sofi

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing benefits like credit card cash back and the 1% investment match.&nbsp; &nbsp; We are also responsible for SoFi's newest subscription, SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi's app and website as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative. &nbsp; What you'll do: Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions. Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration. Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof. Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to enhance marketing capabilities. Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement. Stay ahead of industry trends by exploring advancements in AI/ML, personalization, and automation to optimize SoFi’s marketing strategies. &nbsp; What you’ll need: Bachelor’s Degree in Computer Science or related field. 2+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications. Full-stack experience, including frontend (React, TypeScript) or infrastructure (Kafka, CI/CD, observability tools). Strong backend expertise in Java, Kotlin, or Scala, with experience in frameworks like Spring Boot. Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS). Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns. Ability to balance engineering excellence with business impact, prioritizing high-value initiatives. Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions. Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams. &nbsp; Nice to have: Experience with MarTech or AdTech platforms, like marketing campaign orchestration, SEO, attribution, and personalization. Interest in personal finance, fintech, or SoFi’s mission. Prior experience working with AI/ML-driven marketing solutions. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Full-Stack Software Engineer, Benefits and Rewards

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Senior Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing SoFi Plus benefits like credit card cash back and the 1% investment match. We are also responsible for SoFi's newest subscription - SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi's app and website as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative. &nbsp; What you'll do: Architect and scale high-performance systems and services that drive member growth and engagement. Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions. Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration. Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof. Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to member adaption, engagement Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement. &nbsp; What you’ll need: Bachelor’s Degree in Computer Science or related field. 5+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications. Full-stack experience, including frontend (React, TypeScript)&nbsp; Strong backend expertise in Java, Kotlin, or C#, with experience in frameworks like Spring Boot. Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS). Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns. Ability to balance engineering excellence with business impact, prioritizing high-value initiatives. Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions. Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams. &nbsp; Nice to have: Interest in personal finance, fintech, or SoFi’s mission. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Full-Stack Software Engineer, Benefits and Rewards

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Senior Full Stack Software Engineer to join the Member Growth engineering team at SoFi, where we are designing for the future of personal finance. We are looking to help our Members find their path to financial independence by providing them with the tools, resources, and guidance they need to get there. We want to be part of the customers financial journey by providing them timely insights, tailored to their needs, that will establish and build trust. Building this will involve taking a thoughtful and personalized approach towards every user’s financial needs. &nbsp; The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for the quality of both the code and finished product. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members. &nbsp; What you’ll do: Lead the development and testing of system components/services, code and design reviews Participate in shaping the technical architecture of the products that drive member growth and marketing efficiency Help translate product requirements into user stories and technical solutions Deliver highly available and scalable services in a production environment Mentor and inspire other engineers, support the technical culture, and help grow the team Generate ideas for new initiatives and technologies Communicate with project leads, product managers and other software developers &nbsp; What you’ll need: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 4+ years programming experience, ideally on a modern stack with a proven track record of delivering high quality, production-grade applications Full stack experience including React/Typescript and Kotlin/ Java We run on Kubernetes in a service oriented architecture with over 100 services in production You should have a strong understanding of relational databases like PostgreSQL and ORMs with a good understanding of data access patterns You should have worked on a SOA or microservice-based application Willingness to roll up your sleeves, collaborate with others and get stuff done Strong sense of responsibility; driving a project from inception to completion Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests &nbsp; Nice to have: Interest in personal finance Experience in MarTech platforms like marketing campaign orchestration, personalization Experience managing your own investments or experience taking out loans Experience scaling highly available, mission critical systems Experience building data insight products Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Full-Stack Software Engineer, Member Growth

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are seeking a Senior Full-Stack Software Engineer to join the Chat engineering team at SoFi. This team will play a pivotal role in supporting our members' financial journeys by developing an intelligent, conversational AI-powered chat interface. This system will help streamline support queries from members and provide personalized financial insights and guidance. Chat is a critical component of how members interact with SoFi and building it will require a thoughtful approach to UI and product experience.&nbsp;&nbsp; You will have a high degree of ownership and be involved in the entire product life cycle. We are looking for someone who can take accountability for both the code and finished product. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.&nbsp; We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members.&nbsp; What you’ll do: Development, testing and deployment of software systems Drive technical architecture, design decisions and cross-functional discussions for the product Mentor other engineers, support the technical culture, and help grow the team Actively participate in reviews to ensure code quality, efficiency, and adherence to best practices Generate ideas for new initiatives and technologies Help translate product requirements into technical solutions Communicate with project leads, product managers and other software developers Adapt existing practices, processes and frameworks to deliver tasks Collaborate with peers as well as cross functional teams to coordinate and deliver projects&nbsp; Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment What you’ll need: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 4+ years programming experience including Full stack experience with React/Typescript and Kotlin/ Java Our core stack is React / Kotlin / Spring / PostgreSQL, and we run on Kubernetes in a service oriented architecture with over 100 services in production.&nbsp; You should have 2+ years, Java or Kotlin programming experience&nbsp; You should have a good understanding of relational databases&nbsp; You should have 2+ years of experience building React based web applications Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests Pragmatic approach towards handling tech debt versus shipping new features &nbsp; Nice to have: Experience building LLM based applications&nbsp; Experience scaling highly available, mission critical systems Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Software Engineer, Full-Stack (Chat)

