seeking a highly skilled and experienced Staff Software Engineer to join our Test Platform team. In this role, you will have the opportunity to directly impact the design and architecture of our Developer Platform and tooling that enables SoFi engineers to create and deliver high-quality solutions. You will collaborate and partner with a curious team of engineers to design and deliver solutions that raise the testing and reliability standards for our backend and web applications. This new team will be focused on building a green field project to enable autonomous testing for our AI driven SDLC, leveraging cutting edge technologies to deliver a highly resilient and thorough platform. If you are a seasoned Staff Software Engineer with a passion for building products that just work and enabling developers to build reliable services, and a strong background in distributed systems, we invite you to apply for this exciting and new opportunity. What You’ll Do: Provide technical leadership for initiatives in Testing and Reliability, with a focus on integrating AI-driven automation and autonomous testing practices. Collaborate with product engineering teams to understand requirements and design platform capabilities that are efficient, robust, and developer-friendly. Architect and implement solutions that accelerate integration, load, performance, and chaos testing—including the use of AI for automated test generation, selection, and failure analysis. Deliver software that enables seamless testing and operation of backend systems in cloud-native, containerized, and CI/CD environments, supporting shift-left and continuous delivery. Research, prototype, and productionize AI/ML tools to enhance developer productivity, test coverage, and test maturity. Lead code reviews, refactoring, and provide constructive feedback to team members, promoting a culture of continuous improvement. Champion best practices for code health, test automation, environment stability, and software maintainability, contributing to the evolution of autonomous testing at SoFi. What You’ll Need: Experience - Bachelor's or Master's degree in Computer Science, Software Engineering or a related technical field. 8+ years of software development experience. Experience developing in a cloud environment (AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies and service meshes (e.g., Istio, Envoy). Design - Strong understanding of software design principles, and distributed systems architecture. Coding Skills - Proven programming skills (Java, Kotlin, Python, Go) in developing enterprise scale systems. Expertise - Expertise in automated testing strategies, testing in production, test tenancy, API mocking, traffic capture, routing and playback technologies. Problem Solving - Excellent problem-solving skills and ability to think strategically about the Testing and Reliability domains. Project Ownership - Ability to manage and deliver projects from scoping through launch.&nbsp; Communication - Effective communication and collaboration, and proven skills to operate effectively in a cross-functional team. Nice to haves:&nbsp; Experience with load testing (e.g., Locust, Artillery), E2E testing (e.g., Cypress), failure injection and chaos testing (Gremlin, AWS FIS) technologies. Experience with monitoring and logging (e.g. Datadog, Elastic, Splunk). Familiarity with CI/CD pipelines and tools (e.g., Argo, GitLab CI/CD). Experience with security and compliance requirements in cloud environments. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Staff Software Engineer, Platform Engineering

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. We are seeking a Senior Software Engineer to join our team. SoFi is building out a new team to develop crypto products and services for our members.&nbsp; Recent developments made a path for SoFi to begin to re-enter the space and expand on our product offerings with intuitive, secure and fully featured products across crypto Investing, Transfers, Payments, Custody and beyond.&nbsp;&nbsp; On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you. What You'll Do: Lead the development and testing of system components/services, code and design reviews Participate in shaping the technical architecture of the product Help translate user stories into technical solutions Deliver highly available and scalable services in a production environment Mentor other engineers, support the technical culture, and help grow the team Generate ideas for new initiatives and technologies Communicate with project leads, product managers and other software developers What You'll Need: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 5+ years programming experience, ideally on a modern stack Our core stack is Kotlin / Spring / Elixir / PostgreSQL, but you don't have to be an expert in any of these. 4+ years programming experience in similar technologies and an understanding of relational databases and ORMs suffices Willingness to roll up your sleeves, collaborate with others and get stuff done Strong sense of responsibility; driving a project from inception to completion Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture Experience working in a collaborative coding environment (and git specifically), refining designs together, writing tests, working through code reviews and managing pull requests Nice to Haves: Understanding of blockchain fundamentals and distributed ledger technologies Hands-on experience working with digital assets (e.g., Bitcoin, Ethereum, stablecoins) Familiarity with custody, settlement, and clearing of crypto transactions Knowledge of crypto-specific regulatory environments (e.g., SEC, CFTC, MiCA, etc.) Exposure to crypto trading platforms, market data, and DeFi protocols Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Bitgo, Zero Hash, Anchorage) Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions Prior work in or collaboration with crypto-native companies or fintechs Comfort with cryptographic concepts such as wallets, keys, and signatures Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Software Engineer, Crypto