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role We are seeking a Senior Backend Software Engineer to join our Measurement &amp; Ads team. This team is responsible for building and operating the core backend systems that support measurement, attribution, experimentation, and integrations across all of SoFi’s marketing channels. In this role, you will tackle complex, data-intensive problems at scale, design reliable event pipelines, attribution systems, and APIs that connect ad platforms, internal analytics, and downstream consumers. You’ll operate with a high degree of autonomy, owning meaningful backend components from design through production, while collaborating closely with Product, Marketing, Data, and other Engineering teams. The ideal candidate is a strong systems thinker, pragmatic builder, and collaborative partner who cares deeply about correctness, reliability, and operational excellence. What you’ll do Design, build, and operate scalable backend services that power measurement, attribution, and ads enablement across SoFi’s paid channels.&nbsp; Own complex, data-driven systems end-to-end, from architecture and implementation through deployment, monitoring, and long-term maintenance, particularly over high-volume event ingestion, identity mapping, and attribution data flows. Build and evolve event ingestion pipelines, APIs, and data flows that integrate with external ad platforms, internal analytics, and experimentation frameworks, enabling near-real-time measurement and data activation use cases. Contribute to the technical architecture and roadmap, help identify “big-rock” problems and propose durable, scalable solutions. Ensure systems are highly available, observable, and correct, with strong guarantees around data quality and consistency, pipeline health, and attribution accuracy.. Collaborate effectively to translate ads and measurement requirements into robust technical solutions. Lead code and design reviews, set a high bar for backend quality and reliability, lead incident investigations, and drive improvements that reduce operational risk over time. Mentor other engineers through technical guidance, thoughtful reviews, and shared ownership of outcomes. &nbsp; What you’ll need Bachelor’s degree in Computer Science or equivalent practical experience. 5+ years of professional backend software engineering experience on a modern stack, delivering production-grade systems at scale. Strong experience designing and building distributed systems, including APIs, async workflows, and data pipelines. Hands-on experience with event ingestion, processing and queuing systems (e.g., Kafka, SQS). Proficiency with backend languages such as Kotlin/Java, Python, or similar, and experience working within service-oriented or microservice architectures. Solid understanding of relational databases (e.g., PostgreSQL/MySQL), data modeling, and access patterns. Experience building and operating systems in cloud environments (AWS preferred), including containerized workloads (Docker, Kubernetes). Strong sense of ownership and independence in driving projects from ideation to production impact. A pragmatic engineering mindset with balance over correctness, scalability, and speed to deliver meaningful business outcomes. Clear, effective communication skills and the ability to collaborate across multiple disciplines. Strong focus on observability and operational excellence (metrics, alerting, SLO/SLA, runbooks). Nice to have Experience with marketing measurement, ad technology and platforms (i.e. MMP, MTA, Meta CAPI, Google Ads) Familiarity with customer data platform, experimentation, or data warehouse ecosystems (i.e. Amplitude, Optimizely, mParticle) Experience building or integrating with third-party APIs at scale. Experience working in financial services, fintech, or regulated environments. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Senior Software Engineer, Measurement & Ads

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Staff Full Stack Software Engineer to join the Member Growth engineering team at SoFi, where we are designing for the future of personal finance. We are looking to help our Members find their path to financial independence by providing them with the tools, resources, and guidance they need to get there. We want to be part of the customers financial journey by providing them timely insights, tailored to their needs, that will establish and build trust. Building this will involve taking a thoughtful and personalized approach towards every user’s financial needs. &nbsp; You will operate as a technical leader and team player, partnering closely with Product, Engineering, Design and Data Science teams. The ideal candidate is hands-on, collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for the quality of both the code and finished product.&nbsp; &nbsp; At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members. &nbsp; What you’ll do: Lead the architecture and implementation of large, cross-cutting initiatives (each with many tasks) independently and with strong ownership. Participate in shaping the long term technical architecture of the products that drive member growth and marketing efficiency. Help translate product requirements into user stories and technical solutions. Produce well-designed, scalable and reusable code. Participate in and lead code and design reviews, setting a high technical bar across the team. Drive high-complexity projects in a fast-paced and sometimes ambiguous environment. Track and communicate project progress against defined milestones and business goals. Mentor and inspire other engineers and help grow the team Generate ideas for new initiatives and technologies Communicate with project leads, product managers and other software developers &nbsp; What you’ll need: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 6+ years programming experience, ideally on a modern stack with a proven track record of delivering high quality, production-grade applications Full stack experience including React/Typescript and Kotlin/ Java We run on Kubernetes in a service oriented architecture with over 100 services in production You should have a strong understanding of relational databases like PostgreSQL and ORMs with a good understanding of data access patterns You should have worked on a SOA or microservice-based application preferably using REST. Willingness to roll up your sleeves, collaborate with others and get stuff done. Strong sense of responsibility; driving a project from inception to completion Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests &nbsp; Nice to have: Interest in personal finance Knowledge of Clean Architecture, S.O.L.I.D, or G.R.A.S.P principles. Experience in MarTech platforms like marketing campaign orchestration, personalization Experience managing your own investments or experience taking out loans Experience scaling highly available, mission critical systems Experience building data insight products Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Staff Full-Stack Software Engineer, Member Growth

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role We are seeking a Staff Software Engineer to join the Chat engineering team at SoFi. This team will play a pivotal role in supporting our members' financial journeys by developing an intelligent, conversational AI-powered chat interface. This system will help streamline support queries from members and provide personalized financial insights and guidance. Chat is a critical component of how members interact with SoFi and building it will require a thoughtful approach to UI and product experience.&nbsp;&nbsp; The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for the quality of both the code and finished product. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.&nbsp; We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members.&nbsp; What you’ll do Drive technical architecture, design decisions and cross-functional discussions for the product Deliver highly available and scalable services in a production environment Lead the design, development and testing of systems&nbsp; Lead code and system design reviews Help translate product requirements into user stories and technical solutions Mentor other engineers, support the technical culture, and help grow the team Generate ideas for new initiatives and technologies Communicate with project leads, product managers and other software developers Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity. Develop and apply advanced technologies, engineering principles, theories, and concepts. Broad knowledge about the design and operation of systems outside of specialty Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment What you’ll need Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 6+ years programming experience, ideally on a modern stack Our core stack is Kotlin / Spring / PostgreSQL, and we run on Kubernetes in a service oriented architecture with over 100 services in production.&nbsp; You should have 4+ years Java or Kotlin programming experience&nbsp; You should have a strong understanding of relational databases and ORMs You should have worked on a SOA or microservice-based application Experience working with asynchronous systems and event based systems (queues, streams) Strong sense of ownership; driving a project from inception to completion Pragmatic approach towards handling tech debt versus shipping new features Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests &nbsp; Nice to have Experience working with applications that leverage Large Language Models (LLMs), such as integrating LLMs, designing prompts, or exploring their practical applications. Experience working with various emerging LLM technologies, including Retrieval-Augmented Generation (RAG), prompt engineering, or AI agents. Experience with Natural Language Processing (NLP) or conversational AI, including building chatbots, virtual assistants, or similar systems Experience scaling highly available, mission critical systems Full-stack experience across Backend and Front-end (javascript/typescript, react) Experience working with authentication and authorization systems Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Staff Software Engineer, Chat

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Software Engineer to join our Member Growth engineering team at SoFi, where we are designing for the future of personal finance. We are looking to help our Members find their path to financial independence by providing them with the tools, resources, and guidance they need to get there. We want to be part of the customers financial journey by providing them timely insights tailored to their needs, that will establish and build trust. &nbsp; In this role, you will tackle complex, data-intensive problems at scale, design reliable data pipelines, datasets, and data applications, while collaborating closely with Data Science, Marketing, and other Engineering teams. &nbsp; The ideal candidate is a talented, enthusiastic, and detail-oriented software engineer with experience working on big data challenges. This includes data design and analysis, data modeling, development, deployment, and operations of data pipelines. &nbsp; What you’ll do: Design, develop, test, deploy and debug robust data solutions that can scale horizontally and vertically. Build and optimize operational experience for systems and processes to run efficiently. Collaborate with cross-functional teams, such as data scientists, software engineers, and stakeholders, to understand data requirements, influence best practices upstream and down, and deliver solutions to meet business needs. Effectively communicate complex technical concepts and trade offs to non-technical stakeholders verbally and in well-written technical documents. Enforce data governance policies and practices to maintain data integrity, quality, security, and compliance. Participate in code reviews and design reviews, both as an author and a reviewer, applying team standards and continuously improving code quality. Support production operations, including participating in on-call rotations, incident response, and post-incident follow-ups with guidance from senior engineers. &nbsp; What you’ll need: Bachelor’s degree in Computer Science or equivalent practical experience. 2+ years of professional software engineering or data engineering experience working on production systems, with a proven track record of successfully building data pipelines and applications. Strong programming skills in Python and SQL. Proficiency in our tech stack; Snowflake/GitLab/AWS/Airflow/DBT etc. Thorough knowledge and passion around data modeling, database design, data architecture principles, and data operations. Clear communication skills and comfort collaborating within a cross-functional, team-oriented environment. Good understanding of AI and its usage &nbsp; Nice to have: Experience in building and deploying resources using Infrastructure as Code - IaC tools (like Terraform) Exposure to marketing or ad technology concepts, such as attribution and conversion tracking. Experience with data visualization tools (e.g., Tableau, PowerBI) Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Backend Software Engineer - Data, Member Growth