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are looking for an experienced Senior Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our AI-powered software testing experience, and elevate product reliability through testing infrastructure innovations and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery.&nbsp; What You’ll Do: Technical leadership - Provide thought leadership for the technical strategy, design, implementation, delivery and operations for AI powered agentic testing (autonomous test generation, execution, failure remediation), and foundational test infrastructure (environment, data generation, multi tenancy).&nbsp; Innovate - Collaborate with cross-functional teams to drive innovation in testing enablement infrastructure, experience and tooling. Exemplary Practitioner&nbsp; - Be a subject matter expert in the testing domain, including outcome KPIs and metrics, and operational excellence.&nbsp; Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team.. Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactively identify and manage risks. Collaborate – Build strong working relationships with coworkers and cross-organizational teams. Influence - Influence and scale the adoption of platforms, tools and best practices across the engineering organization. What You’ll Need: Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field. 8+ years software development experience. Experience developing in a cloud environment (e.g., AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD pipelines and automated testing. Expertise&nbsp; - &nbsp;Deep knowledge of testing practices for micro-services (e.g., multi tenancy, ephemeral test environment, test user and data generation techniques). Deep awareness of testing tools (e.g., Locust, Artillery), frameworks (e.g., Kotest, Mockito) and techniques (e.g., fuzz, property) 2+ years of experience using or developing AI tools (e.g., Claude Code, Prompts, Cursor), AI infrastructure (e.g., MCP, RAGs, Vector dbs), agent frameworks (e.g.&nbsp; Agent SDK, Langchain, Langfuse).&nbsp; Design - Strong understanding of software design principles, and distributed systems architecture. Problem solving - Strong problem solving and programming fundamentals (algorithms, data structures). Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform). Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes.&nbsp; Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team.&nbsp; Preferred Qualifications: Experience with security, compliance, and risk management in cloud environments. Experience with monitoring and logging (e.g. Datadog, Elastic, Coralogix). Experience with container orchestration (e.g., Docker, Kubernetes) and networking&nbsp;&nbsp; Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Staff Software Engineer, Agentic Test Platform

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. ***This role strongly prioritizes candidates currently located in the Greater Salt Lake City area***The Role Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Software Engineers who are ready to lead the development of key advancement to the next generation of our financial services platform.Key qualifications of this role include: Leading the technical evolution of one or more key platform subsystems. Resolving problems in the platform design and implementation that weren’t clearly anticipated, taking requirements with ambiguity and proposing durable technical solutions. Expertly leverage existing solution patterns and understand when to differentiate resulting in well-structured, maintainable code. Ability to understand data models, APIs, scaling concerns, and failure modes in order to make effective trade-offs between maintainability and performance. Creating stability by writing meaningful tests, considering observability, and leveraging your ability to debug complex issues across multiple system layers. The ability to create clear design and operational documentation. Contributes to code reviews, is a role model for more junior engineers, and contributes to team efficiency, beyond personal output. &nbsp; What You’ll Do As an emerging leader within our team, you will focus on building out the features, capabilities, and member experiences for our market-leading loan products. This role involves full product lifecycle engagement, from initial concept to deployment. Key responsibilities include implementing new capabilities, ensuring code quality, and delivering highly-available, scalable services. Success requires close technical collaboration with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be responsible for translating business requirements from these stakeholders into effective technical solutions that provide outstanding value to our members.&nbsp; What You’ll Need Bachelor's or Master's degree in Computer Science, or Software Engineering 3+ years as a professional, full-time Software Engineer, or similar relevant work experience. Proficient coding in Java, Kotlin, or other similar object-oriented programming language. Proficient working with GIT and related CI/CD systems. Experience with public cloud compute, storage, and infrastructure. Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks. Deep understanding of relational and document database fundamentals. Deep understanding of fundamental distributed systems concepts.&nbsp; Nice To Have Full-Stack experience in both back-end (Kafka, Redis, Docker) and front-end (JavaScript, TypeScript, React). Experience with microservices design principles and architecture. Experience with performance tuning and optimizing data access patterns. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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