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Software Engineer to join SoFi’s AI Financial Actions &amp; Recommendations team. This team is building the intelligence layer that powers SoFi’s Financial AI Agent — turning member goals and financial data into trusted, actionable recommendations and seamless execution opportunities across the SoFi ecosystem. You will have the opportunity to design and build a high-impact service from the ground up, shaping the architecture and systems that connect financial guidance to real-world action. This role will work at the forefront of Generative AI, integrating with SoFi’s Financial AI Agent to deliver intelligent, context-aware, and compliant experiences that help members take confident financial steps. The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for the quality of both the code and finished product. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution.&nbsp; We also pride ourselves on a philosophy of continuous learning, and you should likewise be committed to furthering your own career growth as well as to providing mentorship for your fellow team members.&nbsp; &nbsp; What you’ll do: Development, testing and deployment of software systems Actively participate in reviews to ensure code quality, efficiency, and adherence to best practices Execute on well defined technical tasks and user stories with high quality in a timely manner Help translate product requirements into technical solutions Communicate with project leads, product managers and other software developers Adapt existing practices, processes and frameworks to deliver tasks Collaborate with peers as well as cross functional teams to coordinate and deliver projects&nbsp; &nbsp; What you’ll need: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 2+ years programming experience, ideally on a modern stack Our core stack is Kotlin / Spring / PostgreSQL / DynamoDb, and we run on Kubernetes in a service oriented architecture with over 100 services in production.&nbsp; You should have 1+ years Java or Kotlin programming experience&nbsp; You should have a basic understanding of relational databases&nbsp; Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests Nice to have: Experience working with LLM technologies, such as agents, prompt engineering and evaluation Experience working with asynchronous systems and event based systems (queues, streams) Experience working with SQL databases and/or No-SQL databases Experience scaling highly available, mission critical systems Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Software Engineer, AI Financial Actions

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a Full-stack Software Engineer to join SoFi’s Member Insights engineering team, where we’re designing the future of personal finance. Today, we help millions of members find their path to financial independence by providing the tools, resources, and guidance they need to succeed. The team currently owns several high-impact, customer-facing experiences, including Relay and Credit Score Monitoring. Looking ahead, our focus is on delivering personalized financial insights—building systems that ingest and learn from billions of financial data points to generate actionable, timely next steps for our members throughout their financial journey. The ideal candidate is collaborative, product-minded, and pragmatic, with a strong sense of ownership and accountability for both code quality and the end-to-end product experience. At SoFi, close partnership across Product, Design, and Engineering is core to how we work, and you will be involved throughout the entire product lifecycle—from ideation and design to implementation, deployment, and continuous improvement. We also value a culture of continuous learning, and you will be encouraged to invest in your own growth while mentoring and supporting fellow team members. &nbsp; What you’ll do: Full-stack Development: Build, test, and deploy software across the entire stack, from mobile/web interfaces to backend microservices. Code Quality: Participate in reviews to ensure code quality and adherence to best practices across both frontend and backend repositories. Execution: Deliver on well-defined technical tasks and user stories with high quality and a focus on polished UI/UX. Collaboration: Communicate effectively with project leads, engineering managers, and fellow developers to coordinate complex feature launches. &nbsp; What you’ll need: Education/Experience: Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience. Experience: 2+ years of professional programming experience on a modern full-stack architecture. Frontend Expertise: Proficiency in React (web) and/or Flutter (mobile) for building responsive user interfaces. Backend Knowledge: 1+ years of experience with Java or Kotlin. Our core stack is Kotlin/Spring/PostgreSQL/DynamoDB. Experience and enthusiasm leveraging LLM/AI tools to increase your efficiency as an engineer. Nice to have: Cross-Platform Skills: Dual experience in both React and Flutter is a major plus. Systems Architecture: Experience working with asynchronous and event-based systems (queues, streams). Database Scaling: Hands-on experience with both SQL and No-SQL (DynamoDB) at scale. Infrastructure: Familiarity with Kubernetes, Docker, and service-oriented architectures. Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp; &nbsp; To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;Benefits at SoFi&nbsp;page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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